Edvance(r) Platinum MasterCard (Fleet Bank)

Pros: I like the reward - Savings Bonds; service is flawless.
Cons: High APR; Costco Card has higher return (1.5%).

The Edvance Platinum Master Card is one of my top three favorite credit cards. Nothing beats the Costco Card from American Express, but there are times when you need a Master Card, and the Edvance Platinum works for me!

There is nothing...

Pros: earn savings bonds for charging
Cons: 12.9 interest rate

I’ve had my Fleet Edvance Mastercard for over 5 years and it is my absolute favorite card. Let me tell you why.

I was sent this offer in the mail. The thing that made me decide to switch to it and use it as my main card is that you can...

Pros: Good cashback percentage
Cons: Need to spend a lot of money to get rewards

With the Fleet Edvance Platinum Mastercard, you earn one point for each dollar you spend. Once you reach 2,500 points ($2,500 in purchases), you get a $50 Series EE US Savings Bond. Calculating the percentage, this comes out to be 2% cashback.
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Pros: none
Cons: high interest rates, savings bonds

I applied for a Fleet Platinum Mastercard because of the low 8.9% rate fixed. Instead of getting that, I received a Edvance Card through Fleet. I never heard of it but figured that I would get the same rate. Instead, I would a 17.99% rate. That is...

Pros: free bonds
Cons: regular credit card high interest if not paid off each month

We have had this credit card for several years now, and have had nothing but good service with them. They have never made a posting error, and the balance has always been correct.

You get 1 point for every $1 that you use it for. When you get...

Pros: none that I could see
Cons: misleading advertising

I am fairly careful when I sign up for financial items such as credit cards. This is why I felt it would be a good idea to try the Fleet Bank credit cards. When I received their solicitation in the mail the catch phrase was, to the best of my ability...

Pros: Great fixed rate, great rewards, company is easy to deal with and friendly
Cons: none

I've tried out several credit cards and found a keeper in the Fleet Edvance Platinum Credit Card. We keep only 1 major credit card for larger purchases or emergencies. When I came across this one, I thought we'd give it a try. For every $1 you spend,...

Pros: flat 1% cash back
Cons: better to receive 1% rebate in cash and then spend/invest it yourself

Recently, the credit card that I was using terminated its cash back program and I was forced to search for a new card. Rebate cards are most useful when you pay your balance in full every month, so I was looking for the card with the highest rebate and...

Pros: for every 2500 spent get 50 savings bond
Cons: limits on bond amount, low credit line

Good stuff:
If you pay off all your bills on time than a card like this is great. Its actually better than paying cash.
1. You get an extra month of keeping cash on hand for accruing.
2. You get a $50 savings bond for every $2500 spent....

Pros: Savings Bonds accumulate for a rainy day; flat 1% return rate; bonds come automatically(no forms)
Cons: Series I bonds not available; no special programs to get higher return rate

Granted 1% isn't a huge amount and Series EE Savings Bonds don't have a stellar rate of return, but... charge a lot and have bonds accumulate over the years and it's easy to wind-up with a few thousand dollars when you least expect it. Savings Bonds earn...