Discover Card

Pros: Cashback rewards, Many Locations served
Cons: None

I like my Discover Card, as much as one can like a credit card. I have been a customer since 1999, and I have been quite happy. There are various reasons, but the main ones are the Cash rewards, number of locations, and their customer service. All of ...

Pros: Discover will love you if you just "shut up and eat your porridge."
Cons: Cancellation will kill you, little customer service, high pressure sales.

After being a Discover Card user for 8 years, I decided to cancel my card. They were great when they were the only ones giving cashback bonuses, but in the past few years, I had a lot of trouble with redemming gift certificates, and with them giving me ...

Pros: Cashback rewards, low introductory rate
Cons: paying for protection, not as widely accepted as VISA

I know, it sounds unbelieveable. I was a bit suspicious at first. I got an application for a Discover card over a year ago and I had just tossed it aside. But when I had time, I sat down and read the information. I was intrigued. So I called their 1...

Pros: Love website availability. Customer service exceptional. I use every place it's accepted.
Cons: Rare occasions Discover not accepted. Discover To Go Card is awkward to use.

I've read reviews from some rather unhappy Discover Card holders. I am a true lover of my Discover Card. I've been fortunate enough in all the years that I've had my Discover Card account (at least 10), to have been able to just pay the balance off ...

Pros: Cash Back program
Cons: None so far

I recently read a review bashing the Discover Card and was quite surprised.

I have had my Discover Card since 1991 and have yet to have a single bad experience with the company. Anytime something goes wrong, Discover works hard to rectify...

Pros: None that I'm aware of.
Cons: Poor customer service, outrageous fees, payment protection program that is borderline fraudulent

When I got my Discover card years ago, I opted to sign up for their Payment Protection plan, which would give me the option to suspend payments in the event of unemployment. It was $3 or $4 a month, so I signed up for it. Whenever I moved from ...

Pros: free checks, online access
Cons: see review

I have been a Discover Card user for over a decade now. It has been my favorite card. This review is for Discover Bank, which is a part of Discover Card. I could not find a category for Discover Bank, so I put it here. I recently became aware ...

Pros: nothing
Cons: Zero fraud protection; terrible customer service; dumb customer service representatives

My wife bought something from a TV infomercial using her Discover card. (It was a diet program, the name of which I do not recall anymore.) Then, the crooked company ("company") selling the product started charging the Discover card every month for new ...

Pros: Can't think of any now
Cons: Will not handle fraudulent charges like most credit card companies do, horrible customer service.

As a consumer, I am livid at Discover Card right now. A $200 PayPal charge showed up on my card out of the blue. There was no question in my mind that I hadn't made the charge, so I immediately disputed it. The CSR took my dispute info, but was very ...

Pros: Up to 2% cash back & the ease of the website.
Cons: Haven't come across any yet.

Since 1996, my wife and I have relied on a Crown Mastercard (3% rebate on Crown gas and 1% elsewhere) for most of our purchases. Unfortunately, Bank of America eliminated the rewards program on the Crown Mastercard effective 11/00. This left me...

Pros: cash back is ok.
Cons: They will block the card everytime you charge more than $1000 transation.

I am a member of Discover card since 1996. I have a platinum card with $13000 limit. I have always paid my bill on time,
and needed to call customer service for anything very few times in all those years.
I have been charging few hundred...

Pros: easy to get, no annual fees
Cons: over-rated, not universally accepted

To begin with, I'm not a shopaholic and don't use credit cards much but I like to have one piece of plastic just in case of emergency. I used to have an American Express Card but I found I was paying more in annual membership fees than I was actually...

Pros: none
Cons: poor customer service, too much mail from them

I once had a Discover Card, but never used it. You see, Discover Card felt that it was necessary to keep contact me through telemarketers to keep more services with my card, and I just hate to have telemarketers call me, especially when I am in the...

Pros: cash back 1%
Cons: high interest, long wait times, many mistakes

I opened a Discover account in 1993. At that time they did not have the Platinum card. I had it for a number of years until last year I realized the interest I was paying. 19.99% interest is a lot of money on a balance of over $1,000. I asked them if...

Pros: Cashback, online service
Cons: not as widely accepted, start with small cashback percentages

My parents have been using Discover card for many, many years now, primarily because of the cashback bonus awards. So, a couple of years ago, when I went off to college and needed a credit card for safety, I chose the same card.

I have been...