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by timperkins , Jul 19 '01
Pros: Cashback Reward Cons: Incorrect, incomplete information from reps, and poor customer relations
If you haven't heard by now, Discover Card is not backing its customers (at least not me) in dealing with CyberRebate.com's bankcruptcy filing and is leaving its customers stranded with thousands of dollars of debt. People purchased items (myself...
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by djsker , May 01 '01
Pros: The tiny little check. Cons: High rates.
I don't recommend this card for the fact that their interest rates are outrageous.
I was with them for about 7 years without any discrepancies. I asked them to lower the rate and they said, 'NO'. I told them to cancel my account and I cut the card...
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by ladybegood , Jun 23 '00
Pros: free Cons: better offers and service available elsewhere
adequate but not more. Customer Service amazingly unknowledgeable about programs-- often not able to handle or resolve even simple questions-but must refer then to "expert" with several day response wait. Info on For example, double discount...
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by wadekainer , May 27 '01
Pros: Generous limits, Great website. Cons: Middling interest rates.
I like the ability to pay my bills online, and Discover (along with my MasterCard) has one of the best ways to do this. You can choose auto-payments, or, like I do, click-to-pay where you can set each individual payment amount.
I also like...
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by partymom44 , Jun 09 '01
Pros: None except a few bucks back Cons: Unprofessional & poorly trained staff, zero online fraud protection, horrible customer service
We have been customers for nearly 15 years, always paying our account in full and on time. We (and many others) have become victims of CyberRebates online scam, and are disputing charges made to them in April. Discover Card offers absolutely no help in...
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by cindys94 , Mar 11 '01
Pros: With at least a 1% Cashback Bonus, you can't go wrong with this card. Cons: Interest rates can be very high if the balance is carried over.
Discover Card is getting more and more accepted be retailers all across the world. I use my Discover Card to buy everything from groceries to movie tickets to paying for college tuition. Especially during Christmas, Discover offers even higher cashback...
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by bdittrich , Jan 24 '00
Pros: customer service internet access Cons: interest rate
In using my discover card i have found one thing to be better then all of my other cards. That is that i can access the account on line. I can see what charges i have made twenty four hours a day. I can see my balance the last time i made a payment...
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by aluczak , Aug 13 '01
Pros: Cash Back Bonus Awards Cons: APR not that great
Discover Card was my first credit card. Unfortunately I quickly learned the it is not accepted eveywhere and that's not too convienient. I enjoy the cashback at the end of the year, however it's not much to speak of (a very small percentage goes to...
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by orbitcom , Apr 05 '00
Pros: Good features Cons: You end up owing money
Discover asked me to sign up 2 years ago and how could I not with the huge credit balance and online usage. They offer a card with online access to your account so you can check the balance, make a payment and follow all your charges as soon as there...
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by jcgraphics , Jan 20 '00
Pros: It rewards you money and bonuses! Cons: NONE
My husband and I have had our Discover Card for about five years now. We both enjoy using our credit card very much! We love all of its features and bonuses.
What features? What bonuses you may ask? Apart from low rates, our Discover card...
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by nina92rt , Jul 13 '01
Pros: Very convenient Cons: Miss leading
I enjoyed having this card for a year, but afterwards they really get you. First, the interest rate was very low about 2.0%, but after the first 6 months it jumps up there. Which was 14.99%, but yes I did know it would. The monthly payments were low....
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by Alicia2674 , Feb 02 '00
Pros: Good Service Cons: Not all places take this card
I have a discover Platinum card and I do like it. There are only a couple of things that I do not like. The first thing is that not all places take Discover and more places honor a Visa card. The second thing is that the cashback award doesn't amount...
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by speedious , Jul 25 '01
Pros: Decent Customer Service
Generous Credit Limits Cons: Variable Interest Rates that are high
Can change interest rate and fees
I have had my Discover Card now for about 4 years and I have found that it is not a great card and also not a terrible card. The rewards program is nice since there is no fee but it is offset by the relatively high interest rates that the company charges...
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by MrsElement , Oct 22 '00
Pros: Cash back for usage. Cons: Unwilling to discuss let alone negotiate a reasonable payment plan during financial difficulties.
Recently I sent a letter to the CEO of Discover Card hoping to get a problem resolved after way too many phones calls and getting no where fast. The letter itself has been included in another epinion for Citibank if you care to read it. In any case I...
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by maxseeker , Jul 18 '09
Pros: none Cons: Get charged for unauthorize services.
Discover More Card.May, 2009 - July, 2009I have Discover card for the last 2 months. Got call 1 time when apply for the credit card and asked if I want to use "Wallet Protection". I said no. I found out at the end of the month that I got ...
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