Cross Country Bank

Pros: none
Cons: alot

I am also a victim of ccb no need to go into detail its the same as all of yours. The Good news,,,, Lieff and Cabasa a law firm has a class action suite going againgst them. call them at 1-415-956-1000 I know they will want to hear from you. I verified...

Pros: high application acceptance rate, Visa Gold benefits, good customer service
Cons: $100 activation fee, fee for online and phone pay

When I received a pre approved application in the mail, I was very skeptical. I had heard horror stories and some good ones. I decided to go ahead, because I have little credit.

Initially, I got a $350 limit for the gold card and I was not...

Pros: ABOSLUTELY NONE
Cons: HARRASING PHONE CALLS, RUDE REPS, PRYING INTO PERSONAL LIFE

I was trying to rebuild and build good credit. I saw a commercial on tv for this credit card and I thought ok no problem. BIG MISTAKE!!!!!! If you like recieving harrasing phone calls, having them accuse your roommate of being you and prying into your...

Pros: The have Pros?
Cons: Everything they do

This company has you coming and going. They start off with an interest rate of 20.99% and go upwards. That is high but considering the risk they are taking, it could be worse. Then they have NO GRACE PERIOD for finance charges, meaning that if the...

Pros: let me think.........not one
Cons: without question they are cons

I was contacted by this company about my bill, we had recently moved and I didn't have an address for them, when I talked to a "gentleman" and that word is used in the loosest sense of the word, I asked for an

address so I could...

Pros: none
Cons: cheaters

I chose this card at a time when I wasn't confident that I could get another card. I was surprised by the fee charged to initially get the card. There are many awful things about this card. 1st. there is absolutely no way to talk to a real person if you...

Pros: None
Cons: All Bad

You will go broke trying to rebuild your credit with Cross Country. Everything costs money with this card. There is no toll free #, and try to get a hold of customer service. There is no customer service. I recently recieved a letter telling me to...

Pros: HAHAHA Yeah right!
Cons: Rude customer service, Constant Runaround, Fees on top of fees!

Ok I want to make this short and sweet They raided my checking account without my permission and caused me returned check fees and then revoked my account due to returned checks! Then I was stupid and tried to get my account back with them so I sent them...

Pros: None
Cons: Hides from the public. Just try to contact them!

Automated, Unsolicited digital phone messages are left on answering machines around the country wanting the machine's owner or resident to call a toll number "to discuss something important." They ignore all requests to discontinue the calls, which go on...

Pros: i dont see a good side to this
Cons: tricked

have you received this before, "YOU HAVE BEEN PRE-APPROVED FOR A CREDIT LIMIT UP TO $10,000?"

this is how they trick you into wasting your good credit. you could be eight-years-old and you will still receive the very same letter. after they...

Pros: None
Cons: Thousands of people claim to have been ripped off by this company

Because of the belief of thousands of people that Cross Country Bank is nothing more than a quasi-legitimized gang of thieves, a class action lawsuit has begun in Florida. Horror tales about this bank abound on the internet. Class action suits are also...

Pros: There's a reason it's easy to get this card..
Cons: High interest, awful customer service. Just say no!

One late payment and Cross Country will bump your interest rate up to 29%. They have NO sympathy for their customers and weren't interested in the reason behind our SINGLE late payment.
Avoid Cross Country Bank like the plague!!

Pros: There are absolutely none
Cons: Too many to list but completely criminal and illegal practices sum them up.

My experience mirrors the experience of millions of Cross Country victims. I was lucky and was able to close my account with them, but my credit was negatively affected and I was ripped off for quite a sum. Many states have sued this outfit but it still preys on innocent people using different business names. They are the worst, the truly criminal side of the credit card industry, and their reputation speaks for itself. A web search will give you all the information you need. Please be careful dealing with any credit card company but run when you see the name Cross Country Bank.