First National Omaha

7 ratings (7 Epinions reviews)
Epinions Product Rating: Disappointing
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    Highest Rated Consumer Review by the Community

  • Bad...Bad...Bad!

    Mar 26, 2007 by
    Rated a Very Helpful Review
    Pros: N-O-T-H-I-N-G
    Cons: Where do I begin...

    Summary: I got a First National Bank of Omaha credit card, special edition when I was in college. I never used it, I had no problems. The minute I moved across the country and started using the thing, problems began and I found myself calling FNBO once a month ... read more

  • Want to pay 32% credit card interest?

    May 25, 2007 by
    Rated a Helpful Review
    Pros: They are making a stupid amount of money off the backs of hard working Americans
    Cons: They think charging Mafia style interest rates is just fine.

    Summary: My Visa card account was "sold" to First National when my bank of 20 years changed hands. On my last statement from First National, I noticed what I thought was a mistake: an interest rate of 31.82%. That would be $318 in interest for $1,000 in credit ... read more

  • Pre-approved isn't pre-approved

    Nov 11, 2006 by
    Not yet rated.
    Pros: Better off without their card
    Cons: Waste of time - stupid policies and practices - hit to credit report

    Summary: Now I know pre-approved offers for credit cards include the fine print about credit-worthiness changing, and the offer being revoked if something changes. To be honest, I don't really worry about it - I generally do business with credit unions and have ... read more

  • First National - avoid at all costs unless you like communism

    Nov 2, 2001 by
    Rated a Very Helpful Review
    Pros: Decent balance transfer rates @ 6.9 temp then 9.9 variable.
    Cons: Horrible customer service people with bad attitudes. Stricter than strict late payment policy and fees.

    Summary: My First Nat'l card has been fine for a long time, at least back in the day when it was "First Bankcard Center." Then they were bought out by First National. That's when the fun begins. If you are ONE day late on your payment they ... read more

  • Gotta love this card!!

    Jul 26, 2000 by
    Rated a Helpful Review
    Pros: Easy to use
    Cons: Be careful not to forget to update your checkbook

    Summary: First, let me say that I have been with First National Bank of Omaha for about 5 years now....And I have yet to have a bad experience with anything about their service. The Debit card is particularly useful. You use it just like you would a credit ... read more

  • Express Customer Reviews

  • Bad, Bad, Bad -- Go Elsewhere for your Credit Card

    Mar 13, 2013 by
    Not rated yet
    Pros: None.  There is absolutely nothing to recommend this credit card.
    Cons: High fees, poor service, inflexible policies, arbitrary raising of interest rates.

    Summary: I have been a customer since about 1978.  A few months ago, despite an absolutely spotless payment record for over 30 years, the company raised my interest rate and lowered my borrowing limit based on my "general credit worthiness", whatever that ... read more

  • Terrible credit card company... period!

    Nov 21, 2004 by
    Rated Show
    Pros: Gave me my first credit card with a good limit.
    Cons: Poor customer service. Find things in credit reports that no one else seems to catch.

    Summary: This was my first credit card. About a year after I opened the account, I received a letter that my interest rate was being dramatically increased because of problems found in my credit report. I have over ten credit cards and have never been late on any ... read more

Showing 1-7 of 7 reviews
 


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