Cross Country Bank

Pros: none whatsoever
Cons: everything imaginable

Let me just say that I have never had so much trouble from a company in my life.
One GLORIOUS day i received my bill from Cross Country to notice that it was due that same day. (Amazing way to get late fees!)
I called on the phone the...

Pros: not a single thing
Cons: Service

My husband had a Cross Country Credit card when I met him. The interest was high, so I closed the account. He had the account for years, without a late payment. When I closed the account he owed a little over one thousand dollars.

About a...

Pros: Wow, you can get a credit card if you have no credit or bad credit
Cons: Exorbitant interest rate, ridiculous fees

I decided to get this card a year ago, boy what a mistake! Unfortunately, this had to be my first credit card. I'd advise anyone who is considering doing business with Cross Country Bank to realize that this company is relentless with fees-- overlimit...

Pros: Helps those with bad credit establish good credit
Cons: Poor customer service, outrageous fees, not truthful when advertising product

My biggest problem was not bad credit, but no credit. We all know that no credit can actually be worse than bad credit. The problem is that when you have no credit and want to establish some, no one wants to give you any because you have none to begin...

Pros: The did not take my first-born child for a concocted FEE.
Cons: Cons? Yes they are CONS, if you've dealt w/the you already know.

I was a paying "preferred" customer for over 7 years. I bought a home two years ago and continue to work very hard to establish my credit. I transferred the remaining balance of my Cross Country card to another lower rate card a few months ago...here ...

Pros: None
Cons: All

When you call Cross Country Bank it takes forever to get to a customer service representative. The whole time you are paying long distance charges as the only toll free number is automated. Every time you pay on-line they charge you and you can never pay...

Pros: Absolutely None!!!
Cons: Rip off, Con Artists, no human contact.

Back in 1999 I made the mistake of accepting a credit card from Cross Country. In 2001, I paid them off and closed the account. Since then they claim I haven't paid them and show it as a charge off on my credit report. I disputed this but since it has ...

Pros: there are no pros at CCB...only telephone boobs
Cons: lies, lies, and more lies.

I have accidently become involved with CCB through my brother-in-law. He apparently use my telephone number in an application with these people and they have called my home at least twice a day for the past year ever since. I and my wife have talked...

Pros: They will give you credit when no one else will
Cons: No 800 number, CSR's treat you like dirt and are rude

This was the first credit card that I got after screwing up my credit when I was young. Yes you have to pay a LOT of fees and an outrageous interest rate but when no one else in town will give you credit where can you turn?

I never had any...

Pros: Collection Representatives are Graduates...of the John Gotti School of Collections.
Cons: So many cons...so little time.

Where to begin. This card is unbelievable. This card helped me along the yellow brick road to bankruptcy,and then harrassed me once I was at my destination.
Once I fell behind in payments, they began calling my 71 year old MOTHER for payment. They...

Pros: builds your credit extremely fast
Cons: credit line could start off a little higher

Look, I know a lot of you out there just want to whine and complain over this card. That's all well and good if only you had a legit reason to complain. I have seen the applications and did one thing I'm sure no one has ever bothered to do.

...

Pros: None
Cons: Everything about this card is a Con!

Ok.. When i first got this credit card I was happy. It was my first credit card and I had bad credit so I decided to use this to build my credit back up.

The first 4 months everything was great no late payments or overlimit fees. Then I hit...

Pros: Too good to be true
Cons: Customer Service is their euphemism for devil worship

I have just a simple bit of advice for anyone interested in joining the devil-worshippers at Cross Country Bank - DON'T - Keep in mind they are currently being sued by many Attorneys General across the USA. They indulge in border-line criminal banking ...

Pros: Are you kidding me!
Cons: There is not enough time in the universe to list them all!

Where do I start? This company is the worst company to deal with and they continue to harass a person despite efforts to ward them off! They cannot provide proof of anything! I am highly upset with this company and would advise everyone to run for...

Pros: NONE
Cons: Horrible customer Service. Relentless phone calls. Unprofessional behavior. Unreal fees.

Let me start by saying I can't believe I have two cards with these guys. Man did they get me good. It is horrible. I have entered a debt consolidation program and CCB drags their feet and have yet to respond. I have been in this process for two...