Citibank

Pros: Low Rates, Good Web Page
Cons: Lost my business after promotional rate was gone

I had this card for a two years. We paid off all of our retail cards, and consolidated them into this low intrest rate card. It was great to see such minimal finance charges for a change.

Although I never found any special perks or incentives...

Pros: Great Fraud Protection
Cons: Same Rate as Everyone

I have been a Citibank customer since I got their card in college, that is a LONG time ago, no you can't ask how long, trust me it was long ago.

However, the reason I am writing this review is to convey a great thing that Citibank did. First...

Pros: Great Customer Service
Cons: Interest a little too high

I've had a CitiBank Mastercard for over 10 years and I'll continue using this one. The customer service is great. I can always get a real
person on the phone usually after about 10- 15 minutes. The wait is worth it.

Last year when I...

Pros: Willing to give credit to poor college students
Cons: none

My senior year in high school I had a social studies teacher who told us horror stories about women who had been happily married right out of college that were married for years, then got divorced or widowed and discovered that they had no credit rating....

Pros: online payment, email statements, reliable payment processing
Cons: sneaky terms changes, solicitations

I've had this card for thirteen years. Actually, the account has changed flavors a couple times, and ...

Pros: no annual fee
Cons: pestering phone calls

When i turned 18 years of age I decided it was time to start building my credit. I applied to numorous credit card companies but the only one that would accept me was Citibank. They gave me a resonable interest rate for a credit card company and a...

Pros: No Fee. Good Rate.
Cons: Credit Reporting Purposely Inaccurate.

Citibank gave me a preapproved offer for a credit card with no annual fee and a competitive rate introductory rate. It's free and when used it's cheap. Why ask why?

Well what they don't tell you is their credit reporting policy. You see...

Pros: Citibank U.S. may be better. I really don't know.
Cons: Citibank Canada; no customer service; refusing to co-operate with customer(3 different people refusing to give me the fax number I asked for so I can fax them a copy of the paid money orders); refusing to give money back and refusing to give me the card I

I applied for a regular Citibank Visa. My application was denied. Along with the letter denying me a card was an application for a secured Citibank Visa. All I had to do was send anywhere from $500 to the maximum $5,000 and that would be my credit limit....

Pros: Low interest rate! Helpful Customer service! Convenient!
Cons: Negotiating rates, and limits are tough to overcome.

Citibank Platinum Select.
My very first card. Out of high school, into college...and into the world of debt!
I've been a loyal card holder since 99. Why I'll never close this account:
1) It has one of the lowest interest rates of all my...

Pros: No annual fee, decent credit line, can make payment online.
Cons: Cust. Service can be confusing, $5 charge to make payment over phone.

I've had my Citibank Platinum Select Mastercard for about 2 1/2 years now. Before February of this year, I'd have rated the card the same as any other credit card I had: decent features, but nothing special. After February, I received an offer from...

Pros: No annual fee, regular lower interest offers
Cons: NA

I have heard so much about Citibank. From friends to family members who have the card or who have accounts with the bank itself. Well, about 4 years ago I got an offer for a Citibank Visa card, and I accepted it. I really liked the card. Then they...

Pros: You have a credit card
Cons: Lousy customer service, too much "fine print."

The only reason I'm holding on to this card is because I still have a balance on it, but it's almost impossible to pay it off with the high interest rates they impose on you. I started off with $7500 credit limit and a 18.49% interest rate. Not too...

Pros: excellent service, great internet access
Cons: unnecessary junk mails & calls

I have been using Citibank Mastercard for over 5 years now. I have noticed that each year the service they offer has been getting better and better. For one they have never said no to decrease my interest rates whenever I have called them. The customer...

Pros: Great customer service, low APR on balance transfers
Cons: Not recommended for people just starting out or with people with bad credit.

About seven years ago as a college freshman, I applied for a Citibank Mastercard. At this time I had no credit. The only accounts in my name were my checking account and a savings account that my parents opened for me.

I received my Mastercard...

Pros: Great customer service, refunded first late fee, good interest rate
Cons: Can't think of any yet.

Citibank sent me my statement. Silly me, I did not read all the small print to discover that I really do not have a grace period before getting a fee. Oops! I just assumed that I could get it there one or two days late without a hassle. Wham a $29.00 fee...