Household Bank Credit Card

Pros: I'm trying to think of one
Cons: Pitiful service, undertrained staff, lack of professionalism

I have been employed in the world of credit card banking for over nine years, working for two of the top five credit card issuers in the world. I personally have over 30 credit cards, both major and specific stores, and I enjoy comparing their services...

Pros: Pre-Approval, Easy to open an account
Cons: Privacy Policy, Customer Service, Terms & CONFUSION!

Lately it seems like I’m always getting “YOU’RE PRE-APPROVED” offers in the mail. I always read them thoroughly just incase the rates or terms are better than the credit cards I have now. I also research the companies through...

Pros: Okay if you have perfect credit
Cons: They will rip your heart out if they can

CONS ~ ONLY CONS

I once had a Household Bank credit card. The limit was only $1000, so when I filed for Chapter 7 bankruptcy, I decided to hang onto this one. Within months I started receiving notices that due to an unfavorable credit...

Pros: ZILCH!
Cons: Everything about them!

Pros: Haven't seen any
Cons: High interest, lots of fees and uninformed customer reps.

Yes, this card has been reviewed by lots of people, but I want everyone to know that even in 2005 nothing has changed with Household Bank. Well maybe except for the fact that they have become even ruder and a little bit less intelligent (yes, that is ...

Pros: None
Cons: Everything. Late statements. Payments lost. Odious fees. Rude staff.

SUMMARY: Household Bank credit cards are the worst in the world. YOU ARE AN IDIOT IF YOU ACCEPT ONE. Statements are sent out late. Your payments, if not lost, always seem to be applied after the due date. Your written complaints are ignored....

Pros: easy online payments
Cons: Bad service, unreliable, dishonest

On April 3, 2005 my wallet was stolen from me along with all my credit cards (including my orchard and household cards) and bank cards, of course I reported the incident, I found out 3 weeks later that my WAMU account completely froze and did this ...

Pros: Easy acceptance...
Cons: Non educated customer service rep and being dragged along the process

Hmm, where do I begin.. Ok, in short I only had their business for 2 days. Opening on one day and calling to close the next. I always receive their mailings about "pre-approved" this and that. So, as one of my intro rates had expired and started kicking ...

Pros: I got to pay for unmerited late charges
Cons: Not customer friendly, rude operators.

I applied for this card as an additional account when I signed up for the Best Buy card. I read the fine print, and no-where did the offer for this card say that there was:
a. an annual fee
b. an account "establishment" fee

or ANY of...

Pros: N O N E
Cons: high interest, high fees, poor service, make up their own rules

Household Credit is NOT a valid company to do business with in my opinion....Unless you are desperate for credit.....

Household Credit offers you several choices for credit cards..their own in house card, GM Card, etc. They are also a large...

Pros: none
Cons: Where should I start?

Unfortunately, I am a Household Bank Credit Card holder only because they bought out another credit card of mine that I had and was probably very happy with. Wish I could say the same for Household.

This is one of the most unforgiving and...

Pros: Decent online banking
Cons: WAY too expensive, high interest rates, extremely high ATM fees, lousy customer service

I got this card last year to do some Christmas shopping...boy was that a mistake. The interest rates are not competitive at all, my current rate is a little over 18% for purchases and 21% for cash advances. Then they automatically enrolled my wife and...

Pros: nice looking card
Cons: very late about posting payments, now charging an annual fee, no 800#

If you read my review about how Household Bank tried to screw me over with my best buy card you will probably wonder why I chose to get a regular credit card by them.

In March I got a card by them and didn't realize at the time this was the...

Pros: HB will grant credit to ANYONE!
Cons: high interest rates, late posting of payments, outrageous fees, horrible "customer service"

Household Bank (HB), which is part of Household Credit Services (HCS) and which is related to the Household Retail Services Inc. (HRSI) which administers numerous house brand credit cards (Best Buy, Filenes Basement, etc.) is such an awful company to do...

Pros: none that I can see
Cons: unspoken membership fee

Here's my Household Bank story so far: About 6 weeks ago I received a HB credit card in the mail with a $300 limit. I had not applied for the card and(since my credit limits have been rising on my other cards lately) was surprised at the low limit. I let...