Cross Country Bank

Pros: Credit outlet for credit-challenged citizens
Cons: They are relentless, even involving innocent parties in attempts to collect debts

If this firm treats noncustomers with no respect, how do you think it will treat customers?

A relative of mine had a Cross Country Bank card and apparently fell behind on the payments. I share the same last name as this relative -- it's an...

Pros: Had no problems using it anywhere
Cons: Fees, fees, and more fees

Cross Country Bank Visa was a bad deal right from the beginning.

To obtain the card and begin the account, there is a one-time $100 application fee which, for your convenience, is subtracted from the credit card. Also, an annual fee of $50 is...

Pros: Credit card to people with somewhat bruised credit
Cons: Very poor customer service with no compassion for customers who have financial problems.

How else can I describe what I have gone through with this credit card company? I got my Cross Country credit card about 2 years ago and was very excited to be getting a credit card once again after having my credit get banged up. Well what I didn't know...

Pros: great if you have a high frustration level.
Cons: You risk hooking up with a consumer credit counselor again.

Payment is made on Cross Country Internet Payment Line on 01/19/01. On 02/02/01 around or about 8AM while walking out the door to work, phone rings, its a Cross Country Representative calling to say the payment made on the computer had come back as...

Pros: Their good at playing "Hide and Seek"
Cons: Theydon't deserve to be in business other than an example of sleaze.

I got to know CCB when my daughter asked for my help in talking to them after she returned from a job in another state and gave CCB my phone number as a contact number. I began receiving calls at a rate of 10-15 a day at any time of the day. When I...

Pros: Gives people a second chance to rebuilt their credit.
Cons: Nothing

Ok...I am tried of hearing about the complaints about Cross Country Bank. Most of you are complaining about the late fees, overlimit fees, $.50 per opinion for the automatic information, and annual fee/account orientation fee. My question to you...do...

Pros: There Are None
Cons: Uncountable

It is hard to believe that outfits like this exist and have not been shut down by the authorities.
In the year I have had my card with Cross Country it has a been a constant battle over lost payments and payments being late. They seem to just...

Pros: there are no pros with this company
Cons: extremely poor customer service, fees

You've seen the ads on TV: Down on your luck, no one will extend credit, life without a credit card is SO HARD! Cross Country Bank will help you out by approving you for their Visa card.

Cut to the chase: Cross Country Visa is a high...

Pros: Zero
Cons: Can't Enumerate them all

I wish I had read the experienes of others with Cross Country before I got a card from them. There are thousands of people going through the same misery I am with this crooked, cheating outfit. The hidden costs over time of having a Cross Country card...

Pros: they'll give you a credit card
Cons: rude customer service reps, high APR, billing nightmare, no grace period

I applied for a Cross Country Bank card to help establish my credit rating. Big Mistake. The "application fee" is astronomical, $100 plus $50 a year for the card. However they will happily charge your card for these amounts at their competitive rate...

Pros: none
Cons: They are poorly trained with various banking laws. Horrible C/S

I have had a Cross Country account for slightly over 2 years now. The first year wasn't bad with the exception of the fees. They have NO equal in the credit card industry when it comes to fees. I have worked for 3 credit card companies and even my...

Pros: NONE
Cons: Crooked, Cheating, Scam

I have had a Cross Country Visa for 17 months and for the last six months it has been one of the most horrible financial experiences of my life.
Payments have been lost and posted weeks late, my checking account has been debited when I have not...

Pros: NONE
Cons: Everything

Let me just say that I have never had so much trouble from a company in my life.
One GLORIOUS day i received my bill from Cross Country to notice that it was due that same day. (Amazing way to get late fees!)
I called on the phone the next...

Pros: Anyone can get approved!
Cons: RIP-OFF!!! You are already in debt before you use it!

My story: Soon after I got married my husband wanted to establish his credit. He search for a card that would approve him with no avail. Then one day he recieved an offer that seemed too good to be true and since my husband is credit crazy he signed up...

Pros: A credit card for those of us with bad credit in the recent past, helpful website
Cons: Low limits, higher than average interest and payments

I went through the end of a bad marriage and a divorce from a man who completely destroyed my credit. To make a long story short, things were obtained for credit based on 2 incomes, but attempts to pay were from 1 income...mine. My credit record looked...