Fleet Platinum Visa

Pros: None
Cons: They raise your interest rates without warning.

I applied for and received a credit card account with Advanta over 6 years ago and loved the perks of the account. It was a nice account with card perks that accumulated over time and the perks are the reason Ive not closed the account. If I close my...

Pros: decent rate
Cons: the customer service department would be better run by trained monkeys

This review is going to be a bit different from most of my others. I am not going to go into a lot of detail on the fees and rates. I will keep that simple and mainly focus on why I do not recommend this card.

For the card itself, I...

Pros: they don't want my money!
Cons: sure there is a black mark next to my name somewhere

I don't know why I am abandoning them. God knows they have given me good service. I never asked for their card, but oddly enough it showed up one day in the mail. I never use it except to pay my AOL bill so frankly I never think about it. And...

Pros: Great terms
Cons: Poor service by enrollment/approval departments

I've played the intro-rate game a couple times and it's a huge hassle so I decided to go with a low fixed rate card. Lo and behold, about a year ago, I received two invitations from Fleet for what appeared to be an excellent card, no annual fee with...

Pros: Online application and service
Cons: They sell your info to 3rd parties -- Canceling jacks up your APR

I opened my Fleet account in September 2001. I paid it off completely a few months later and then used my credit line again for Christmas purchases and I've paid them off today. I'm not using this card again -- in fact, it's already cut up.

...

Pros: None
Cons: Poor service. Rude service. Inefficient system.

Several years ago I applied for a Mastercard (subsequently sold to Fleet) and transferred balances to take advantage of a 'zero interest introductory rate' to be followed by a low variable interest rate.

Every month I was billed with interest...

Pros: ??
Cons: Poor Customer Service and Business Practices in our experience.

We have had a very bad experience with the Fleet Financial Group. Let me start by saying before yesterday I had never heard of the company.

This is what happened:

Yesterday afternoon (Monday, January 18) I received a call thanking...

Pros: see cons
Cons: being treated poorly outweighs any pro

I could never ever recommend any Fleet card to anyone. Not even a worst enemy.

We were getting charged for an extra service we specifically turned down when we applied for the card. When my wife called to have that removed and the charges...

Pros: None that I can think of
Cons: Total disorganization

I no longer use my Fleet credit card. I paid them off, and will soon close out my account. I will not do business with them in the future.

I found their customer service department to be totally useless in an emergency a few months ago. I...

Pros: Smart-card technology, nice Web presence
Cons: Customer service; firm plays games with the 'float'

I was happy to get the Fleet Fusion card because of its 9.99 percent APR and embedded microchip. I believed the card would be the equal of my Amex Blue, and I was willing to overlook the fact Fleet twice raised the interest rate on a friend's card with...

Pros: Low interest rate, good information via on-line web access, helps qualify for lower rates on other Fleet products
Cons: Interest rate rising a little

I'm always a little dumfounded when I read SOOOO many negative reviews by folks who complain about punitive interest rates, late fees, etc. I do not mean this disrespectfully, and I can only speak from my own experiences... I pay, via CheckFree, about 10...

Pros: good telephone service, good rates
Cons: doesn't deal with out of ordinary well, no direct access to decision-makers

The fact that Fleet Financial has been the subject of numerous consumer complaints is not news to anyone in New England. Since its merger with BankBoston (and the move of many customers to Sovereign), Fleet has managed to make itself the bank that...

Pros: Decent introductory rate
Cons: Tendency to increase rate without warning

Although I'll credit Fleet with having a decent introductory APR, they have a very annoying habit of raising your interest rate again and again. If you don't pay very close attention to the inserts conveniently buried with your account statement, you'll...

Pros: High credit line
Cons: Sudden, unexpected steep interest hikes, have to keep changing accounts, won't lower rates instead

I am on my fourth Fleet Platinum card, each as shiny
and newly minted as the last. Seems that just as
soon as the new-card smell wears off, they jack up
the interest rate to just beyond laughable, which
means I will cancel the card...

Pros: The card is pretty
Cons: They are thieves

The Fleet Platinum Credit Card is a wolf in sheep's clothing. Be very careful how you use this card. Until recently, I had been a Fleet customer for years. I have used the card many times, but have always paid it off each month.

Recently,...