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by pcomsec , Feb 04 '00
Pros: No fee, cash back bonus, great customer service Cons: Late was high, but aren't they all?
When I first got this card back in approximately 1983, very few places accepted it. The only one I remember taking it was Sears, and I bought very, very little at Sears. However, over the years, more places started taking it and now I find very few...
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by agoodner , Jan 21 '00
Pros: Will issue to college students, has cashback bonus Cons: 1% cashback bonus hard to track and very minimal, high interest rates for college students
I received my Discover card when I was in college. I will admit it was the only credit card I could get at the time being a college student, and the 1% cashback bonus was a tempting offer. I wish now that I had passed it up. There are credit cards out...
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by dkuatuci , Jan 28 '00
Pros: High Limit, Great Customer Service, Excellent Policies Cons: Low Rebate
I'm currently a student at UCI. I only apply to reputable credit card companies in order to build my credit. As many you know, when you first turn 18, you have no credit at all. That means that when you apply for most credit cards, they will reject you....
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by BlackKnight , Jan 22 '00
Pros: NONE Cons: Bad company for credit
Do you call this a credit card. Looks more like a wasted chunk of plastic in my life. I got this card and went out and charged a few items on a $1500.00 limit. Well, i charged about $1000.00 in things and then had to return about $800.00 in items because...
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by nonie , Jan 26 '00
Pros: good card, nice cashback program Cons: balance xfer checks have no incentive for use
I've been receiving loads of balance transfer checks from Discover lately. Normally I would avail myself of the opportunity to move money from one card to another to put of paying for another billing cycle. But careful reading of the fine print has...
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by alan , Jun 05 '01
Pros: Cash back, great phone and web service Cons: Not everybody takes discover. Other companies (currently) offer more cash back.
I've had a Discover card for 4 years now. Never have they incorrectly billed me. Every time I have contacted them they have quick and helpful. The time I had to refuse a charge, all I had to do was speak with them over the phone. Their website is ...
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by STPSmith1 , Jan 28 '00
Pros: none Cons: everything about them especially customer service
I am sorry to report that anyone that has a credit card with Discover should really be careful and keep an eye on their statement.
When I divorced I received in the mail a Pre-approved Credit Application from Discover Card in my ex-husbands...
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by annechung , Jan 06 '01
Pros: cash back award, online account Cons: not accepted everywhere
My discover card was my first credit card. Now, it is the credit card I use the most even though I have a Mastercard, Visa, and American Express.
www.discovercard.com is very comprehensive and I can view my statements and transactions, pay my...
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by daniel_h26 , Jan 26 '00
Pros: cash back on your spendings Cons: high APR, not widely accepted
Discover is the only credit card that pays you a percentage of what you spend. So you can have the convenience of swiping your card and getting a little back. However, Discover does have bad sides to it. First of all, it has a high APR. And second of...
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by osmaster , Feb 27 '01
Pros: I use it for food shopping Cons: Not accepted at snooty department stores.
It pays to Discover!
If you are a frugal person, the Discover Card will be a great tool for your wallet.
1% CASH BACK
Discover Cards offer a 1% Cashback bonus on purchases.
Groceries, plus $30 when I shop...
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by Cathy_R_S , May 18 '00
Pros: cash back program Cons: 17% APR
As a young person starting out in the credit world, I was eager to start collecting credit cards. This proved to be a more difficult task than I had anticipated. Now it is not that I have bad credit, it is that I have no credit. I am sure everyone has...
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by K.Larsen , Jan 19 '00
Pros: Getting money for doing what you would do anyway. Cons: Hassle of saving money (while making it)
I don't know what took me so long! Get paid to spend what you would spend anyway. But that is the trick . . . DON'T OVERSPEND!
I've had my Discover card for 3 months and have made $18 for buying my groceries, going out to dinner, renting...
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by jonneller , Jan 26 '00
Pros: looks nice, cashback Cons: lack of places to use it.
I love my Discover card - mainly because it is the only credit card I can use at Sam's Club and I do a lot of shopping there. I also love the cash back. The most I have gotten in one year is $35. I charged quite a bit (mostly computer stuff) that year....
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by kiskopop21 , Jan 04 '01
Pros: great introductory offer, generous credit line, no annual fees Cons: none
I applied for this card after a long hiatus from the world of credit cards. I was 18 when I received my first card and I went haywire for the next two years and thought I got myself in too deep. I started getting decline letters from everywhere, so I...
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by dna13 , Jan 22 '00
Pros: Cashback, Online Account Center, Smart Pay Cons: Not accepted everywhere
Discover Cards are a financial must-have for credit card owners. First-off Discover offers a cashback bonus of up to 1% on their regular card and up to 2% value on their platinum. Their rates are competitive and their is no membership fee and no annual...
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