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by uniwiz87 , Jan 18 '00
Pros: CASHBACK BONUS, online account access and payment, lenient grace period for payment
Cons: I'll let you know when I find one!
I NEVER go anywhere without my Discover Card! It is the one card I use any time I can...Here's why...
First...CASHBACK Bonus...I charge everything and anything I would normally pay cash for (groceries, gasoline, manicures, etc.) just to get...
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by jessicaharris , Feb 27 '00
Pros: online bill pay
Cons: highway robbery if balance in full is not paid
What you will read below was my previous, impressed, opinion of Discover card. Unfortunately I have just seen the ugly, ugly side to the company. I have 2 accounts with them, a platinum and a regular. In September, they apparently changed their terms of...
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by sdgirl , May 23 '01
Pros: Supportive and Sincere to customer's questions and conerns
Cons: Not dependent when you need it the most.
Hi. I would like to share a recent experience about Discover Card. I consider myself a responsible Card-member. I always pay my payment in full every month and even check online to make sure my transactions has gone through. I never charged more than...
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by wecallis , Apr 12 '01
Pros: Fantastic Cash-Back Program; Great Online Savings; Online Account Center
Cons: High APR, Not Accepted Everywhere
The Basics
- Intro APR of at least 1.9%
- Fixed APR of at least 11.9%
- Cashback Bonus of 1% (for almost all purchases, in the form of a check at your 12 month anniversary) or 2% if you convert to a coupon or gift item from...
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by pepto , Jun 30 '00
Pros: good customer service reps
Cons: deceptive benefits, high APR, non-rewarding cash back program
This is one of the most troubling credit cards I have ever owned. For several months I was mailed offers to Discover Platinum card - usually every other week. After comparing the features/financial information of this card to four others I chose...
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by theshelley , Mar 09 '00
Pros: ok card for a student, or for people who don't carry balances
Cons: customer service, errors, inequity
Discover was the first credit card for which I applied. Like a lot of students, I first got the Discover Card in college. I have mostly been happy with this card in the years that I've carried it. But recently I changed from a regular Discover to a...
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by Dwana , Mar 16 '00
Pros: It's a credit card
Cons: It's a credit card
Well, I'll admit before all you frugal people that I am NOT one of those people who pays her balance in full each month.
My balance ran up near its limit in 1998, due to a series of financial crises, and my card has hovered near its limit...
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by JKportland , Jan 20 '00
Pros: No annual fee, taken more places, 1% cash back
Cons: Cap on the amount you can get back per year
My husband and I have been using the Discover card since 1987, back when you could hardly find any place that took it. Fortunately now, though, Discover is becoming much more widely used and most places do take it.
We love its 1% cash back feature,...
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by MikenDawnB , Jan 25 '00
Pros: No yearly fee, cash-back bonus!
Cons: Not as widely accepted as MC and Visa
If I told you that I love my Discover card, it would not be an exaggeration. It is the card I use 95% of the time, and I only have a Visa because there are still some stores that don't accept the Discover card.
First, let me say that I do...
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by sassy_ , Jan 25 '00
Pros: Cash Back Award
Cons: Not Accepted Everywhere (Yet)
I have used the Discover card for many years now. I have nothing but good to say about the card as well as their customer service. Any time I have had a question their customer service has been excellent. Very friendly people, patient and helpful. The...
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by jclarkyyy , Jun 15 '00
Pros: Easy payments and e-mail reminders
Cons: not taken everywhere.
Discover is a very good credit card if your one of those types of people who just pay credit card debts off fast, because the interest rate does change and that can get annoying and expensive at times. As far as the things you can do with a discover...
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by DonGiaconia , Jan 28 '00
Pros: Ease of Access Online, Great Special Offers Online, Pays You Back, No Annual Fee, Accepted At Costco
Cons: Less Widely Accepted
The first credit card really designed for the Net Savvy. Not only do you have the option of receiving emails on your account status (Bill Sent, Payment Rec'vd, 5 Days before due, and Approaching Limit) it has tons of online extra discounts. For...
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by galtwish , Jan 18 '00
Pros: Good for people without established credit
Cons: Not accepted everywhere
Discover is not the best credit card out there. There billing schedule is difficult to keep up with (you have to pay every 20 days instead of every month to stay ahead of late charges due to weekends/holidays screwing up there cycles), they "cash...
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by a5950 , Feb 29 '00
Pros: None!! BANK OF AMERICA has a better card WITH CASH REBATES
Cons: They may ruin your credit because of THEIR ERRORS!!! EXTREMELY DIFFICULT to deal with!!!
When I applied for a Discover Card in 1991, I was told by their Manager of Credit I had one of the best credit scores in the country. He said "You are in the top 1%." I was granted the highest credit limit Discover offered.
My card...
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by bigsteve , Mar 15 '01
Pros: Will work to keep you.
Cons: Not accepted everywhere, and not the lowest interest rates around.
I'm going to leave my original review intact at the bottom, and give a bit of an update. True, it's several years later, but my recent dealings with Discover card have been better. First, I had called their Customer Service team (at 1-800-DISCOVER), ...
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