Discover Card

Pros: web site user friendly
Cons: not what it has promised to be

Always be sure to read the fine print before signing up for any thing. One of the main reasons I decided to sign up for Discover, over a year ago, is for the 1% cash back. But even though everything says 1% cash back if you read more into it, you...

Pros: intro offers, lower rates
Cons: can't think of any

I have several different credit cards, but I have to say that on of my favorites is Discover Platinum. When I first got the card, I transferred the balances of several other cards to my Discover. The interest rate on the transfers was only 4.9% until...

Pros: Cash Back Bonus Award. Competitive APR for purchases. Excellent APR for balance transfers.
Cons: Not widely accepted like the Amex, Visa, or MasterCard.

I currently have a regular Discover Card. I have had the card since January of 1999. I have been very satisfied with the Discover Card so far. Discover Card offers a fair credit line, competitive interest rates, and a cash back bonus award program. I...

Pros: reward check at end of year, if you get it
Cons: APR increased after a promise not to

I received an invitation in the mail to accept my pre-approved Discover platinum card. O% introductory on purchases and balance transfers for 6 months then 9.9% forever. I was thrilled and called to find out more information before accepting my...

Pros: No annual fee, cash back bonus, good balance transfer offers.
Cons: Makes you go through middle-man when dealing with debt issues.

I've had my Discover card for going on 6 years (in Oct.), and I've been more satisfied with it than not--that is until a situation popped up. Before I get into that, let me list some of the positives.

Pluses:
1. No annual fee- Many card...

Pros: Cash Back, friendly service.
Cons: The website is hard to download your statement to Money.

I have been a member of Discover Card since it first came out. There have been times when I did close the account early on but within the last few years they have gotten a lot better with customer service.
I had a rate of 17.99% that is very high...

Pros: FREE Shipping and Handling, Return Protection, lowest price guarantee, etc
Cons: You have to open up a Fidelity money market account

It used to be the card member got .25% (.0025), if the purchases are part of the first $1,000 .50% (.0050), if the purchases are part of the second $1,000, .75% (.0075), if the purchases are part of the third $1,000, and 1.0% (.0100), if the purchases...

Pros: The only thing I can think of is the 25 day grace period
Cons: 2% cash back is a joke, poor interest rate, low benifits

I have the Discover Platinum Card with a $5500 limit. Over the years Discover Platinum has gotten worse and worse. They used to have some good benifits including if you took a cash advance all you would pay is a 2% transaction fee and no interest if...

Pros: No Fee
Cons: None

I have a Discover card that has no fee. It is absolutely free. It pays me money at the end of the year. This is a great plus for a free credit card. I never pay interest because I pay my bills on time.

This card is great to use at Sams Club....

Pros: nothing now.. was good until mysterious finance charges popped up!!!!!!
Cons: mysterious finance charges popped up!!!!!!

Get This! I rcvd a 0% for life deal from Discover.. my wife and I looked it over and 'Discovered' it's a GREAT deal.. so we transfered our large wedding balance on it... 1 year goes by, we used it 2wce a month.. happy as can be. until Jan this year.. ...

Pros: Online access better than most.
Cons: Process of posting payments costs account holders an extra day of interest.

Those account holders who carry a balance and who are diligent in reviewing their statements will discover that the Discover card is ripping them off.
I have all of my credit card payments set up via my bank's online bill pay system. The online...

Pros: They offer checks , Can skip a payments ,
Cons: Not accepted everywhere , Good luck on a credit line Increase

Well to start Off I've had the discover card since 2002 and they did gave me a APR 9.99 for six month and a credit limit of $1000 The APR as of 7/2005 is 19.99 and for cash Advances 21.99 well I have nothing to complain also with the ...

Pros: Offer nice rewards, but not sure how legitimate this is.
Cons: Deceptive, not good disclosure

I recently applied for and received a DISCOVER REWARDS CARD, the one with a $60 reward after a certain amount was spent within a certain period of time. I gave up another card to get this Discover card as my old company did not offer any good rewards ...

Pros: I don't have the card anymore, Online bill payment
Cons: Bad customer service, A high interest rate

Their web site is hard to use. It was hard to download statements to the Microsoft Money program. The online payment preview page and confirmation pages look too much a like.

When I tried to cancel the card. They asked me to many personal...

Pros: up to 1% cash back, good service
Cons: none

I am against bad financial deals. The Discover Card is not in itself a bad deal though (only if misused!)

We were recently upgraded to the Platinum Card, and I am happy with it. In fact I have been pleased with services all along.

...