Pros: easy to read billing statement, waiver of balance transfer fees Cons: solicitations after you sign up for the card, interest rate only okay
Note: this is a review about the AT&T Universal Platinum Mastercard.
I kept on getting solicitations from AT&T via mail, so what the hell, I decided to sign up given the great deal they had on balance transfers. If I transferred a balance, it...
Pros: No annual fee Cons: No rewards program, no incentive to use
I have had the AT&T Universal credit card since 1997 and to be totally honest I do not know why I still have this credit card. I originally had acquired the Mastercard version of this credit card because of a special incentive offer given out by AT&T....
Pros: Rewards program, free gifts, good rate Cons: Encourages you to spend more when you have a card
I am a credit card collector. I have tons of credit cards from many different companies. For the most part, my only concern with the card is that it has a low interest rate. I carry a large balance, and tend to move the balance from one card to...
Seems like I have opposite experiences with credit card companies than most people...oh well, I still would like to put my two cents in and warn everyone about AT&T Universal Mastercard.
Being a college student, credit cards are pushed in...
Pros: decent cash limit, great customer service Cons: none that I have found yet
My first credit card had been a Capitol One Mastercard. Being disatisfied with that I went in search of another, better card. I finally found the card I was looking for on the mastercard website and it turned out to be the Universal card.
I have...
Pros: excellent as a credit card or a calling card; good service, Cons: I haven't had anything bad happen to me
I got this card about 10 years ago when me and a buddy were going to travel through Europe for the summer. My parents, God bless them, thought that I should have a calling card in case I got into a jam. So as a graduation present they applied for this...
Pros: Good customer service, good benefits package Cons: People with poor credit history will find a better deal elsewhere
I've held a At&T Universal Card since my college days almost 10 years ago. I was offered a generous line of credit and a Platinum card at that time. My fist reaction was, cool, I get a calling card with my second credit card (My third was American...
Pros: Reasonable Interest; Good Service Cons: Universal Savings program ends in June
My previous review of AT&T Universal Master Card mentioned the Universal Savings program. This is a reward program that amounts to a 1% rebate in the form of phone equipment, gift certificates for several major merchants, car rental upgrades, airline...
The AT&T Universal credit card is now apparently serviced by Citibank. Don't know how they stack up against other consumer credit card companies, but I can say that a business credit card account we have with Citi has...
Pros: Good online system, customer-friendly service, lots of benefits Cons: You might spend too much for the benefits... :Q
Honestly speaking, I am a fan of credit card! I really like plastic currency. Why not? I mean, with such a handy invention, we don't have to bring lots of cash anymore, and if you use it with caution, you can enjoy all the benefits to have it! No longer...
AT&T Universal Card was offered to me in 1990. By accepting, I became a Charter Member. I was told I would never have to pay an annual fee. So far, that is true. Interest rate has varied over time. It has been as high as 17.9% and as low as 13.4%....
Pros: No annual fee, good customer service Cons: No rewards for use, somewhat excessive late charge
As a former employee and marketing director for the AT&T Universal Card, I am here to give you an unbiased opinion on what is one of the better cards out there, with no annual fee.
Others have written that this is an excellent card for...
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