Review by whiterinut
July, 18 2012
Pros: Capital One by the book.
Cons: All they know is everything by the book. No help for special cases.
Review by shanswarren
March, 08 2012
Pros: Can re-build Credit.
Cons: They never increase your limit unless you make more deposit!!!
Review by cdf1964
December, 23 2011
Pros: DO NOT use Capital One. Worst secured credit card ever.
Cons: DO NOT use Capital One. Worst secured credit card ever.
Review by bonneville1991
July, 12 2011
Pros: Troy was helpful when I was attempting to get my points refunded.
Cons: Horrible service, no responses, acted as if I was guilty throughout
Review by puph
February, 26 2011
Pros: Rewards a good
- lost/stolen cards
- Replacement cards in mail fully activated for thieves
- Duplicate payment
Review by tampaj
March, 03 2010
Pros: It was a decent card, I used it for work travel..
Cons: No company should be able to raise rates to this level. It's criminal.
Review by blairhigh7
January, 09 2010
Pros: A credit card is a credit card!
Cons: Misleading. Unhelpful. Set too many traps for the unwary.
Review by patriotic12
January, 05 2010
Pros: A card accepted world-wide
Cons: Finance charges with a balance of $0 and calls answered in India.
Review by reviewer_36
November, 08 2009
Pros: Anyone can get their card
Cons: Rude customer service, angry managers, unclear explanation of fee policy
Review by mabo
September, 02 2009
Pros: Teaches you patience.
Cons: Is a painfully slow way to get a really bad deal.
Review by radudca2
July, 06 2009
Pros: Cover some great information, especially quoting the help you gave to a friend, nice going.
Cons: Stated in the ReviewBody.No info on secured web site or phone number.
Review by jreed4
February, 09 2009
Pros: Hopefully they will go out of business soon.
Cons: They are extortionists who have no regard for customers, and will screw anyone for money.
Review by lrg_80
December, 22 2008
Pros: monthly report with 3 bureaus as revolving lines of credit
Cons: No longer available to open through Capital One site
Review by laroux27
May, 29 2008
Cons: Poor customer service and they don't care if you are a good customer
Review by amberweezil
May, 27 2008
Cons: TOO MANY!!
Review by pattonh
May, 11 2008
Pros: good on occasions when American Express is not accepted
Cons: see above
Review by guitris
January, 12 2008
Pros: Credit for those who can't get credit anywhere else
Cons: High int rates, annual fees and abusive "monthly" member fees
Review by review2008
January, 09 2008
Cons: no longer exists
Review by unchindeliz
October, 03 2007
Cons: Read below...horrible experience.
Review by dark_bridger
September, 17 2007
Pros: Absolutely none compared to a cashback card.
Cons: This is the worst "no hassle" scam ever.
Review by crazyboutyou2
August, 17 2007
Pros: Their customer service department does answer the telephone.
Cons: Answering the telephone is where their customer service stops.