Discover Card

Pros: Teaser promotions from Discover: Bait & Switch
Cons: Beware of Discover Card Bait & Switch.

Beware of Discover Card Bait & Switch. I was offered, and accepted, a Discover card last year with "0% for life" on balance transfers as long as I spent $25 a month on the card each month. After one year of correctly charging my $25, and paying the ...

Pros: Get a Credit Card with no Credit
Cons: Fraudulent, High Credit limit, NO customer service

The day I turned 18, I applied for as many credit cards as I could, and was approved for 2 of them, one being the discover student card. I always paid my bill on time and kept a decent balance. Back then I thought it was awesome to have a $2000 credit...

Pros: Widely accepted, cash back
Cons: Not all vendors accept, high interest rates

I have been carrying Discover Card for many years. When I learned of the opportunity to earn money back on my purchases, I was thrilled. I use my card for basically all purchases and pay it off at the end of each month. Based on that amount of...

Pros: Only good if you're willing to risk being treated with total disregard.
Cons: Credit interest rate increase come out of nowhere.

We have recently, for whatever reason, been penalized with an interest rate increase apparently for making two payments within the same month a few times...and I just don't get it. After we did this, Discover jumped our interest rate off the scale, and ...

Pros: None.
Cons: NO consumer protection, RUDE customer service.

I purchased items from an Internet company who recently went bankrupt. I called Discover to dispute the charges, and was told the charges were put in dispute. One day later I learned that the disputes had been canceled! I was not told of this by...

Pros: None.
Cons: They penalize reliable payers with ridiculous jumps in interest...and no warning.

I have been a Discovercard customer for over 15 years. Recently, I have been trying to streamline my finances so that I don't have to deal with overblown interest rates in a time of transition (relocation cross-country). Although we have less ...

Pros: You can get up to 2% cashback
Cons: You would have to wait a year to redeem that cashback money

I have had my Discover card since my second or third year in college, as we all know most of college students are poor and sleepless....we have gone through the road where we try to the penny on how we spend our cash since is so scarce all the...

Pros: Discover has honored their terms on my balance transfers in the past.
Cons: Discover Card not honoring the terms given over the phone relating to a balance transfer.

Discover Card is doing me wrong. They said they would do one thing over the phone and now they're doing something else. If you have had an experience similar to this please contact me at discoveraction@yahoo.com Here's what happened to me: ...

Pros: NONE
Cons: bad debt

Discover card is one of the worst! Some how, I ended up with 2 different discover accounts with out signing anything new or filling out a new application. How does that happen?

Their interest rate is very high, especially with almost all the...

Pros: Cash Back, friendly service.
Cons: I haven't found any.

I was recently called about some charges that were made to my account. I didn't make them and they cleared them up right away. I was very impressed that they would call for just a few charges, one was for a couple thousand dollars made at SONY. Another ...

Pros: Easy and Convenient
Cons: Can be costly if you're not careful

I have the Discover Card and have since its inception. Why not? No annual fee and a cash back award. In my personal opinion....and remember opinions are like belly buttons, we all have one......Discover is the best card around.

The only...

Pros: a little cash back
Cons: Often not accepted. Aggressive mail and telemarketing campaigns target cardholders.

I ended up cutting my Discover card in little pieces.

Thought the cash back would be great. But it was so much less than I thought! Then the telemarketers and junk mailers descended on me like flies. I asked Discover to please take me off all...

Pros: Minimum monthly payments are very low as long as you pay them.
Cons: Compared to the APR of other cards with similar features, it is way TOO HIGH!!!

Although Discover card has given me a decent credit limit, I would have done much better sticking to good ol' Visa or Mastercard. When trying to purchase in stores, I found that about 60% of the time they did not accept Discover which made the whole...

Pros: 1% cash back, no annual fee
Cons: 1% cash back doesn't apply to everything

I've had credit cards for almost 10 years but only recently signed up for a Discover Platinum card last fall when an offer came in the mail. I didn't really need the card. I'm the type of person who pays off his credit card bill every month unless...

Pros: none
Cons: too many charges

My husband and I have had Discover cards for over 10 years. The bill was always paid on time and they were happy. Unfortunately, we were late with a payment and they put a stop on the card. Every month there is an over the limit fee of $20 and a late...