Cross Country Bank

Pros: A Mastercard/VISA credit card if you can't get one elsewhere.
Cons: Rip off tactics,out of state contact number,high interest rates.

First off...Don't accept this card! You will be very sorry if you do because after you max the card out you will see that the fees keep coming. DON'T GET THIS CARD..TURN IT DOWN..FORGET IT! THE CUSTOMER SERVICE IS POOR,THE PHONE NUMBER TO CHECK YOUR...

Pros: Easy To Get
Cons: EVERYTHING

It is very dangerous to begin a relationship with this company! I have two "silver" accounts with them after many years of business. When I was late one, thats right folks one time, I arrived at work to find a message on my voice mail. Now...

Pros: None
Cons: RIP OFF ARTISTS!!!!! PLEASE AVOID THIS CARD AT ALL COSTS!

After having 5 years of on time payments, I decided to pay off and close this account. That was Sept 2001. It is now November and these thieves still show this account as open and STILL attempt to run up fees to it!!! Even though I have it in...

Pros: Only for those with credit problems
Cons: High interest an lousy customer service

Unless you absolutely cannot get a credit card from anywhere else and you really need one,forget this one.They will gladly issue a credit card and as you pay you will become eligible for higher credit limits.However for every limit raise that you get you...

Pros: ABOSLUTELY NONE
Cons: RUDE REPS, NO SERVICE AND MAFIA TECHNIQUES FOR DEALING WITH YOU PLUS INEPT REPS

Ok ready for this. I made a payment. Didn't receive any calls for about a week or so.....then they began. Well this time I was ready. I had (or I thought I did) a supervisors name and extension. I called them, on my nickel or is that dollars.
...

Pros: Wish I could think of one
Cons: Fees you wouldn't believe. Cost just keep going up.

DO NOT USE THIS CREDIT CARD!!!!!!
These people are liars and thieves.
If you see their card or an application in your mail box burn it and run.
They lose (or just don't post) payments. This results in late fees. Late fees lead to over...

Pros: Anyone can get- but DON'T DO IT!!!
Cons: Liars, Cheaters, Rip-off Artists

As a customer for almost 2 years I would advise anyone looking for a way to get a credit card with bad credit history not to fall prey to this loansharking company. As other people have written customer service is great to you while on the phone with...

Pros: they will issue credit to anybody with terrible credit
Cons: high interest , will not work with you under any circumstance

I thought that I had learned my lesson on credit worthiness after one bankruptcy and years of paying off foolish debt. Well I was wrong, I was suckered into signing with cross country bank and their let us take you to the cleaners and cut you no slack...

Pros: The pro is to stay away from Cross Country
Cons: Does not communicate Terribly high interest rate Hidden fees

Cross Country Bank offers quick access to a credit card, with promises to help establish credit where needed and to re-establish credit where needed. I was the second reason I took the bait Cross Country offered.

With a small fee (credited to...

Pros: NONE
Cons: READ THE OPINION!!

This company was chosen from an "You're Approved" Flyer. Applying for your card was the WORST MISTAKE!!

You make your payment (over the minimum by at least 70%), and Cross Country will post it to your LAST MONTH'S due. Even though...

Pros: Easy to get
Cons: Fees, charges, fees, more charges

While it was pretty easy for me to get a credit card from Cross Country and I was willing to pay the high interest due to my poor credit history this company was way to greedy for me.

I understand the need to make money from a creditors stand...

Pros: NONE!!!
Cons: EVERYTHING!!!

Tried to pay off account in full in September of 2000 and still received a bill for additional amounts that I don't owe. They said the statements are never correct and you need to call to get a pay off. Nobody is able to help you. Managers and...

Pros: NON
Cons: INTEREST RATE 22 ANNUAL FEE 50 CREDIT LINE INCRESE FEE 100

I was a former card holder of both a mastercard & visa they went from
regular accounts to silver preferred I thought that was good but to
my suprise it just got worse from the beginning the fees that they
where charging me from the...

Pros: Helps those with "blemished" credit re-establish their credit.
Cons: High interest rate & monthly maintenance fees.

I have had my credit card with Cross Country Bank for about six months and I have not had any problems with them thus far. I have mailed my payments one week before they are due & they have always posted on time. I don't call to check on my account,...

Pros: Harldly any at all..
Cons: FEES, FEES, FEES

Short and sweet:
A few years back I accepted a Visa and Mastercard through CCB -- BIG mistake. The APR is crazy, the customer service horrible and the fees are insane! I have no idea what some of the fees I've been charged are! My favorite is the...