First USA

Pros: Interest rate, customer service, web site
Cons: none, really

Never had a problem with them. I have had a First USA credit card for quite a few years. I asked for an interest rate reduction by mail. 2 weeks later, they call and leave instructions to call them about reducing the interest rate. ...

Pros: Amazing Customer Service, Web Account Access
Cons: sill have interest rates, have to pay, otherwise none so far

I have been a First USA Visa Platinum card holder for about 3 years. I saw an online ad for a card that gave discounts at online merchants. I shopped online a lot so I thought I'd give it a try. Not only did I get a card that gave me credit for buying...

Pros: great card member website, great customer service
Cons: have not come across any yet

I noticed there were several opinions here on Epinions.com that were not so favorable for First USA credit cards. Let me tell you about my experiences, because they seem to different than some of the other people here. I originally had a card from the...

Pros: Lots of freebies, many opportunities for low APR, no annual fee.
Cons: none

I was surprised to find all of the negative reviews on First USA. I have had several cards with them over the last several years, and I have never had a problem that they didn't clear up fast and courteously. Here's my experience.

First USA...

Pros: great warranty
Cons: can't think of one

I have had a First U.S.A. credit card for years and I love it. Usually I don't use it except for emergencies. They are nice but they can also get you into trouble.
We had 4 charge cards. But when my husband died, I closed all but my First U.S.A....

Pros: Easy online application...
Cons: Like most things on the net, connections depend on THEIR SERVER!

OK...here we have another credit card offered by a net company...
YAHOO...and 1st USA...

The card itself is pretty standard...
and you can apply online...

To do so go here...
...

Pros: Great Interest rate and company!
Cons: A fee for transferring balances

I selected this card to begin with for the low interest rate they offered me and have stayed with them because of their great service. I have had this card for 3 years and have never once had a problem with this company.
I just recently...

Pros: Great Prices
Cons: NONE

First USA has always given me the best price and no annual fee. As long as you pay your bills, even if you carry a balance, on time, you will have no problem and benefit from rates lower than any other bank. I also appreciate the fact that when I had a...

Pros: low rates, good service
Cons: ridiculous rates on cash

I've had a titanium MasterCard from First USA for almost two years now and I haven't had any problems with it. The 6 month introductory rate was 6.99% and since then the standard rate has been 9.99%. Cash advances are available but the interest rate is...

Pros: no annual fee, freebies, accepted everywhere
Cons: well, there _is_ an APR. But less than most.

First USA Visa is an awesome card!

1. No annual fee
2. I've gotten lots of freebies from them, including a wallet, flashlights, an emergency light, a handyman tool, and a travel toiletry case, plus 2 6 month magazine subscriptions....

Pros: I have always found them easy to deal with, and with low interest rates
Cons: I haven't seen any

I have had my FirstUSA card for more than two years now, and I was shocked when I looked up reviews of them, and found so many bad reviews! I love my FirstUSA card. In fact, I get offers from other card companies in the mail at least every other day,...

Pros: Low rates, special "At Your Request" personal service offer, good customer service
Cons: Need to lower their rate to 0.0% (just kidding)

Well, I'll be honest...I came to this part of epinions to write a splendid review of First USA but after reading the other reviews of the company, I have decided to change my direction for my review.

Don't get me wrong, I don't think I could...

Pros: Courteous customer service, dispute resolution, on-line account management
Cons: Inflexible rules, needs to give customer incentive to stay with bank

First USA was the first credit card I ever had, courtesy of the LLBean Visa. They had good incentives, and a good intro APR, and free Fed Ex shipping on anything ordered thru LL Bean. I later also got a San Diego Zoo Platinum card, because they offered...

Pros: Internet Banking
Cons: none

I honestly have to say that my experience with First USA hasn't been bad at all. I have had my card there for about a year now and I like it. First and foremost the interest is low. My interest rate is 9.9% and that is fixed. For the first 6 months...

Pros: You get what you ask for, Fair, good credit card
Cons: Few Perks

I have had very good experiences with my First USA Mastercard. The interest rate is high (19.99% APR), but I never carry a balance, so it doesn't matter.

This was my first credit card and I have never had any problems with them.

I...