Citibank

Pros: Lots of services and incentives; Good customer service
Cons: No rewards on this card; High interest rate if one payment is late

Credit cards are issued by all the major banks in the United States and by the majority of smaller banks, too. This type of service is very profitable, so it’s no wonder that banks are so anxious to gain approval for the issuance of credit cards. One ...

Pros: Superb service, no surprises, no tricks
Cons: Not easy to get

Citibank came to the rescue before I even knew about what had happened. Actually, I've experienced two recent instances of impressive service from Citibank.

The first occurred when a Citibank rep called and asked if I'd just made a lot...

Pros: Simple To Get And Activate
Cons: Poor Billing System, Hard to stop fees once started

I have been a cardholder of Citibank for over ten years (under a previously married name). Although I had closed the account when I divorced, I asked to reopen it a few years later, and they had no problem with that request. I used it a few times and put...

Pros: concierge feature
Cons: rebates do not post to account, rebate checks have $50 minimum.

Recently, I received a notice in the mail that my Citibank Dividend Select Mastercard was being upgraded to the New Dividend World Mastercard. The best features on the card now are: 1. Personal concierge service – 24/7 assistance with dinner ...

Pros: gave me my first real credit card
Cons: customer service has declined, and this card costs $55/year

Please read the comments section of this review for some additional info.

These days, you can get a "platinum" VISA card or Mastercard for no annual fee. You can get credit cards that will return to you up to 2% of your transactions...

Pros: no annual fee, low interest rates
Cons: creditline increases

I have had my Citibank platinum visa for close to a year now, and I am quite pleased with the company over all. My payments are posted quickly and if I ever had a problem, I was helped in a timely manner by customer service. This card has many...

Pros: Fair APR's, no annual fees, low-rate balance transfer offers, rewards programs, friendly customer service.
Cons: Must abide by their repayment terms or they will raise rates and charge fees.

I have had an account with Citibank since 1996 and they have proven themselves as very fair-minded creditors. I would suggest that if you really don't need a credit card, then don't apply for one. However, if you do need one to build your credit or for ...

Pros: Dividends are CASH. Customer Service has been very helpful. Full-service Website.
Cons: $300 annual limit on earnings. Delays in online bill paying are frustrating.

I only use dividend Credit Cards and as of 1/1/08 still Citi Bank's Dividend MasterCard earns me that money the fastest. With 5% earnings on all Gasoline, Grocery, and Drug Store purchases -- and 1% on all other purchases -- this card adds up the ...

Pros: good limit, interest, support, no fees.
Cons: No really lo rate offers.

I received an offer for a Citibank credit card while I was in college. I believe my initial credit limit was $1000 and an interest rate of 18 or 19%. I still have (and use) this card today and have always been extremely pleased with every aspect of it....

Pros: good customer service; widely accepted
Cons: somewhat high interest rates, no low-rate balance transfers; low credit lines.

In my short life, I have already had quite a bit of exposure to credit cards and have some distinct favorites and least-favorites already. Among those that I rate as "somewhere in-between," are those issued by Citibank. I have had both a...

Pros: reliable processing of payments, good consumer advocates
Cons: web site is a pain-many error messages and quite slow!

This review is mainly in reference to Citibankcards.com, the online method of paying your Citibank credit cards. This is a free service offered to Citibank cardholders-just cruise on to the web site, and set up a web account using your credit card...

Pros: Good customer support; reputable name
Cons: Would you believe spam?

My wallet has been home to a piece of plastic bearing the Citibank name since 1991. While I don't think this constitutes any sort of record, it does give me some sense of security knowing that I have a long standing relationship with a company of this...

Pros: Widely accepted, nice online account access, cash rewards
Cons: Very poor customer service, time-consuming dispute process where the burden is placed on the customer

This review is based on my experiences with the Citibank Platinum Mastercard Cash Reward card. I initially signed up for this credit card since I needed a MC/Visa card since many places don't take American Express. I've now had the card for over 3 ...

Pros: Widely accepted
Cons: Poor customer support

Here are the current specifications on the Citibank Platinum Select Mastercard according to the Citibank website:
Save with a 0% APR on balance transfers with no balance transfer fee.*
Generous credit line
No annual fee
$1,000,000...

Pros: Amazing helpful customer service!! Able to get annual membership waived/reduced.
Cons: Telemarketers get your information.

The unthinkable happened. On Friday, September 1 someone stole my organizer out of my purse and with it got my driver license, medical cards and Citibank MasterCard. May they get an infection that causes their feet to rot and fall off.

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