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AT&T Universal

AT&T Universal

Overall Rating: Product Rating: 3.0
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Product Rating:Product Rating: 3.0
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Not a bad nor great card – the AT&T Universal (Platinum)

by bluefishie , Aug 08 '02
Pros: easy to read billing statement, waiver of balance transfer fees
Cons: solicitations after you sign up for the card, interest rate only okay
Note: this is a review about the AT&T Universal Platinum Mastercard.

I kept on getting solicitations from AT&T via mail, so what the hell, I decided to sign up given the great deal they had on balance transfers. If I transferred a balance, it...
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Product Rating:Product Rating: 2.0
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AT&T = NOT MUCH

by roynyr Epinions Most Popular Authors - Top 1000, Apr 15 '01
Pros: No annual fee
Cons: No rewards program, no incentive to use
I have had the AT&T Universal credit card since 1997 and to be totally honest I do not know why I still have this credit card. I originally had acquired the Mastercard version of this credit card because of a special incentive offer given out by AT&T....
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Product Rating:Product Rating: 5.0
 

Great Credit Card to Have

by susiee Epinions Most Popular Authors - Top 1000, Jan 19 '00
Pros: Rewards program, free gifts, good rate
Cons: Encourages you to spend more when you have a card
I am a credit card collector. I have tons of credit cards from many different companies. For the most part, my only concern with the card is that it has a low interest rate. I carry a large balance, and tend to move the balance from one card to...
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Product Rating:Product Rating: 2.0
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AT&T Universal anything but

by Rasputin45 , Mar 23 '00
Pros: brand name, phone card attached
Cons: poor customer service, no extras
Seems like I have opposite experiences with credit card companies than most people...oh well, I still would like to put my two cents in and warn everyone about AT&T Universal Mastercard.

Being a college student, credit cards are pushed in...
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Product Rating:Product Rating: 1.0
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Don't carry a balance. Better yet, don't carry this card.

by analia , Aug 13 '03
Pros: online payment, email statements
Cons: punitive late policy, sneaky terms changes, solicitations, high interest rate
I've had this card for about eight years. In that time their payment processing has been efficient a ...
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Product Rating:Product Rating: 5.0
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Web Site Experience:

I got lucky getting the AT&T Universal card

by darkgoddess997 , Jan 18 '00
Pros: decent cash limit, great customer service
Cons: none that I have found yet
My first credit card had been a Capitol One Mastercard. Being disatisfied with that I went in search of another, better card. I finally found the card I was looking for on the mastercard website and it turned out to be the Universal card.
I have...
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Product Rating:Product Rating: 5.0
 

Sign Up and Believe It

by kristinafh Epinions Most Popular Authors - Top 50, Jan 20 '00
Pros: Low, Long-Term APR
Cons: None after a year
See my earlier review on the FIRST USA credit card for some history. This review carries the history forward.

This was a case of VERY good timing. 99% of the time, I throw out all of the credit card solicitations that I get through the mail....
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Product Rating:Product Rating: 5.0
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Web Site Experience:

A credit card from my favorite company-AT&T

by TTBoy , Oct 17 '00
Pros: excellent as a credit card or a calling card; good service,
Cons: I haven't had anything bad happen to me
I got this card about 10 years ago when me and a buddy were going to travel through Europe for the summer. My parents, God bless them, thought that I should have a calling card in case I got into a jam. So as a graduation present they applied for this...
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Product Rating:Product Rating: 4.0
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AT&T credit cards with a calling card... a decent deal overall.

by yusakugo Epinions Most Popular Authors - Top 10, Mar 18 '01
Pros: Good customer service, good benefits package
Cons: People with poor credit history will find a better deal elsewhere
I've held a At&T Universal Card since my college days almost 10 years ago. I was offered a generous line of credit and a Platinum card at that time. My fist reaction was, cool, I get a calling card with my second credit card (My third was American...
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Product Rating:Product Rating: 5.0
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AT&T Rewards end, but still a good card

by microman33 , May 28 '00
Pros: Reasonable Interest; Good Service
Cons: Universal Savings program ends in June
My previous review of AT&T Universal Master Card mentioned the Universal Savings program. This is a reward program that amounts to a 1% rebate in the form of phone equipment, gift certificates for several major merchants, car rental upgrades, airline...
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Product Rating:Product Rating: 1.0
 

Another Sleaze-Bag Credit Card Provider

by ychromosome , Oct 01 '00
Pros: none
Cons: a sleazy loan-sharking operation
UPDATE 5/27/03

The AT&T Universal credit card is now apparently serviced by Citibank. Don't know how they stack up against other consumer credit card companies, but I can say that a business credit card account we have with Citi has...
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Product Rating:Product Rating: 5.0
 

Great card to have!

by Andrew0124 , Jan 18 '00
Pros: Good online system, customer-friendly service, lots of benefits
Cons: You might spend too much for the benefits... :Q
Honestly speaking, I am a fan of credit card! I really like plastic currency. Why not? I mean, with such a handy invention, we don't have to bring lots of cash anymore, and if you use it with caution, you can enjoy all the benefits to have it! No longer...
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Product Rating:Product Rating: 5.0
 

AT&T Universal Card Has Been Good To Me

by microman33 , Jan 30 '00
Pros: Reasonable Interest Rate; Reward Program; No Annual Fee
Cons: None
AT&T Universal Card was offered to me in 1990. By accepting, I became a Charter Member. I was told I would never have to pay an annual fee. So far, that is true. Interest rate has varied over time. It has been as high as 17.9% and as low as 13.4%....
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Product Rating:Product Rating: 4.0
 

A great first credit card!

by Oren.Jay , Jan 22 '00
Pros: No annual fee, good customer service
Cons: No rewards for use, somewhat excessive late charge
As a former employee and marketing director for the AT&T Universal Card, I am here to give you an unbiased opinion on what is one of the better cards out there, with no annual fee.

Others have written that this is an excellent card for...
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Product Rating:Product Rating: 2.0
 

Am I the exception?

by tdneis , Feb 26 '00
Pros: low rate
Cons: low response to customer needs
I have been reading the reviews of the AT+T Universal Credit Card and I am wondering if I am the exception to the rule.

I too snapped up this card when it was first offered, it did have a very nice low rate and would accept balance transfers...
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Showing 1-15 of 78 reviews Page 1 2 3 4 5 6 - View all Next



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