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by ayarbrough , May 23 '01
Pros: Cash Back Cons: "100% Fraud Protection" is a joke, does not treat customers fairly.
A GOOD TEN YEARS
I have been a Discover Card member for over 10 years. When I signed on with them, they were still the only card to offer cash back. I loved getting those rebate checks in the mail. Since I never carried a balance, and thus...
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by informer , Jun 10 '01
Pros: Customer service Cons: Small cashback bonus
Although Discover Card promises a cashback award of UP TO 1%, it sure takes a long time (and a lot of money for most of us) to get up to the 1% mark - let me explain.
You earn .25% on the first $1,000 you spend, .50% from $1,001 to $2,000, .75% from...
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by marchel , Jun 10 '01
Pros: low transfer rate offers, no annual fee, cash back program Cons: poor customer service, does not stand behind customers
I used my Discover Card to make purchases from a company called CyberRebate, which has declared bankruptcy. The purchases from the company involved a two part agreement-- one the purchase and two the rebate. Unfortunately, CyberRebate declared...
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by jspice25 , Jun 20 '00
Pros: Pretty good credit card Cons: Too Too high interest rate 21% and climbing
I have been a DiscoverCard holder since 1995. I chose this company because at the time I had been hearing a lot about them and their good rates and because a lot of people I knew were singing its praises. I took it as a sign when I got a message in the...
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by cschreck , May 23 '01
Pros: Cash back, doubled for platinum. Cons: non-existent customer service
I recently had the misfortune to be scammed by an online merchant. Of the two credit cards I used one has been very helpful and is supporting it customers. Then there is Discover, when you call, you do not get the help you would expect. Instead you get...
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by sheelshah , Mar 16 '07
Pros: cash back bonus, promotions Cons: does not have constant 5% bonus with gas, supermarket, drugstore purchases
I love my Discover card. I love the things I have gotten through my Cashback Bonus with them: my Ipod, Ipod Speaker System, Roomba iRobot vacuum, Casio Exilim 6MP Camera, etc. I love how my cashback bonus doubles at places like Sharper Image. Yes, I ...
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by cgadbois , Oct 17 '01
Pros: Cashback bonus, Microsoft Money integration Cons: Accepted at fewer locations, APR just went through the roof!
I've had a Discover Card of one sort or another for 5 years now, and I currently carry a Platinum card. I've never had any problems using it, although it is accepted at fewer locations than a Visa or Mastercard.
I like the Cashback Bonus...
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by truthinmetal , Apr 24 '07
Pros: Reward Program Cons: Dishonest Tactics
This is how the Discover Card Payment Protection Scam works. First, they will call you, asking you if it's okay to send you information in the mail regarding the payment protection plan. They will read off several paragraphs of information regarding ...
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by jewlbox35 , Feb 01 '00
Pros: Popular name card Cons: High interest, customer service not to strong
Well I don't know about you all but we have had a bad experience with our Discover card, we had been paying on this card for so long, and we were not getting anywhere with the payments. I had to do a hardship on the card and they never credited our...
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by sluggurr , Jan 21 '02
Pros: Cash Back, good customer service, pay online Cons: Not accepted everywhere.
I've had my DiscoverCard about 12 years now. I've always found the customer service to be efficient and friendly. When I've disputed a charge (say for a slightly late payment), they have ALWAYS reversed it.
Maybe my Discover is like an old...
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by DrFran , Aug 08 '00
Pros: Great Service Cons: Not accepted everywhere
Few of the things in life that I proudly own.
I have been a member for the past 10 years and earned
hundreds of dollars as cash back bonus.
The invoice is very nicely organized. The operators
are friendly and refunded...
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by lastcat , May 23 '01
Pros: none Cons: rude customer service reps who refuse to help in any way
DISCOVER makes absolutely no attempt to assist customers in internet charge disputes although the company advertises purchase protection for internet purchases. Clearly, this company is on the side of the merchant and places more value on receiving a...
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by KelliandJoseph , Jan 01 '01
Pros: Cash Back On Purchases and Discounts Online! Cons: None I Can Think Of!
Discover Credit Cards are the best to have! I have had Citibank, Capital One, JcPenney, Sears, etc. None of them compare to Discover. I finally selected this card because of the cash rebate you get each year based on purchases made. Since I have had...
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by althura , May 23 '01
Pros: Cashback, high credit limit, web access to account Cons: Their Customer service is worse than any other credit card
I have had this card for 3 years. Never once did I get any disputes in my favor. Once I purchased a 10 pk of computer products from a website, but I only received one, and the company I ordered the product from ignored me when I tried to contact them...
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by hotshot78 , Jun 12 '01
Pros: Accepted at most locations, cashback bonus awards Cons: Not accepted as widely as MC or Visa
If getting a check at the end of the year for a few bucks is your thing, then Discover Card is the credit card for you. However, if you are like most people, customer service and where you are able to use your card are far more important. Discover...
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