Review by amya97
July, 19 2012
Review by tc1512
May, 28 2012
Pros: Self serving.
Cons: Totally lacking concern or respect for clients.
Review by kidkodac
March, 19 2009
Pros: very appealing offer: $5500 at 1.99% for unlimited time
Cons: mistakes on almost all statements
one customer service agent was rude: you pay or lose it!
Review by camali
August, 22 2007
Pros: Free card. But then again, a gazillion others these days are free.
Cons: Chintzy rewards, terrible customer service. Practices that border on fraud.
Review by vanbran
June, 15 2007
Pros: Always lowering credit rates, helped build by credit, good customer service.
Cons: Must call in to get best rates, no other perks- only a low interest rate.
Review by dontusevisa
July, 12 2006
Pros: Customer service rep gave very good advice, that I should get an American Express card
Cons: Offer no protection against fraudulent companies. Do not have a contract with their vendors.
Review by schaafs4
November, 18 2005
Pros: There are simply no "pros" here.
Cons: The most infuriating aspect is the inability to be in the least bit flexible.
Review by lexiet
September, 18 2005
Cons: Rude, unhelpful customer service. Reduces credit limit if you transfer balance to another card.
Review by jsquarejj
August, 08 2005
Pros: Many MBNA cards charge only 1% fee on foreign transactions vs 3% by most cards.
Cons: The usual: high fees, changing interest rates and credit limit.
Review by blue6868
May, 04 2005
Pros: Initial offer seems to be nice, but it is trap
Cons: Trap, trap, trap , trap, be careful
Review by newt40
February, 19 2005
Pros: Card was kind of pretty.
Cons: AWFUL customer service, really awful web payments.
Review by jswede4722
January, 29 2005
Pros: offers credit lines account info available online
Cons: customer service interest
Review by lisaml
September, 15 2004
Pros: For me, none--too many other cards available with better terms and service.
Cons: Customer (dis)service, mediocre interest rate, poor online payment options
Review by afspacevet
July, 25 2004
Pros: Easy to apply and quick issue of credit cards.
Cons: No interest rate cap.
Review by epi_member
February, 25 2004
Pros: Online Bill Paying
Cons: Poor Customer Service, Poor Rates
Review by jcharet
December, 06 2003
Pros: Sends credit card quick
Cons: customer service, interest rates, false credit reporting
Review by verusex
June, 26 2003
Pros: High Credit Lines
Cons: Usurious Interest Rates 20+% Unsolicited Cards
Review by mel_cap
June, 17 2003
Pros: good balance transfer rates, very good customer service
Cons: takes some effort to get a "real" person on the phone.
Review by farley-san
March, 21 2003
Cons: misleading, almost dishonest
Review by djuk
October, 30 2002
Pros: Very good customer service
Review by slovo
October, 12 2002
Pros: Good *introductory* rate on balance transfers
Cons: Manipulative sales calls, manipulative business practices -