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by jen42001 , Jan 29 '00
Pros: good service, can count on them
Cons: high interest is too high
Discover offers the gimic of cashback but does it really help with their high interest rates?
I have had a Discover card for years. I have never really had any problems with them. Discover has never made a mistake on my account or anything. This...
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by la_monday , Mar 31 '00
Pros: Cashback Reward System
Cons: Raised Interest with no explanation
I originally selected to get a Discover Card while I was in college. I got this card on the recommendation of a friend, who had an exceptional service experience. I, too, was most pleased - in the beginning. However, I still get letters from this...
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by nightsilver , May 25 '00
Pros: Pretty holographic sticker
Cons: Wildly expensive
Wow, are these people cheap, or what? My Master Card is really lenient about payment dates, accepting payments postmarked up to the payment date. Discover, however, slaps you with thirty for the late payment, and then another thirty for "service...
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by patchie213 , Jan 18 '00
Pros: good customer service
Cons: high interest rate
Even though I no longer have a Discover card I felt the need to write this opinion about Discover and their customer service.
My husband was in the military and we had 5 credit cards and it was getting harder and harder to stay current with...
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by rotsa , Feb 05 '00
Pros: CASH BACK ANNUALLY:
Cons: IT'S NOT UNIVERSALLY ACCEPTED:
The Discover Card is a pretty good deal. You can lock yourself into a low APR, and get cash back besides which is paid annually. Unfortunately, Discover Card is not as universally accepted as is Visa or Master Card. I found...
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by shannonf , Oct 06 '01
Pros: No annual fee, Great Customer Service, Convenient Payment Options
Cons: Not accepted everywhere!
My Discover Card was my very First Credit Card. I received in college (1994) and although I had no job, I had a small weekly allowance, which was good enough for them to issue me a very modest credit limit of $500! Seven years later, I have a Platinum...
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by mosquitoguy , Jun 19 '01
Pros: 1-2% cash back
Cons: they don't care about you
I owned a discover platinum at 10.99% APR. They suddenly raised the APR to 14.99% without any reason. When I called them up they told me that they can't afford the 10.99% because of interest rate increase (this was in 2000). This is of course a lie...
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by iptel , Jun 06 '01
Pros: token cash-back
Cons: HORRIBLE CUSTOMER SERVICE. Protection for Credit Card Purchases NOT GUARANTEED.
I have been a Discover Card member for 3 years. I have decided to cancel my membership.
I always paid my balance in full each month. On May 16, I called Discover to dispute a charge on my account. Some of the items I received from the...
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by Skislopia , Jan 24 '00
Pros: you don't get charged interest the moment you swipe it
Cons: lack of savings with CASH BACK
Although I am not fond of using credit cards, I have found that my Discover card does not have the hang ups that I have heard about from friends. I have been a cardholder for about 2 almost 3 years, and not once have I had a problem. In fact, I have...
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by cowgrljme , May 17 '00
Pros: Great customer service, not bad interest rate
Cons: None so far
My first card was a Citibank VISA. It wasn't too bad to have. My biggest problem with them was that they called me at least once a week to talk me into buying something from them. At least once they actually signed me up for insurance or some other...
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by terranettles , Mar 11 '00
Pros: cheaper interest rate
Cons: not widely accepted like other cards
My husband and I signed up for the Discover Platinum Card when they sent us a "junk mail" flyer to fill out. They offered us a 2.9% interest rate for 9 months. This was perfect for us since we carried a credit card balance of $1800 on our...
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by tdeckard , Mar 03 '00
Pros: none
Cons: bad customer service
In 1997 I was contacted by a collection agency towards some $18
yearly service fee on a Discover card I never owned. I contacted
discover and was told I had applied for the card in response to a
telemarketing call. This was not true,...
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by evan1974 , Jan 27 '00
Pros: Cashback Bonus Award
Cons: Fees
The Discover Platinum Card is the best credit card I've ever had. The interest rate is competitive, and combined with the annual cashback award this makes a great deal. I use the card for as many day-to-day purchases as I can, and find that I am...
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by Akira393 , Jan 26 '00
Pros: Cash back, low interest
Cons: Not accepted in some places, but rarely
Discover Card is one of the best credit cards available right now. I don't have many charge cards because they seem to be more trouble than they're worth, but Discover is one of the few exceptions. Some of the best features about Discover Card are you...
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by rain73 , Jan 26 '00
Pros: Cash back bonus
Cons: Not good for college student and the bill is due every 20 days
Discover Card looks and seems as it's a good card, but actually it's not. The downs of the card is the billing is sent late mostly, high late fees, crazy billing period of every 20 days while others are 30 days.
The good side is only the cash back...
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