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GTE Visa (The Associates)

GTE Visa (The Associates)

Overall Rating: Product Rating: 1.5
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Product Rating:Product Rating: 1.0
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Cut it up and cancel it!

by cgjerome Epinions Most Popular Authors - Top 1000, May 07 '00
Pros: I can't think of one...
Cons: endless phone solicitation, bad customer service, hard to get out once you're in!
It has taken me an awfully long time to cancel this damn card. (Excuse my language, but it is the only word that can properly express my feelings toward the Associates Visa.) With that being said, let me explain...

The endless phone...
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Product Rating:Product Rating: 2.0
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Something you should know

by Andrew0124 , Mar 28 '00
Pros: Handsome credit line.
Cons: Rebate trap, dumb CS people, lots of trouble to make payment.
GTE Visa is the first American credit card I got. Actually, this card is kinda ok, but absolutely not a good card to have.

Lots of reviewers mention the rebate of long distance. Indeed, that's how GTE boast off their rebate, but there's...
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Product Rating:Product Rating: 1.0
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Updated! - GTE Visa - LIES! - College Trap

by LeePenrod , Mar 01 '00
Pros: Free Long distance with every purchase
Cons: Highest APR of any College Credit card - Lie about annual Fee.
: Update:
This month I got two new bits of information about my card-

1. Although they say they do not have an annual fee, they actually have one! They charge the fee as a "account maintenance fee." It’s a big scam. They are...
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Product Rating:Product Rating: 1.0
 

College Students: Just Say NO!

by hrlnbab , Feb 07 '00
Pros: Establish credit
Cons: You will never be able to pay it off
My freshman year in college I got a GTE Visa card. This card is issued by Associates National Bank. This card has gotten me into a lot of trouble. They solicit college students mainly over the phone. They will call you and tell you all about this...
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Product Rating:Product Rating: 1.0
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GTE Visa: I'd rather pay in cash.

by grindmikey , Dec 24 '00
Pros: Since when can something with 20%+ APR have a Pro side to it?
Cons: Everything involving the card.
Ah, the first day of college, you pull your car into the parking lot, and out you step, ready to get on campus and start the rest of your life. You're walking, checking out the hot blonde over there, oh man she's..."Hey - Step right up, get your...
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Product Rating:Product Rating: 1.0
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The card that comes in handy

by suzie711 , Apr 02 '01
Pros: No Annual fee, low intro APR, and calling card.
Cons: customer service
The one thing smart about this card is that they contact college students asking them to join. This not only helps college students build their credit but also offers them a pretty good credit limit. The card comes with no annual fee, and a low...
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Product Rating:Product Rating: 1.0
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just another credit card, but with HORRIBLE service

by sagan69 , Jun 13 '00
Pros: more buying power
Cons: customer service sucks, not an organized company (they don't log their calls effectively), not professional
I've been a card holder since 97.
However, I have not even used the card until April
when I decided to get a sun roof installed in my car.

So I make my purchase, and call the card company to bring them
up to date on my current...
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Product Rating:Product Rating: 1.0
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With Credit Like This, Who Needs Debt?

by jtillman , Dec 04 '00
Pros: they will take anyone, if that is a pro....
Cons: just about everything about the company
The Associates - what can I say about them that won't get me in trouble with epinions automated censor?

As many others have, I naively accepted this card in one of those campus-wide mailings that low-rent credit card companies do every five...
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Product Rating:Product Rating: 4.0
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GTE: Great Times & Experiences

by Paneless , Oct 17 '00
Pros: Just a regular old credit card
Cons: Not too exciting, no great perks
It seems as if I am going to be pretty much alone here in recommending the GTE Visa for college students and those with no credit. I was extremely appreciative of the company when THEY called ME to get a card with them. At the time I had been searching...
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Product Rating:Product Rating: 1.0
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Just the thought strikes fear in my heart.

by sheshines , Jul 13 '00
Pros: Seems good at first.
Cons: high APR, rude service, false deals
I, like the others completely unsatisfied with the GTE Visa, received mine during the freshman year of college. And while it is MY fault that I got into SUCH bad debt thanks to this card, I can still complain, can't I?
First of all, they reel you...
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Product Rating:Product Rating: 1.0
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If you have it, destroy it!

by glitch , May 08 '00
Pros: None
Cons: Everything one could think of.
This is probably the worst card anyone could ever get. The only real reason why I got it was because I was in college and I wanted to develop credit. This was the biggest mistake I ever made in college (and like anyone in college, you definatly make...
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Product Rating:Product Rating: 1.0
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COLLEGE STUDENTS ARE FRESH MEAT TO VISA

by PCMDRK1010 , May 02 '00
Pros: none
Cons: to easy to go over limit
College students beware of this card!!! I applied for this Visa because I saw it on a bullitein board at school. It looked like a good card, low 9.9% interest for the first few months. After that was over I new I was in trouble. My rate was raised to...
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Product Rating:Product Rating: 3.0
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Credit

by jspice25 , Dec 02 '00
Pros: no annual fee
Cons: Interest rate
I have had this card for about 2 years now ( I got snookered into signing

up for one while I was at school by some reps who were out there) One of

the reasons that I decided to apply was because the sales pitch by the

...
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Product Rating:Product Rating: 4.0
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BE Responsible!!!!

by panther_s2 , Dec 02 '00
Pros: no credit checks, a non secured credit card (mine is anyway)
Cons: surprise annual fee, pay phone added fees when using calling card
My GTE/excuse me Verizon VISA was my first credit card. If you see something you don't like on there, call and ask. Customer Service has always been very helpful. As a college student with only a part time on campus job, i didn't make much, but it was...
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Product Rating:Product Rating: 1.0
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Worst Card in the History of Credit.

by flynngrrl , Aug 23 '00
Pros: It's a credit card. Oh, and $5 to my friend's acapella group at the time.
Cons: Fees, website, odd billing times.
Ug! I got this card in a promotion my friend was doing with her acapella group. It was not that bad at first: then after about six months, I was notified of a yearly fee being put on my account.

I tried to cancel it but their website is...
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Showing 1-15 of 23 reviews Page 1 2 - View all Next



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