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by soulveil , Jan 25 '00
Pros: Cash back bonus, easy to read bills, no annual fee Cons: A very few places do not accept Discover
I've had a Discover card for a couple years now and I never plan on getting rid of it, short of some drastic company change.
First off, cash back bonus. 1% cash back of all purchases for the year. What's better than that!? I think it's...
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by lzeitlin , Mar 10 '00
Pros: Rebate percentage at the end of the year. Cons: None
My husband and I have used the Discover Card since its inception; I'm not sure how far back that goes, but it must be at least 15 or 20 years. In those days very, very few merchants accepted this card, so we also had MasterCharge, now known as...
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by aslansford , May 06 '00
Pros: Great rates, service and security Cons: Not accepted at all vendor locations.
Discover may very well be the greatest credit card on the face of the planet. With exception to of course my personal credit card (made of love) from good ole mom and pop. You know that credit card that says, "Son when you get in a bind, even if...
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by julieg2001 , May 23 '01
Pros: 0% intro rate Cons: Zero Customer Protection, especially with internet purchases
I have used my Discover card to purchase from Internet company that recently filed for bankruptcy. I have not received all goods and services that I paid for and I called Discover to file a dispute of the charges. Note that all of the charges were within...
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by mtarasev , Mar 06 '00
Pros: Cash Back, friendly customer service Cons: High interest, 2 month billing
Personally, I like Discover very much. However, this card is not for everybody. It all depends on you spending/payment patterns.
Why I like Discover:
- Cash Back. Hey, if I can get some money back why not get...
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by umandi , Feb 08 '00
Pros: 1%, 5% cashback Cons: BAD reporting policy is a detriment to building a GOOD credit history
THE BAD
The main point that was not touched upon by others (unless I missed it) is that Discover will NOT help you build a GOOD credit history. These folks do not report (to credit agencies) "virtuous" customers in order to keep other...
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by ceomighty , Jun 20 '00
Pros: Great service, A web site to check your balance at anytime, great credit limits Cons: a slow web site that sometimes cant support its large number of users
I recently took a trip down to the beach. While at the beach I stayed in a 175 dollar a night hotel. My stay at the hotel was ok but nothing worth writing home about especially when I stopped getting my room cleaned and fresh towels delivered. ...
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by slc39 , Aug 15 '00
Pros: Cashback, email reminders, high credit line, friendly, fast service Cons: Accepted only in the U.S.
Discover is probably the most famous of the cashback cards. It is offered only by the card company, Greenwood Trust, and is very good for students, and does moderately well for adults.
Summary of most important reasons why it's good for...
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by shar77 , Feb 18 '01
Pros: easy to integrate online; online & paper statements Cons: none for me
First of all, I should tell you that I never carry a balance. Ever. So, my main purpose in using a card is to not carry cash. I often use my VISA Check Card, but lately I've switched to using the Discover Credit Card.
I use the Discover...
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by susiemom , Jan 20 '00
Pros: Better than cash Cons: Don't overspend
We have had a discovery card for about 7 years.It is by far the best protected one as my husband and I found out.they really look out for you.
We had went on vacation and of course we had to shop with our discovery card.I went into a outlet mall and...
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by Faxguy1 , Feb 11 '01
Pros: Excellent tools for online management Cons: Mid-range permanent rate; two-cycle billing method of computing finance charges
Discovercard.com is a neat site if you're the type of customer who likes to review and pay your bill electronically. Customers who register may choose to have Discover notify them by email when their statement is ready for viewing. Other options include...
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by tmccracken , May 28 '01
Pros: cashback, no annual fee Cons: poor customer service, confusing finance charges
On the recommendation of a friend, I recently applied for and received a Discover Card. The main reason that I got the card was to receive the cash back rewards instead of the miles or other bonus points that my other cards generated. I soon discovered...
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by zot_101 , Jan 19 '00
Pros: Good company...Cashback award is nice Cons: Rates are TOO HIGH!
IMHO, unless you pay off your credit card balance every month, this is not a wise choice. I've turned down their "offer" to get a platinum card at least 10 times. I'm in the finance business, and a Credit Card, or, more generally, the concept...
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by mariahk63 , Jan 24 '00
Pros: Terrible Customer Service Cons: Interest on Balance transfers low
I have had the Discover card for several years. At first I was extremely happy with the great customer service and reward system, however lately the customer service has declined tremendously. One of the major problems I have with Discover is the HUGE...
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by mm42 , May 15 '00
Pros: Cash back, no annual fee Cons: Not as widely accepted as Visa & Mastercard
The are many reward cards around that pay you back in a variety of ways. This card pays you in cash. I like that. Why take payment in any other form? Next time you're at the grocery store ask them if you can pay in frequent flier miles or tell them...
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