Pros: Helps you re-establish your credit, decent rates and fees & OUTSTANDING customer service! Cons: Higher rates than some
I’d first like to state that Cross Country Bank is geared towards people trying to establish or re-establish their credit. Their rates are high, but they provide credit to those who cannot find credit elsewhere. If you have good credit, this...
Pros: Easy to get, no annual fee required Cons: Has fees I'd never even heard of!
A friend with very little credit history recently received a Gold VISA credit card solicitation in the mail from Cross Country Bank and asked for my opinion on whether to make application. This was right up my alley on both counts---giving an opinion and...
Pros: helps rebuild credit, gives confidence and buying power Cons: it costs a few dollars to pay your bill by internet or phone
I've read through several of the reviews here about Cross Country Bank and felt that I wanted to add my good experiences in with the bad. I don't want to try to defend them and can see that people have valid complaints about this company. My experience...
Pros: None that I can identify. Cons: They use aggressive and illegal collection tactics.
My experience with Cross Country Bank, I suspect, is unique, as I was never even been their customer. Shortly after moving to FL, I began receiving automated phone calls, from an unidentified caller, demanding that I call them at an out of state...
Is there a category for ABSOLUTELY MOST HATED? Ok, so I'm more than angry and writing review #2 about Cross Country Bank. I sure hope I won't get time out for this one...
To begin with, Cross Country Bank is on my hated list (or should be)....
My husband made the mistake of applying for and receiving a credit card from Cross Country. We'd filed bankruptcy in the past, and Cross Country was the first that offered us a chance to start rebuilding our credit. What a crock. Cross Country has...
I was "pre-approved" for the Cross Country gold card. I accepted the card because my credit was not very good at the time(it still isn't terrific, but it is MUCH, MUCH better than before).
They are good to you if you make sure you pay your...
Being on my own I needed a way to establish my credit so I thought i'd give Cross Country bank a try. I figured, what the heck, i'll bite the bullet and get a card. I needed to be able to rent a car, buy airline tickets and do things that generally...
Pros: Anybody can join Cons: Poor customer service, outrageous fees
I signed up for the Cross Country Bank visa card after receiving one of those "You're already approved!" mailers. My wife and I are trying to rebuild our credit after wrecking it in college and it seemed like an ideal credit card with...
Pros: None, a complete scam Cons: Too many to list in one paragraph, read on...
While I was in college, I incurred some small damages to my credit that made it difficult to obtain credit. After much work, I was able to open a secured account at Providian, and soon after, a real Visa card. Several months ago, I received an offer...
Pros: Can't think of any Cons: I can think of too many
I took the plunge 2 years ago and obtained a visa from ccb. That was even after I had read several reviews from other "victims". Now I'm sorry. Here's the bottom line: If you want a major credit card and your credit is less than perfect,...
Pros: None!!!!! Cons: Everything about Cross Country Bank!
I have browsed through several epinions regarding Cross Country Bank and finally decided to write my own. I hesitated being that I have never owned one of their credit cards. However, even though I am a professional with a good job, about three years...
Pros: Yes, it does help re-establish credit or help someone establish it for the first time. Cons: All of the fees.
That's right, I quit my job with Cross Country Bank Today. Well, when an employee is within his/her 90 days, the employee has no time whatsoever for sick days and so on. Twice, I missed work because I was very ill, had a doctor's excuse and still...
Cross Country Bank...Their website states they are "creating opportunities". Well they are in a way, but the opportunities are for them to make money from you!
Pros: Had no problems using it anywhere Cons: Fees, fees, and more fees
Cross Country Bank Visa was a bad deal right from the beginning.
To obtain the card and begin the account, there is a one-time $100 application fee which, for your convenience, is subtracted from the credit card. Also, an annual fee of $50 is...
Pros: Credit card to people with somewhat bruised credit Cons: Very poor customer service with no compassion for customers who have financial problems.
How else can I describe what I have gone through with this credit card company? I got my Cross Country credit card about 2 years ago and was very excited to be getting a credit card once again after having my credit get banged up. Well what I didn't know...
Pros: great if you have a high frustration level. Cons: You risk hooking up with a consumer credit counselor again.
Payment is made on Cross Country Internet Payment Line on 01/19/01. On 02/02/01 around or about 8AM while walking out the door to work, phone rings, its a Cross Country Representative calling to say the payment made on the computer had come back as...
Pros: Their good at playing "Hide and Seek" Cons: Theydon't deserve to be in business other than an example of sleaze.
I got to know CCB when my daughter asked for my help in talking to them after she returned from a job in another state and gave CCB my phone number as a contact number. I began receiving calls at a rate of 10-15 a day at any time of the day. When I...
Pros: Gives people a second chance to rebuilt their credit. Cons: Nothing
Ok...I am tried of hearing about the complaints about Cross Country Bank. Most of you are complaining about the late fees, overlimit fees, $.50 per opinion for the automatic information, and annual fee/account orientation fee. My question to you...do...
It is hard to believe that outfits like this exist and have not been shut down by the authorities.
In the year I have had my card with Cross Country it has a been a constant battle over lost payments and payments being late. They seem to just...
Pros: there are no pros with this company Cons: extremely poor customer service, fees
You've seen the ads on TV: Down on your luck, no one will extend credit, life without a credit card is SO HARD! Cross Country Bank will help you out by approving you for their Visa card.
I wish I had read the experienes of others with Cross Country before I got a card from them. There are thousands of people going through the same misery I am with this crooked, cheating outfit. The hidden costs over time of having a Cross Country card...
Pros: they'll give you a credit card Cons: rude customer service reps, high APR, billing nightmare, no grace period
I applied for a Cross Country Bank card to help establish my credit rating. Big Mistake. The "application fee" is astronomical, $100 plus $50 a year for the card. However they will happily charge your card for these amounts at their competitive rate...
Pros: none Cons: They are poorly trained with various banking laws. Horrible C/S
I have had a Cross Country account for slightly over 2 years now. The first year wasn't bad with the exception of the fees. They have NO equal in the credit card industry when it comes to fees. I have worked for 3 credit card companies and even my...
I have had a Cross Country Visa for 17 months and for the last six months it has been one of the most horrible financial experiences of my life.
Payments have been lost and posted weeks late, my checking account has been debited when I have not...
Let me just say that I have never had so much trouble from a company in my life.
One GLORIOUS day i received my bill from Cross Country to notice that it was due that same day. (Amazing way to get late fees!)
I called on the phone the next...
Pros: Anyone can get approved! Cons: RIP-OFF!!! You are already in debt before you use it!
My story: Soon after I got married my husband wanted to establish his credit. He search for a card that would approve him with no avail. Then one day he recieved an offer that seemed too good to be true and since my husband is credit crazy he signed up...
Pros: A credit card for those of us with bad credit in the recent past, helpful website Cons: Low limits, higher than average interest and payments
I went through the end of a bad marriage and a divorce from a man who completely destroyed my credit. To make a long story short, things were obtained for credit based on 2 incomes, but attempts to pay were from 1 income...mine. My credit record looked...
Pros: Relatively high credit limit for an unsecured card geared towards a "bad credit" audience Cons: Very high fees and interest, even for a "bad credit" credit card.
I noticed that virtually all of the extremely negative reviews (which about 90+% of the reviews were) occurred from late 2001 and before. This makes me wonder based on my more recent experience with CCB whether the lawsuits and bad publicity has made ...
Pros: I hear they'll give anyone some kind of card Cons: Whatever card they give you (which may even be secured, and include fees) is going to be terrible
Desperate to rebuild my credit, I decided early in 2000 to get a handful of sub-prime cards which reported consistently to credit bureaus, and babysit them with great zeal in order to improve my credit over time. During my search for anyone who'd give me...
Pros: That's what they are at taking your money Cons: That's what the should be for taking your money
In retrospect, I have to wonder why I bothered getting a gold card from Cross Country Bank. Unfortunately, they will charge fees every way they can. There’s a $30 over-limit fee, a $30 past-due fee, a $10 per month maintenance fee (which can be...
Pros: Will extend credit to anyone Cons: Lots of fee's, poor customer relations, deceptive practices.
I have deleted and re-written this opinion 3 times in an attempt to provide the most accurate information and maintain a sort of objective point of view. Sorry to those of you that have read and rated the previous two feel
free to not visit or rate...
My history with Cross Country Bank has been all of five minutes, but it was indeed memorable.
I received one of those typical offers in the mail for those of us with "less than perfect credit" (how nicely they put that!)and decided, "what the...
Pros: Gives people with poor credit or no credit ability to re-establish or establish credit Cons: Fees are hefty and no grace periods
I want to begin by saying that my experience with CCB has been a positive one. I understand everything that the people who are downing CCB are saying, but fail to understand the thought process behind it. People are saying that the fees are outrageous,...
Pros: they give credit to just about anyone Cons: costs you a fortune
My husband received an offer from Cross Country Bank in the mail 2 years ago, they offered low interest for the first 6 months and we were guaranteed a credit limit of $1000. I read all the fine print and the only drawback I found was the $59 yearly fee....
Pros: NONE Cons: Horrible rates & rep-no 800# for C/S
I used to work for the company that took the Cross Country Bank credit card applications over the phone.
First of all, read the fine print on their application before you apply-you are "pre-approved" to APPLY!
You pay $250.+ in fees and...
Pros: Gave Us A Second Chance Cons: High Interest/Not very Customer oriented
I do know how to read, and I also know that I what I agreed to when I signed the acceptance letter. What I didn't agree to was the way they treat their customers.
I have sucked it in and paid my share of over the limit fees, etc. Never once...
Pros: Zip Cons: Just Do Not Get Involved With These Crooks
Outrageous fees is just the beginning with Cross Country "bank". They offer little if any customer support and their customer service department is a very unfunny joke. Cross Country operates a total scam that takes advantage of and exploits those...
Pros: I really don't know Cons: everything, read the review
Mark my words, this company is not going to make it. Their policies are completely NOT customer friendly and their interest rates are criminal. There are so many outrageous charges that they tack on - it's like if you breath too loud, you'll get slammed...
Pros: Good starter card for those with bad credit. Cons: 25.9% interest rate, bad customer service.
Like a lot of people, I had bad credit. I needed a card to re-establish myself and signed up for Cross Country. The interest rate was high but I was on my way to better credit. I have had the account since 1999 and received 1 increase. Recently, I...
My experience with Cross Country Bank is incredibly bad.Poor service is one thing, but NO service is something else. No toll-free number and they keep you on hold for 20 minutes. Two months to answer letters of inquiry. In 2000, they "never...
Pros: They will give credit to anyone!!!!
Cons: NONE!!!
Cross Country Bank...the first time I heard that title I started to look into it. My brother was complaining about the high fees that they charged him on his pay by phone ($7). Then he told me about every other fee they had and I couldn't beleive it!...
Pros: nothing Cons: horrible treatment of their customers
That should be the name of the bank. Cross Country was the worse mistake in credit cards I made. I shouldn't have ever got it. I thought I was doing something good to repair my credit. HA!!!!!!I
I bought into cross country banks advertisement for credit rebuilding, and it turned out to be one of my biggest mistakes. Instead of helping my credit, they helped make it worse. For almost a year I paid everything right on time,received a higher...
Pros: none Cons: lots of fees, .50 cent charge for calling about account
In my opinion, a Cross Country Bank credit card is not a good thing to have! I received a pre-approved application in the mail telling me I would have a credit line of $500. I did look at the fine print and was appalled at all the fees they would take...
Pros: None that I can see. Cons: Every single thing they offer is absolutely horrible!
Most credit card companies provide you with a statement so you know what to pay. Well, Cross Country Bank does not! They'd call me every so often telling me I hadn't paid. I would tell them I didn't have a statement and had no clue when my payment was...
I didn't think loan sharks still existed, but Cross Country has somehow escaped the law. These destestable people are just dying to get their fingers on the money of the folks who can least afford to have it stolen.Besides the super high interest and...
Pros: You Will Learn A Hard Lesson About Fraud Cons: Everything About Cross Country
Avoid this outfit like the plague. No one needs this kind of "help" to rebuild credit. Cross Country is the cesspool of credit operations and no matter how bad your credit is, you do not deserve Cross Country.
Cross Country offers hardly any...
Having just declared bankruptcy 1 yr ago, I began receiving many offers for credit cards. After carefull review, I choose Cross Country to restablish. After filling out the application etc.the card arrived a few days later. I used the card and then...
I was a Cross Country cardholder, however, they totally ripped me off. My card was stolen by roommate. I reported the incident immediately, notified Cross Country, and filed a police report. The bogus charges were around $1000. However, due to the fact...
Pros: Absolutely None Cons: Everything imaginable - very unethical
I have a Cross Country Card that I tried to cancel 3 years ago. They won't cancel it because I still have a balance on it. I ended up going to Consumer Counseling Services who set up a budget for me to pay them off. Even after they agreed to accept the...
Pros: Fantastic Service and High Rewards Cons: High Interest Rate once You Have Good Credit
Back in 1993 my husband and I were recovering from a bad run of trying unsuccessfully to stay ahead in our bills. We had been struggling for three years up until that point. We finally made it through the tough times and thanks to Cross Country Bank we...
I definitely think that the one positive opinion on Double-Cross Country Bank was written by a CCB employee. This is the single worst organization I have ever had the misfortune of dealing with. The fees are absolutely outrageous, yes. They constantly...
I have had a Cross Country Visa for 21 months and the last 6 months have been agony. Payments are either lost or credited after the due date no matter what I try. I have run up a huge phone bill talking to a customer service department that clearly has...
I never applied for a card from Cross Country. I was sent one even though I was not employed and had no prior credit history. Unknown to me, there was a $150 set-up/activation fee for the card. I only found out just a few days ago. I had charged...
Pros: Yes, they're pros, all right Cons: But even bigger cons they are.
I also got a Cross Country visa while in dire straits. In spite of all their surcharges, I maintained a zero balance on the account..... UNTIL someone got my card number and started charging on the internet. I immediately contacted Cross Country...
Pros: Easy to get Cons: You'll wish you never got it
I was trying to rebuild my credit 4 years ago and got involved with the crooks at Cross Country Bank. A huge, expensive, and miserable mistake. This so-called bank is not much better than your friendly neighborhood loan shark, although loan sharks are...
Let me just say that I have never had so much trouble from a company in my life.
One GLORIOUS day i received my bill from Cross Country to notice that it was due that same day. (Amazing way to get late fees!)
I called on the phone the...
My husband had a Cross Country Credit card when I met him. The interest was high, so I closed the account. He had the account for years, without a late payment. When I closed the account he owed a little over one thousand dollars.
Pros: Wow, you can get a credit card if you have no credit or bad credit Cons: Exorbitant interest rate, ridiculous fees
I decided to get this card a year ago, boy what a mistake! Unfortunately, this had to be my first credit card. I'd advise anyone who is considering doing business with Cross Country Bank to realize that this company is relentless with fees-- overlimit...
Pros: Helps those with bad credit establish good credit Cons: Poor customer service, outrageous fees, not truthful when advertising product
My biggest problem was not bad credit, but no credit. We all know that no credit can actually be worse than bad credit. The problem is that when you have no credit and want to establish some, no one wants to give you any because you have none to begin...
Pros: The did not take my first-born child for a concocted FEE. Cons: Cons? Yes they are CONS, if you've dealt w/the you already know.
I was a paying "preferred" customer for over 7 years. I bought a home two years ago and continue to work very hard to establish my credit. I transferred the remaining balance of my Cross Country card to another lower rate card a few months ago...here ...
When you call Cross Country Bank it takes forever to get to a customer service representative. The whole time you are paying long distance charges as the only toll free number is automated. Every time you pay on-line they charge you and you can never pay...
Pros: Absolutely None!!! Cons: Rip off, Con Artists, no human contact.
Back in 1999 I made the mistake of accepting a credit card from Cross Country. In 2001, I paid them off and closed the account. Since then they claim I haven't paid them and show it as a charge off on my credit report. I disputed this but since it has ...
Pros: there are no pros at CCB...only telephone boobs Cons: lies, lies, and more lies.
I have accidently become involved with CCB through my brother-in-law. He apparently use my telephone number in an application with these people and they have called my home at least twice a day for the past year ever since. I and my wife have talked...
Pros: They will give you credit when no one else will Cons: No 800 number, CSR's treat you like dirt and are rude
This was the first credit card that I got after screwing up my credit when I was young. Yes you have to pay a LOT of fees and an outrageous interest rate but when no one else in town will give you credit where can you turn?
Pros: Collection Representatives are Graduates...of the John Gotti School of Collections. Cons: So many cons...so little time.
Where to begin. This card is unbelievable. This card helped me along the yellow brick road to bankruptcy,and then harrassed me once I was at my destination.
Once I fell behind in payments, they began calling my 71 year old MOTHER for payment. They...
Pros: builds your credit extremely fast Cons: credit line could start off a little higher
Look, I know a lot of you out there just want to whine and complain over this card. That's all well and good if only you had a legit reason to complain. I have seen the applications and did one thing I'm sure no one has ever bothered to do.
Pros: None Cons: Everything about this card is a Con!
Ok.. When i first got this credit card I was happy. It was my first credit card and I had bad credit so I decided to use this to build my credit back up.
The first 4 months everything was great no late payments or overlimit fees. Then I hit...
Pros: Too good to be true Cons: Customer Service is their euphemism for devil worship
I have just a simple bit of advice for anyone interested in joining the devil-worshippers at Cross Country Bank - DON'T - Keep in mind they are currently being sued by many Attorneys General across the USA. They indulge in border-line criminal banking ...
Pros: Are you kidding me! Cons: There is not enough time in the universe to list them all!
Where do I start? This company is the worst company to deal with and they continue to harass a person despite efforts to ward them off! They cannot provide proof of anything! I am highly upset with this company and would advise everyone to run for...
Let me start by saying I can't believe I have two cards with these guys. Man did they get me good. It is horrible. I have entered a debt consolidation program and CCB drags their feet and have yet to respond. I have been in this process for two...
Pros: A Mastercard/VISA credit card if you can't get one elsewhere. Cons: Rip off tactics,out of state contact number,high interest rates.
First off...Don't accept this card! You will be very sorry if you do because after you max the card out you will see that the fees keep coming. DON'T GET THIS CARD..TURN IT DOWN..FORGET IT! THE CUSTOMER SERVICE IS POOR,THE PHONE NUMBER TO CHECK YOUR...
It is very dangerous to begin a relationship with this company! I have two "silver" accounts with them after many years of business. When I was late one, thats right folks one time, I arrived at work to find a message on my voice mail. Now...
Pros: None Cons: RIP OFF ARTISTS!!!!! PLEASE AVOID THIS CARD AT ALL COSTS!
After having 5 years of on time payments, I decided to pay off and close this account. That was Sept 2001. It is now November and these thieves still show this account as open and STILL attempt to run up fees to it!!! Even though I have it in...
Pros: Only for those with credit problems Cons: High interest an lousy customer service
Unless you absolutely cannot get a credit card from anywhere else and you really need one,forget this one.They will gladly issue a credit card and as you pay you will become eligible for higher credit limits.However for every limit raise that you get you...
Pros: ABOSLUTELY NONE Cons: RUDE REPS, NO SERVICE AND MAFIA TECHNIQUES FOR DEALING WITH YOU PLUS INEPT REPS
Ok ready for this. I made a payment. Didn't receive any calls for about a week or so.....then they began. Well this time I was ready. I had (or I thought I did) a supervisors name and extension. I called them, on my nickel or is that dollars. ...
Pros: Wish I could think of one Cons: Fees you wouldn't believe.
Cost just keep going up.
DO NOT USE THIS CREDIT CARD!!!!!!
These people are liars and thieves.
If you see their card or an application in your mail box burn it and run.
They lose (or just don't post) payments. This results in late fees. Late fees lead to over...
Pros: Anyone can get- but DON'T DO IT!!! Cons: Liars, Cheaters, Rip-off Artists
As a customer for almost 2 years I would advise anyone looking for a way to get a credit card with bad credit history not to fall prey to this loansharking company. As other people have written customer service is great to you while on the phone with...
Pros: they will issue credit to anybody with terrible credit Cons: high interest , will not work with you under any circumstance
I thought that I had learned my lesson on credit worthiness after one bankruptcy and years of paying off foolish debt. Well I was wrong, I was suckered into signing with cross country bank and their let us take you to the cleaners and cut you no slack...
Pros: The pro is to stay away from Cross Country Cons: Does not communicate
Terribly high interest rate
Hidden fees
Cross Country Bank offers quick access to a credit card, with promises to help establish credit where needed and to re-establish credit where needed. I was the second reason I took the bait Cross Country offered.
Pros: Easy to get Cons: Fees, charges, fees, more charges
While it was pretty easy for me to get a credit card from Cross Country and I was willing to pay the high interest due to my poor credit history this company was way to greedy for me.
I understand the need to make money from a creditors stand...
Tried to pay off account in full in September of 2000 and still received a bill for additional amounts that I don't owe. They said the statements are never correct and you need to call to get a pay off. Nobody is able to help you. Managers and...
Pros: NON Cons: INTEREST RATE 22 ANNUAL FEE 50 CREDIT LINE INCRESE FEE 100
I was a former card holder of both a mastercard & visa they went from
regular accounts to silver preferred I thought that was good but to
my suprise it just got worse from the beginning the fees that they
where charging me from the...
Pros: Helps those with "blemished" credit re-establish their credit. Cons: High interest rate & monthly maintenance fees.
I have had my credit card with Cross Country Bank for about six months and I have not had any problems with them thus far. I have mailed my payments one week before they are due & they have always posted on time. I don't call to check on my account,...
Short and sweet:
A few years back I accepted a Visa and Mastercard through CCB -- BIG mistake. The APR is crazy, the customer service horrible and the fees are insane! I have no idea what some of the fees I've been charged are! My favorite is the...
I am also a victim of ccb no need to go into detail its the same as all of yours. The Good news,,,, Lieff and Cabasa a law firm has a class action suite going againgst them. call them at 1-415-956-1000 I know they will want to hear from you. I verified...
Pros: high application acceptance rate, Visa Gold benefits, good customer service Cons: $100 activation fee, fee for online and phone pay
When I received a pre approved application in the mail, I was very skeptical. I had heard horror stories and some good ones. I decided to go ahead, because I have little credit.
Initially, I got a $350 limit for the gold card and I was not...
Pros: ABOSLUTELY NONE Cons: HARRASING PHONE CALLS, RUDE REPS, PRYING INTO PERSONAL LIFE
I was trying to rebuild and build good credit. I saw a commercial on tv for this credit card and I thought ok no problem. BIG MISTAKE!!!!!! If you like recieving harrasing phone calls, having them accuse your roommate of being you and prying into your...
This company has you coming and going. They start off with an interest rate of 20.99% and go upwards. That is high but considering the risk they are taking, it could be worse. Then they have NO GRACE PERIOD for finance charges, meaning that if the...
Pros: let me think.........not one Cons: without question they are cons
I was contacted by this company about my bill, we had recently moved and I didn't have an address for them, when I talked to a "gentleman" and that word is used in the loosest sense of the word, I asked for an
I chose this card at a time when I wasn't confident that I could get another card. I was surprised by the fee charged to initially get the card. There are many awful things about this card. 1st. there is absolutely no way to talk to a real person if you...
You will go broke trying to rebuild your credit with Cross Country. Everything costs money with this card. There is no toll free #, and try to get a hold of customer service. There is no customer service. I recently recieved a letter telling me to...
Pros: HAHAHA Yeah right! Cons: Rude customer service, Constant Runaround, Fees on top of fees!
Ok I want to make this short and sweet They raided my checking account without my permission and caused me returned check fees and then revoked my account due to returned checks! Then I was stupid and tried to get my account back with them so I sent them...
Pros: None Cons: Hides from the public. Just try to contact them!
Automated, Unsolicited digital phone messages are left on answering machines around the country wanting the machine's owner or resident to call a toll number "to discuss something important." They ignore all requests to discontinue the calls, which go on...
Pros: None Cons: Thousands of people claim to have been ripped off by this company
Because of the belief of thousands of people that Cross Country Bank is nothing more than a quasi-legitimized gang of thieves, a class action lawsuit has begun in Florida. Horror tales about this bank abound on the internet. Class action suits are also...
Pros: There's a reason it's easy to get this card.. Cons: High interest, awful customer service. Just say no!
One late payment and Cross Country will bump your interest rate up to 29%. They have NO sympathy for their customers and weren't interested in the reason behind our SINGLE late payment.
Avoid Cross Country Bank like the plague!!
Stay Away From Cross Country & Applied Card by johnleet ,Nov 05 '07
Pros: There are absolutely none Cons: Too many to list but completely criminal and illegal practices sum them up.
My experience mirrors the experience of millions of Cross Country victims. I was lucky and was able to close my account with them, but my credit was negatively affected and I was ripped off for quite a sum. Many states have sued this outfit but it still preys on innocent people using different business names. They are the worst, the truly criminal side of the credit card industry, and their reputation speaks for itself. A web search will give you all the information you need. Please be careful dealing with any credit card company but run when you see the name Cross Country Bank.
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