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by ginko , Jan 21 '00
Pros: good referral program for people searching for their first line of credit Cons: sudden boost in interest rates
When I was younger and could not get a credit card to save my life, Discover had a great referral option and through them, I was able to receive my first credit card. I have been a Discover Card holder for about three years. I have never charged over...
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by john_christens , Jan 21 '00
Pros: No fees, cash back Cons: Be careful to not charge anything you don't already have money for
I have had a Discover Card just about since the inception of the Cards, at least 10 years. I have never paid a cent to them and they have paid me hundreds of dollars. Each year I watch the cash back rewards build on the statements each month with the...
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by aimm , Jan 21 '00
Pros: you can use it anywhere Cons: too much hassle
As a college student, I naturally applied for too many credit cards -- so now I'm a kind of "credit queen". I certainly have to say that Discover is the worst card I have ever received.
Perhaps the only positive thing that I can say is...
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by candyman , Jan 21 '00
Pros: FREE MONEY Cons: HIGH INTEREST CHARGES
When the discover card first came on the market, it's novel approach to returning 1% of your purchases, was a overwhelming success. Everyone who applied for a card, was well pleased with the knowledge that when you used your card, you were sort of...
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by esntial , Jan 20 '00
Pros: convenient, good customer service Cons: interest rate
I have had different cards in the past. You name it, I've probably had it. When I received the Discover card, I noticed the great customer service as compared to all the other cards. I have noticed that Discover is more willing to work with you when...
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by vennerl , May 02 '00
Pros: Can theoretically get cash back Cons: Better pay your money up front. We tried paying the day the bill came and still had problems!
My husband and I got a Discover card hoping to get cash back. What a mistake!
We normally pay our bills in full every month. We pay whatever bill is in the stack on the 1st and the 15th of the month. This should be a reasonable plan for...
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by brattee , Jan 30 '00
Pros: All around good card, good cash back bonus Cons: None that I can think of right now.
I love my Discover card. Been with them for about 15 years, and hope to stay with them for a lot longer. I feel that the benefits of having it are wonderful, especially the cash back rewards. I personally use it all the time, where ever it is...
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by jaschenb1 , Jan 19 '00
Pros: Good Customer Service, Accepted widely Cons: Sends out new cards too often, hard to keep track of which is current
The Discover Card was my first major credit card that I was able to acquire and I am eternally grateful that they have helped me build my credit through them. The interest rates aren't always the lowest that you can get, but their customer service more...
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by yueming , Jan 21 '00
Pros: 2% cashback!!!!! Cons: not online accessible
Amoco Visa, 2% cash back!!!
I'm not talking about Amoco Gas Card, but Amoco Visa. You can
find the application on every Amoco gas station. Or simply call
them at 800-254-9695.
Let's compare it with Discover:
...
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by JeanieW , Jan 27 '00
Pros: cashback bonus Cons: high interest charges if don't pay off your bill
I use the Discover card for every purchase I can. I charge my gas, my groceries, even my cable on my Discover card! I figure I might as well get some money back for purchases I have to make anyway. It's really nice getting that check in November (my...
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by SuperNovia , Dec 12 '00
Pros: Cash back bonus Cons: Slightly higher interest rates
I use credit cards for almost everything I buy, and I always pay off the balance at the end of the month. The Discover Platinum card is simply the best card to use this way.
I don't know why the main product page of the site says "Up to 1%...
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by lessa1 , Jun 23 '00
Pros: good limit, great online services Cons: not accepted everywhere
I am a college student with a limited income. Because of this, and because of my job instability (I am mainly a summer worker), I had trouble finding a credit card with a decent limit. Every card I found had charges for use, or a very low credit limit....
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by azreal , Jan 18 '00
Pros: Cashback on purchases, great customer service, website to check your statements and balance Cons: none
The Discover Card is a great card for anybody, especially college students.
For starters it has no annual fee like many American Express cards. You also get cashback on all your purchases. Granted this does not amount to much unless you're a really...
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by Sugrplm , Jun 24 '00
Pros: cash back Cons: customer service reps not always helpful
I got my Discover Card last year. One of those "fill out all these credit card applications and we'll give you a free t-shirt" college traps! I did receive my card in a decent amount of time. The cash back award is a nice incentive to use...
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by intepid , Feb 15 '00
Pros: No annual fee, cash back, online and Sears payments available Cons: Nothing
Discover Card is one of the best cards out there. With the wave of the internet it has been the plan of many credit card companies to be able to make payments online. On of the disadvantages to this is that you have to plan the payment ahead, but with...
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