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by mrsocko316 , Apr 04 '00
Pros: willing to give credit with no previous history
Cons: high APR and fees, unhelpful customer service
I initially applied for this credit card because it was a no annual membership fee credit card with a decent APR. I had no previous credit history, but I figured it was worth a try to apply and see what would happen. Of course, I was declined for the...
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by turboglow , Sep 10 '01
Pros: Excellent Service, Easy to get, Great rates, Hassle free.
Cons: The price of that Phillips Flat TV is approaching my available credit. Bad News.
I hadn't really intended to get a credit card from First Union, I was only trying to sign up for a checking account. But to my surprise, the new accounts rep told me that I qualified for a First Union Gold Card with a $5,000 initial balance. A college...
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