Discover Card

Pros: 4.90 % on balance transfers for 4 years.
Cons: Will tell you anything over the phone just so you'll want the card.

If it sounds too good to be true, 99.9 % of the time it isn’t true. Three weeks ago a male Discover Platinum Card representative called. I usually don’t listen to calls like these. The representative speedily said, “You get 0% ...

Pros: many user-friendly features
Cons: not accepted everywhere

I would recommend the Discovercard to anyone looking for an extremely user-friendly credit card. First, these cards are fairly easy to get and are routinely offered to college students and other young people with little or no credit record.

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Pros: Purchase protection, cash back bonus
Cons: None that I can think of

I use the Discover Card for almost all my shopping. So long as a merchant accepts it, I will use it. I have found that most do. For many years Discover has paid me to use their card, by giving me a cash back bonus. I never carry a balance, so they have...

Pros: Cash back
Cons: Twice the interest

So it was the cash you get every year that drew you to the Discover card, was it not? That is the case for many people. What many card-users do not realize is just who is getting that extra cash. One word of caution for anyone with this card: beware ...

Pros: Cash back, excellent fraud department.
Cons: Mediocre web site. Not as much info as some others.

Until recently I've been extremely pleased by Discover. We always pay our bill in full each month and the cash back is nice. But... I recently had an experience where a merchant entered the wrong value for the amount (this was a phone transaction and ...

Pros: Cashback Program
Cons: High APR two-cycle billing not accepted everywhere and most everything else

I first got this card during Student Banking Week at school. It was one of my first cards at at first it seemed to be a good one at the time even though it isn't accepted in as many places as Visa and Mastercard. They even had a nice cashback program. ...

Pros: Cash Back
Cons: High Interest Rate, other cards pay more cash back

I got my Discover Card when I was 18 years old (1995) because my parents had one and I got in on the "Give the kid some credit" promotion. Since I was taught to always pay my Card off every month, I didn't care at all about the high interest...

Pros: Good service, well-structured web site
Cons: Low reward, not used by all merchants, two-cycle average daily balance method for interest charges

I must say Discover does not do a good job at disclosing how paltry their cash back program is for people who charge a lot on their credit cards. I just charged a whole lot of stuff for my company expenses on my credit card last week and was ...

Pros: customer service, cash advances, web site
Cons: their new-fangled curvy card is a huge hassle to use

I've had my Discover card for a couple years - I got it while I was in college. A couple months ago, I was upgraded from Discover Classic to Discover Platinum, which I guess happens to everyone but it still made me feel special. I got the curvy...

Pros: 5% cash back on gasoline
Cons: Poor Customer Service

Somehow, Discover card has this payment protection program that I do not recall signing up. I've been a long time American Express members, and if I have a dispute, I call up Amex, complain verbally, and Amex handles the dirty work, i.e. writing ...

Pros: website
Cons: Customer service, treatment of customers, cash back rewards.

I have been with Discover since 1996. I am not happy with the way that I have been treated. Unfortunately, I was foolish enough to run up my balances 3 times to limit and about to pay it off for the 3rd time. They increased my interest rate the last time ...

Pros: Cashback Bonuses
Cons: Sneaky interest practices

We have had our Discover Card for about a year, and we have faithfully made our payments on time, never went over our limits, and even got our insurance through Discover Financial. Then recently, we hit a financial rough spot and decided to consolidate....

Pros: Cash back! Cash back!
Cons: Higher interest rates.

(Updated 9/11)I first got a Discover card in 1996. I got it for 2 reasons: cash back and they took it at Sam's Club. I upgraded to the Private Issue card when that came out. (PI had an $18 annual fee but a 2% cash back. Recently, they got rid of the fee...

Pros: CBB = $$$ & the simple, easy to navigate, nicely done web site
Cons: rates so so if a revolver

Not only do I use the card for everything and pay it off every month, but also if I find a merchant that does not accept Discover I simply put forth the initiative and submit them in to accept Discover. The benefits of a Platinum card, whether it be the ...

Pros: Cashback is nice but now every credit card company offers it.
Cons: Calling Discover is a nightmare, the annoyance of a store not accepting it.

I have a Discover Platinum card and I have been faithfully using it for the better part of four years. I've seen my credit line increase and I've taken great pleasure in getting my Cashback doubled into gift certificates that I can parlay into cash or use ...