MBNA

135 ratings (131 Epinions reviews)
Epinions Product Rating: OK
5 stars
24
4 stars
32
3 stars
15
2 stars
15
1 star
45
Share This!
  Ask friends for feedback
  • Worst experience EVER with a financial institution

    Mar 19, 2009 by
    Rated a Very Helpful Review
    Pros: very appealing offer: $5500 at 1.99% for unlimited time
    Cons: mistakes on almost all statements
    one customer service agent was rude: you pay or lose it!

    Summary: In October 2008 I received a very interesting offer from MBNA: 1.99% on transfers for as long as I want! I needed money so I decided to use one of the 3 checks provided and used the total amount available: $5500. By the way my credit score (fico) ... read more

  • Do not waste your time and money on this company

    Aug 22, 2007 by
    Rated a Very Helpful Review
    Pros: Free card. But then again, a gazillion others these days are free.
    Cons: Chintzy rewards, terrible customer service. Practices that border on fraud.

    Summary: I have had a Stanford MBNA card for many years and the customer service on this card is the worst I've ever experienced. Examples: - I was given erroneous information over the phone on the expiration date for my miles earned, and then the company ... read more

  • Great student card that builds your credit.

    Jun 15, 2007 by
    Rated a Very Helpful Review
    Pros: Always lowering credit rates, helped build by credit, good customer service.
    Cons: Must call in to get best rates, no other perks- only a low interest rate.

    Summary: I got my MBNA (Canada) mastercard about 7 years ago through a banner advertisement on a website about college scholarships. I filled out the online form and got the card a few weeks later. I was approved for $1000 (unsecured) limit. I was surprised ... read more

  • Avoid 2% rip-off fee on foreign transactions by using an MBNA credit card

    Aug 8, 2005 by
    Rated a Very Helpful Review
    Pros: Many MBNA cards charge only 1% fee on foreign transactions vs 3% by most cards.
    Cons: The usual: high fees, changing interest rates and credit limit.

    Summary: Rather than reviewing the usual stuff like interest rates, customer service, etc. I'd like to make the case for a special reason you might want one of MBNA’s credit cards. My US Bank REI Visa Gold Card is my main credit card. I use it for all my ... read more

  • Horrible Card, Read Comment View by Bryan Carey

    May 4, 2005 by
    Rated a Very Helpful Review
    Pros: Initial offer seems to be nice, but it is trap
    Cons: Trap, trap, trap , trap, be careful

    Summary: htt p://www.epinions.com/content_4 315717764 I absolutely second the review by Bryan Carey. I had bad similar experience with MBNA master card, I have been a loyal member for 7-8 years and and sucked in first with nice ... read more

  • MBNA America - DON'T GO THERE!

    Feb 19, 2005 by
    Rated a Helpful Review
    Pros: Card was kind of pretty.
    Cons: AWFUL customer service, really awful web payments.

    Summary: We had this platinum VISA card with our local bank (Standard Federal - a very good bank) and somewhere along the line it changed to MBNA. Bad for us - good for them? Back in August of 2004 we had a dispute on a charge - not only did it take forever for ... read more

  • MBNA'd to another credit card

    Jan 29, 2005 by
    Rated a Very Helpful Review
    Pros: offers credit lines account info available online
    Cons: customer service interest

    Summary: MBNA is my newest credit account. I was extended credit when I went to the gateway store online and purchase a laptop. I had no issue for the first few months. I knew that I didn't have the money and I would pay it off in such and such months (which I ... read more

  • Just Say NO! to MBNA (and if you have it CANCEL ASAP!)

    Sep 15, 2004 by
    Rated a Very Helpful Review
    Pros: For me, none--too many other cards available with better terms and service.
    Cons: Customer (dis)service, mediocre interest rate, poor online payment options

    Summary: The short version-- Their customer service is the worst I've ever encountered. The "personal banking assistant" from customer service actually said that "This is a business and we're not here to make customer's happy." She was most displeased when I ... read more

  • Beware MBNA & Delaware

    Jul 25, 2004 by
    Rated a Very Helpful Review
    Pros: Easy to apply and quick issue of credit cards.
    Cons: No interest rate cap.

    Summary: I had a couple of MBNA cards in the past and learned a valuable lesson that is not specific to just MBNA. Have you ever wondered why there are so many Wilmington Delaware credit card companies? For that matter there are a lot of companies that are ... read more

  • MBNA - A Personal Finance Mistake

    Feb 25, 2004 by
    Rated a Very Helpful Review
    Pros: Online Bill Paying
    Cons: Poor Customer Service, Poor Rates

    Summary: ...::MY EXPERIENCE::... Rarely do I ever use credit cards or finance purchases and with my experience at MBNA only strengthens my reluctance to do so in the future. I did not apply for an MBNA credit card or line of credit. It was just kind of ... read more

  • MBNA is a nightmare

    Dec 6, 2003 by
    Rated a Very Helpful Review
    Pros: Sends credit card quick
    Cons: customer service, interest rates, false credit reporting

    Summary: I had an MBNA line of credit when I purchased a Gateway laptop in January of 2000. I am very sorry I ever agreed to opening an account with them. Their interest rates when I last dealt with this creditor (in early 2002) was extremely high for a prime ... read more

  • Is this legal?

    Jun 26, 2003 by
    Rated a Helpful Review
    Pros: High Credit Lines
    Cons: Usurious Interest Rates 20+% Unsolicited Cards

    Summary: I received an unsolicited credit card in the mail from what I thought was my local bank. Only the lo ... read more

  • MBNA Credit - a good customer service experience

    Jun 17, 2003 by
    Rated a Very Helpful Review
    Pros: good balance transfer rates, very good customer service
    Cons: takes some effort to get a "real" person on the phone.

    Summary: For about five years I only had one credit card - a Discover Card I got while in college. I was a go ... read more

  • Avoid MBNA credit cards

    Mar 21, 2003 by
    Rated a Helpful Review
    Pros: marketing
    Cons: misleading, almost dishonest

    Summary: I love the convenience of credit cards, however I pay off my balence in full every month. However, once I missed the due date on my MBNA card because they failed to print the due date on the statement. I paid the full balance the ... read more

  • How to avoid late fees

    Oct 30, 2002 by
    Rated a Helpful Review
    Pros: Very good customer service
    Cons: None

    Summary: I have noticed in a lot of reviews of MBNA that people complain about how they receive late charges despite mailing in their payments early etc. I consider early to be 7-10 days prior to the due date, some people consider it to be 3-4 days. Since 9/11 I ... read more

  • Worst credit card so far

    Oct 12, 2002 by
    Rated a Very Helpful Review
    Pros: Good *introductory* rate on balance transfers
    Cons: Manipulative sales calls, manipulative business practices -

    Summary: I got an MNBA Preferred MasterCard card to do a balance transfer on a high-interest overdraft balance I had on my bank account. Things were great for several months until they jacked up the interest to almost 18% APR without any notice, which is not ... read more

  • I was given wrong information

    Oct 8, 2002 by
    Rated a Helpful Review
    Pros: Good advertisments by mail
    Cons: Bad Customer Service

    Summary: I was mailed an advertisement from MBNA for their consolidation loans, which sounded like a good idea. It would give me a chance to roll all of my bills together and make only one payment a month. So, I went ahead and applied by phone and was offered a ... read more

  • Seattle Pacific University Card

    Aug 25, 2002 by
    Rated a Very Helpful Review
    Pros: cool school ties
    Cons: terrible rate

    Summary: This card has no annual fee, but has a terrible 15.99% interest rate when prime is currently 4.75%. My other cards are at 5.24% and 7.75%. The only reason I got this card is because it has a picture of my college campus and identifies me as an alumni, ... read more

  • MBNA: A Card for All Occasions

    May 20, 2002 by
    Rated a Very Helpful Review
    Pros: Easy to Get, Good Customer Service, Automatically Reduce Interest Rates (Visa)
    Cons: Abusive Practices on College Campuses

    Summary: Type: Visa Other: University Alumni Association Credit Limits: MBNA is certainly not afraid to give you a large line of credit. About five years ago, when I was a sophomore at UNH, I decided to apply for my first ... read more

  • MBNA credit cards - good for balance transfers

    Mar 25, 2002 by
    Rated a Very Helpful Review
    Pros: generally good for balance transfers
    Cons: web site authentication security is questionable, customer service inconsistent

    Summary: MBNA has been generally a good card for me -- but, first let me tell you something about my financial situation. I have enough credit cards and lines to buy a small house here in Southern California (if the seller would accept credit cards), and enough ... read more

  • # 1 IN MY EYES

    Jan 26, 2002 by
    Rated a Helpful Review
    Pros: AWESOME CUSTOMER SERVICE-CUTE CARDS-0% INTRODUCTORY APR-EVERYTHING
    Cons: THERE AREN'T MORE BANKS LIKE MBNA

    Summary: I have several credit cards ie..First USA, Discover, Capital One and so on. My MBNA card is the one with the lowest APR(fixed at 9% for over two years)the best customer service, and a reward of a higher credit line when I keep my payment history in tact. ... read more

  • Not a bad credit card at all!

    Jan 10, 2002 by
    Rated a Helpful Review
    Pros: Good customer service
    Cons: High interest rate, of course

    Summary: I've had my MBNA credit card for some time, and I must say that I am pleased for the most part. Any time I have had any questions or needed anything, I call them and the customer service representatives have always been nice and helpful. They usually ... read more

  • Cal Ripken Jr. Got Me This Card

    Oct 31, 2001 by
    Rated a Very Helpful Review
    Pros: Great giveaway
    Cons: Ordinary standard card

    Summary: I was excited. I had my ball, my pen, and my $8 bargain night upper reserve ticket to the Orioles vs. Royals game at Camden Yards on 8/16/01. My goals were to watch the O's win and maybe, just maybe get a Cal Ripken autograph. Well, I failed ... read more

  • Not a worthwhile card

    Oct 7, 2001 by
    Rated a Very Helpful Review
    Pros: __
    Cons: prepare to get raked over the coals

    Summary: I was very happy when I got my MBNA card. But soon, the novelty wore off. This was my first credit card, so I decided from the beggining that it would have to be managed carefully. Introductory rates on basic MBNA cards are terrible... and they ... read more

  • MBNA'd to another credit card

    Sep 10, 2001 by
    Rated a Very Helpful Review
    Pros: offers credit lines account info available online
    Cons: customer service interest

    Summary: MBNA is my newest credit account. I was extended credit when I went to the gateway store online and purchase a laptop. I had no issue for the first few months. I knew that I didn't have the money and I would pay it off in such and such months (which I ... read more

  • MBNA - Like most of the rest.

    Aug 15, 2001 by
    Rated a Helpful Review
    Pros: Interesting card styles. Low APR convenience checks.
    Cons: Increasing APR on purchases.

    Summary: My MBNA MasterCard is just like the other cards I own. I signed up for a 9.9% fixed rate which was excellent. This rate lasted for about 2 years. Then back in October/November or 2002 the card became as bad as all of the rest. They have changed my ... read more

  • You are raising my interst to 24%

    Aug 9, 2001 by
    Rated a Helpful Review
    Pros: Easy to get
    Cons: Everything else.

    Summary: I have had this one card for over ten years. When I first got it, Ameritech owned it. Two years ago MBNA purchased it. I have always made my payments on time and usually more than the minimum. Unfortunatley I always have a high balance on ... read more

  • MBNA gold....gold by name....gold by nature

    Aug 9, 2001 by
    Rated a Helpful Review
    Pros: The most excellent customer service in the business No annual fee
    Cons: No rewards program Not such competitive interest rates

    Summary: In search for a credit card with a high limit I choose MBNA. They immediately accepted my application and doubled the limit any of my other credit cards were offering me. To add to this, they keep increasing my limit without me having to ask! As good as ... read more

  • MBNA responds beyond its call of duty

    Jul 30, 2001 by
    Rated a Helpful Review
    Pros: Efficient, high tech, ShopSafe service, responsive
    Cons: None

    Summary: I received a flier with the MBNA statement. It indicated MBNA was not responsible for the transaction with the vendor. The product was not up to expectations and I wrote to MBNA just to let them know what had happened, indicating I was ... read more

  • Avoid MBNA

    Jul 25, 2001 by
    Rated a Helpful Review
    Pros: Easy to get credit?
    Cons: Not flexible and abusive if don't pay

    Summary: My husband and I got an MBNA credit line to buy our computer. When I lost my job and we couldn't make payments, MBNA representatives called day and night asking when we would be making our payment. Even when I set up our unsecured credit with a credit ... read more

  • Only for those with no other options - or a lot of free time

    Jul 13, 2001 by
    Rated a Very Helpful Review
    Pros: decent customer service - if you get someone with experience
    Cons: high rates and sneaky rate hikes - you really have to watch them constantly

    Summary: This used to be a decent company. In recent years (since about 1996), I've noticed a marked decline in customer service. They have also begun what I consider questionable practices, including playing the rate hike game. I looked at my bill ... read more

  • 12.99%???

    Jul 2, 2001 by
    Rated a Helpful Review
    Pros: decently easy to get, decent rate, easy cash advance
    Cons: not the quoted rate

    Summary: well... it wasn't... that was reduced amount my card had... I got an introductory interest rate for transfers, cash advances and credit checks of 3.99%, my real rate is 15.99?... not the worst I have seen. Nice thing is I get a lot of extra checks, and ... read more

  • MBNA, not ever again

    Jun 22, 2001 by
    Rated a Helpful Review
    Pros: Good interest rate at beginning
    Cons: High interest rate for an uncalled for reason

    Summary: I received a pre-approved credit card application, filled it out and sent it back in. I was approved for $3000. A very good interest rate. I used it and made payments, more than the minimum, on time. They raised my credit limited to $5000. ... read more

  • Credit card "debt pit"

    Jun 22, 2001 by
    Rated a Helpful Review
    Pros: none
    Cons: Unresponsive to consumer needs

    Summary: About a year and half ago, I lost my job and discovered how difficult that it can be to pull yourself up from the "credit card debt pit." I was faced with late payment fees ($29.00) over limit charges ($30.00) and high interest (24.98%). charges ... read more

  • MBNA - Better than most!

    Jun 11, 2001 by
    Rated a Very Helpful Review
    Pros: Easy approval, high limits, pretty good rates. Excellent customer service.
    Cons: Fees Fees Fees.

    Summary: The thing that really struck me at first was MBNA's excellent customer service. The representatives I spoke with were lively, informative, and seemed eager to help me. The rep I talked to worked out my information, and approved me right over the ... read more

  • Online security on any web site

    May 12, 2001 by
    Rated a Very Helpful Review
    Pros: online bill pay, secure online credit card feature (ShopSafe), no annual fee
    Cons: Any MBNA credit cards with cash back?

    Summary: I have had an Earthlink Visa (MBNA) since Feb '99. At that time Earthlink had a 1% cash back promotion. Prior to that I was using my REI Mastercard, which also gave me 1% cash back. Unfortunately, the 1% cash back from REI was only available 6 months ... read more

  • Leaving the country? Take this card.

    Apr 16, 2001 by
    Rated a Very Helpful Review
    Pros: No additional fees for foreign currency transactions
    Cons: Surly customer service agents

    Summary: Most credit cards are essentially interchangeable. One platinum card is pretty much like another. Reward program cards, where you earn frequent flier miles, or rebates on new vehicles, are in a category all their own. But non-reward program cards are ... read more

  • MBNA = Website Good / Customer Service Horrible!

    Mar 26, 2001 by
    Rated a Very Helpful Review
    Pros: Decent interest rates, High limits, Basic platinum benefits, Good online access
    Cons: Horrible customer service, have unduly imposed finance charges, will raise interest rates without notice

    Summary: First off I just wanted to typify the type of Credit Card User I am. I never carry balances, I average around $1500 in charges each cycle, and I mainly use my credit card to track my spending habits. Being a college student, I don't really have the ... read more

  • I love MBNA!

    Mar 22, 2001 by
    Rated a Very Helpful Review
    Pros: Web accessible, customer service
    Cons: None

    Summary: This is a great company. I can't imagine what better service could entail after having dealt with them short of them paying my bills for me. Their web access is GREAT! I buy online almost once a week in some respect and you can generate ... read more

  • Fees, fees, fees, fees

    Mar 20, 2001 by
    Rated a Very Helpful Review
    Pros: Can't really think of any
    Cons: Hidden fees, pushy sales reps, high interest rates

    Summary: GETTING RID OF THE ACCOUNT: IMPOSSIBLE I have had an MBNA card since college (the other reviewers are right, they are very easy to get and they prey on college students). When I finally, about a year ago, paid off all of my debt to MBNA, I decided ... read more

  • Credit This

    Mar 8, 2001 by
    Rated a Very Helpful Review
    Pros: Hey, it is a credit card!
    Cons: Hey, it is a...credit card.

    Summary: Credit cards are always iffy. It depends on how you keep track of your own expenses and you can read all about that in the epinions columns on credit card debt. Now, in college I was overwhelmed by the amount of "good credit" I ... read more

  • Keep Eyes Wide Open At All Times

    Mar 1, 2001 by
    Rated a Very Helpful Review
    Pros: Excellent customer service
    Cons: Sending access checks among the advertisements with the monthly bill

    Summary: If envisioning a clear financial future makes you unable to see straight with your MBNA account you can see your finances more clearly. Here's a real eye opener. Use access checks...the most convenient way to exercise your buying power Just write a ... read more

  • MBNA Watch Out!

    Feb 22, 2001 by
    Rated a Very Helpful Review
    Pros: MBNA gave me a generous credit line at a good fixed rate.
    Cons: MBNA raised my "fixed" rate to 24%

    Summary: Some people may have good experience with MBNA. Certainly they gave me an initial good rate and a generous credit line. However, the "fixed" rate I was promised crept up. I didn't realize it until I was over the limit and I was charged a whopping 24% ... read more

  • Are You Ready to Take Some Credit?

    Feb 6, 2001 by Bryan_Carey is a Top Reviewer on Epinions in Personal Finance
    Rated a Very Helpful Review
    Pros: It's Easy to Qualify for one
    Cons: Interest Rates are not fixed; excessive charges; deceptive practices

    Summary: MBNA is the largest independent credit card issuer in the world. This company has flooded the marketplace with applications to sign up for one of its credit card products. It's quite easy to get approved for a card from MBNA, and that's why it's the ... read more

  • MBNA has always been there for me...

    Jan 7, 2001 by
    Rated a Very Helpful Review
    Pros: Excellent Customer Service, Increasing Credit Lines, Online Access
    Cons: N/A

    Summary: Well I would like to begin this by stating that I am a college student so I am bombarded with "special offers" from credit card companies seeking to take advantage of young people. I have had every card offered imaginable from $500 credit ... read more

  • mbna card

    Dec 6, 2000 by
    Rated a Very Helpful Review
    Pros: low rates,good customer service
    Cons: could give more rewards

    Summary: I have had many credit cards over the years and i have found the MBNA card to fit my situation the best. MBNA started me out with a $10,000.00 credit limit and a low A.P.R. Credit cards are not the best way to consolidate bills. MBNA gave me ... read more

  • They try too hard

    Dec 2, 2000 by
    Rated a Very Helpful Review
    Pros: Cards with personalized logos
    Cons: Everything else

    Summary: I was a MBNA cardholder when I was in college because they offered me a card with my school's logo on it. MBNA has an excellent marketing scheme because you can get a card with almost any organization logo on it. They also had a decent introductory ... read more

  • MBNA Service

    Nov 24, 2000 by
    Rated a Helpful Review
    Pros: Great service, easy to communicate
    Cons: Maybe higher interest rates

    Summary: I am a cardholder of MBNA credit cards for almost 8 years. I had several credit cards with different benefits and features. MBNA is one of the best credit card companies in the USA. Customer service is outstanding and always resolve any possible ... read more

  • Cowardly practices

    Nov 23, 2000 by
    Rated a Helpful Review
    Pros: high credit line; good quality
    Cons: cowardly practices

    Summary: My only complaint (a big one though) is their cowardly practices. I got this card with 5.9% introductory and 9.9% fixed. I thought that "fixed" was indeed FIXED... However in MBNA terminology "fixed" means "after a ... read more

  • MBNA?? A Loan Shark Would Be Better!

    Nov 19, 2000 by
    Rated a Very Helpful Review
    Pros: Their Web Site
    Cons: Outrageous Finance Charges,Terrible Customer Service

    Summary: The name MBNA still leaves a bitter taste in my mouth, months after paying this credit card off. Our MBNA Visa credit card was, no contest, the worst we have ever had. Our original credit card was a Chase Manhattan Visa, but one day we were ... read more

  • Quantum Card: Destined for the Credit Gimmick Hall of Fame

    Nov 2, 2000 by
    Rated a Very Helpful Review
    Pros: reasonable APR, no fees
    Cons: it's translucent (like that matters); it's MBNA

    Summary: Is your brain so thin and vacant that people can see through it? Do you have, or have you ever had, a pet rock, or a mood ring, or a talking plastic fish, or any other useless product that you bought because it was a novelty and everyone else was buying ... read more

  • major scheme

    Nov 1, 2000 by
    Rated a Helpful Review
    Pros: Fraud protection
    Cons: Everything else

    Summary: You want an inside view on MBNA, of course you do. Well where do I start? I worked for MBNA for three months and ill tell you there is nothing amazing about them. Now granted I was only a telemarketer but we now more than they think. ... read more

  • MBNA Platinum Plus Visa -- My Credit Card of Choice

    Oct 24, 2000 by
    Rated a Very Helpful Review
    Pros: Lots of great programs -- something for everyone! Awesome customer service.
    Cons: Expensive penalties, not-so-low interest rate

    Summary: Iíve been an MBNA Visa cardholder since 1989. MBNA was one of those cards I acquired back in college, when they feverishly targeted students as suckers in hopes of leaching high interest payments from people who could rarely afford their own spending ... read more

  • Customer Service Tragedy

    Oct 23, 2000 by
    Rated a Very Helpful Review
    Pros: Reasonable Rates
    Cons: Terrible Service, Bureaucracy

    Summary: I started using an MBNA Mastercard in 1998 because, at the time, they were working with my bank. The rates were good, there were no annual fees and the other fees were reasonable. The customer service agents were usually rather helpful on the phone ... read more

  • The online credit card

    Oct 18, 2000 by
    Rated a Very Helpful Review
    Pros: You can do everything online
    Cons: none

    Summary: I received this card (MBNA preferred account) two months ago, and I am pleased to admit that this is THE online card. I also have the nextcard visa, but the website doesn't come close to MBNA's. You can check your account status, and it is ... read more

  • I Love my Black Hawk's MBNA Card!

    Oct 14, 2000 by
    Rated a Very Helpful Review
    Pros: Shinny Black Card of my favorite Sports Team
    Cons: Very High Interest Rate

    Summary: Hello, my name is Joe and I have a problem. Hello Joe The problem is simple, I love my credit card. If I can I buy some thing with a credit card instead of cash I will. I hate spending cash, I hate carrying ... read more

  • Free Checks! Why?

    Oct 13, 2000 by
    Rated a Helpful Review
    Pros: Credit is KING!
    Cons: Checks are almost obsolete!

    Summary: I have been a MBNA cardholder since 1981. For me, credit cards are an easy way to carry money INSTEAD of cash. It seems that the only place that will not take credit cards is the 'dollar' store and Aldi's grocery store. (Aldi's now takes debit cards ... read more

  • MBNA- why I'm not a customer anymore

    Oct 9, 2000 by
    Rated a Very Helpful Review
    Pros: Good teaser offers.
    Cons: Poor treatment of existing customers

    Summary: I initially signed up for an MBNA card through the local Bar association, and of course they offered a low teaser rate. And they offer a high credit limit. They also ratchet up your credit limit quickly, and as long as you pay on time, you will soon have ... read more

  • My Online Application Experience

    Oct 6, 2000 by
    Rated a Very Helpful Review
    Pros: Online application, Intro package includes balance transfers, 800 number answered quickly and efficiently
    Cons: 3 week wait for an answer

    Summary: I like to save money. I selected MBNA America Card because I have about $8,300 in revolving debt and MBNA was offering a 5.9% rate for five months on Balance Transfers. The debt was currently at 5.9% at Discover, an intro rate that expires ... read more

  • Excellent service

    Sep 28, 2000 by
    Rated a Helpful Review
    Pros: Accurate statements, excellent service
    Cons: Web site needs work

    Summary: I got a Platinum Visa (how did *that* happen?) from MBNA 5 years ago. The few times I've had to call customer service, they've always been so helpful. Their service is so much better than American Express or any other credit card issuer, and there's no ... read more

  • They should call it the A+ card!

    Sep 20, 2000 by
    Rated a Helpful Review
    Pros: Overall, outstanding card
    Cons: Interest rate could be a point or two lower

    Summary: I have had five credit cards, and of all of them, the MBNA card is my favorite card. They offer outstanding credit increases, flexible payment schedules, and they don't try to charge me to death with fees. They don't harass me with phone calls trying ... read more

  • MBNA Temporarily Saves the Day

    Sep 14, 2000 by
    Rated a Very Helpful Review
    Pros: keeps track of spending habits
    Cons: telemarketing

    Summary: We have an MBNA card because we thought it would cool to have a credit card with our college logo on it. We don't use the card very often; it's our emergency card. Every year, when the statement with the annual fee comes around, we debate ... read more

  • Great Starter Credit Card

    Sep 12, 2000 by
    Rated a Very Helpful Review
    Pros: great customer service, awesome online access
    Cons: they don't automatically lower a fixed rate card when the APR drops

    Summary: On my 18th birthday I requested several Platinum cards online (seriously, I tried). Unfortunately, I had no credit history. I received rejection letters from all the companies. A few weeks later I called MBNA and talked with an extremely ... read more

  • MBNA steals souls of college students! Film at 11.

    Aug 20, 2000 by
    Rated a Very Helpful Review
    Pros: Hey, they accepted my application.
    Cons: Horrible customer service, insane APR, refuse to give anyone a break

    Summary: It was the same sad song, sung again to fit my style. I was targeted by MBNA as an impressionable, naive freshman with a skinny wallet and a bag of ramen noodles to my name. There they were, offering this piece of plastic that could actually ... read more

  • MBNA: My emergency card.

    Aug 15, 2000 by
    Rated a Very Helpful Review
    Pros: Customer service, cash advance by phone.
    Cons: Higher rates than others.

    Summary: I worked part time for MBNA as a telemarketer for a month. (Yeah, I was one of those.) It conflicted with my day job so I gave it up. Being one of the "people", MBNA doesn't have employees, I got some insight from the inside. While every card ... read more

  • No Grace Period, Great Cust Svc

    Aug 7, 2000 by
    Rated a Very Helpful Review
    Pros: Great Customer Service
    Cons: No Grace Period on Platinum Plus card.

    Summary: I recently went online shopping for a great 'rewards' credit card; something that would give me free frequent flyer miles or some form of rebate. Eventually I came across the MBNA website [which was quite nice] and saw the neat features for the MBNA ... read more

  • MBNA Platinum Plus: Take that vacation you always wanted

    Jul 26, 2000 by mrisch is a Lead on Epinions in Personal Finance
    Rated a Very Helpful Review
    Pros: vacation points, great customer service
    Cons: slow processing after fraud complaints

    Summary: I have had the MBNA America Stanford Alumni Platinum Plus card for 6 or so years. What does the Stanford Part have to do with it? Nothing that I can tell. It has the name and logo on it (and some people comment on that), but other than that, it is no ... read more

  • Wonderful Service, Slightly Hi Rate

    Jul 20, 2000 by
    Rated a Very Helpful Review
    Pros: Quality service, goes the distance for customers
    Cons: Higher rates, no online access for LOCs

    Summary: I started my relationship with MBNA America in April of 1999 with a Gold Option line of credit issued in conjunction with Gateway Computers. They, after a little bit of prodding (I've found you have to do that with them, because even slightly ... read more

  • MBNA'S THE WAY

    Jul 19, 2000 by
    Rated a Very Helpful Review
    Pros: low 10.99% rate, good service, lower balance transfer rates
    Cons: none

    Summary: I have had MBNA since 1996. I am very pleased about the card. Since I first applied, I was given a 14.99% rate which was not that bad. I also received the Platinum Plus Mastercard account. The credit limit was to high 15,700 so I decreased it to ... read more

  • MBNA MasterCard--No Problems!

    Jul 14, 2000 by
    Rated a Very Helpful Review
    Pros: No annual fee, customer service that will answer questions
    Cons: High interest rates

    Summary: I have had an MBNA MasterCard for the last two years. I chose to get this as my first (and currently, only) credit card mainly because it had no annual fee and it was likely that I would be approved for it because it was sent to university students, of ... read more

  • Plastic Wrap-Up

    Jul 11, 2000 by
    Rated a Very Helpful Review
    Pros: Attractive-looking card with a high credit limit, good customer service
    Cons: Statements aren't the clearest to read

    Summary: I obtained an MBNA card on the campus of my school a little over two years ago. It was my very first credit card and still remains a favorite of mine. For one, my card has an attractive picture of my campus on it, which gives me some sense of ... read more

  • My Don Mattingly MBNA Visa is a homerun!

    Jul 8, 2000 by
    Rated a Helpful Review
    Pros: Increasing credit line, no annual fee, low introductory interest rate, 30-day grace period, picture of Don Mattingly on the card
    Cons: Unfortunately, the bill still comes once a month!

    Summary: After cancelling my horrible Providian Visa, I signed up for a Don Mattingly MBNA Visa at Yankee Stadium. I mainly wanted the cool promotional Yankee hat for signing up but after being approved I realized that this card is a blessing compared to the ... read more

  • MBNA has great service

    Jul 7, 2000 by
    Rated a Very Helpful Review
    Pros: great service and cute cards
    Cons: never the lowest rate

    Summary: MBNA is my favorite credit card company for their service and convenient payment options. I started out with a Purina card because it allowed you to put your pet's photo on the card. I kept that cute card for a couple of years and then decided that I ... read more

  • Excellent service!

    Jul 3, 2000 by
    Rated a Very Helpful Review
    Pros: friendly service, organized
    Cons: unremarkable int. rate and rewards

    Summary: My MBNA Mastercard is, without a doubt, my primary card of choice. MBNA does not charge an annual fee and they issue additional cards at no cost. The interest rate on this card is an unimpressive 12.5% (if they would get rid of these darn 1/2%, it ... read more

  • The easiest way to build your credit

    Jun 26, 2000 by
    Rated a Very Helpful Review
    Pros: great service (I cannot emphasize it enough), website with account info, 24-7 assistance
    Cons: high interest rates

    Summary: I first heard about the MBNA Credit Card 4 years ago because they were signing people up at a booth on campus at USC (University of Southern California), so I signed up for my first credit card. That was one of the best decisions I made, because I ... read more

  • There isn't much I do like about this card...

    Jun 24, 2000 by
    Rated a Very Helpful Review
    Pros: Easy to get, limit quickly goes up
    Cons: High interest rate, bad customer service, unwilling to work with their customers

    Summary: As a college student, walking through campus I was bombarded by credit card solicitors trying to drum up some young business. One of those little stands offered a Snickers bar for applying. Well, I was really hungry, on my way to a long, boring ... read more

  • No Problems Here.

    Jun 17, 2000 by
    Rated a Very Helpful Review
    Pros: Accurate statements, low interest
    Cons: Hard to get a limit increase, no special promotions

    Summary: I've been a cardholder with MBNA almost a year now. I know that isn't long, but I feel that it's long enough to get an idea of a company. I haven't had any problems with this card at all. I read all the horror stories online but I just can't ... read more

  • MBNA Strong, but poor Dispute Process

    Jun 6, 2000 by
    Rated a Very Helpful Review
    Pros: Decent service, number of cards to choose from
    Cons: Dispute process

    Summary: I've owned MBNA cards for a couple years. Over this time, I've found the customer service to be above average. However, MBNA suffers in one area: disputes. It took over a year before I had to dispute a charge. Let's go over the reasons you ... read more

  • Thank you sir, may I have another.

    Jun 5, 2000 by
    Rated a Very Helpful Review
    Pros: None
    Cons: Horrible customer service, disgustingly bad overall

    Summary: January 1999 I secured a loan with MBNA America for the purchase of a Gateway computer. Instead of the low interest rate that was quoted on Gateway's site, I got my loan at 26.9%. Well, I figured, that's the way the ball bounces, my credit wasn't that ... read more

  • How long will this take?

    May 27, 2000 by
    Rated a Very Helpful Review
    Pros: good online service
    Cons: they will rip you off every chance they get!

    Summary: I selected this company because as a incoming cadet to the Air Force Academy, I was required to. MBNA is a great company to be a member of, but the second you have a problem, they will charge you through the nose and they will take forever. ... read more

  • Don't be an MBNA credit slave!

    May 22, 2000 by
    Rated a Very Helpful Review
    Pros: Get a Free T-Shirt!
    Cons: Economic Slavery for College Students!!!

    Summary: Texas A&M was bustling with activity. Class had just gotten out. I was an 18 year old freshman on my way home. Lured by the promise of a free t-shirt, I paused at an MBNA table staked out right along my path. They just asked me to fill out an ... read more

  • Brutal Rates, Brutal Fees, Awesome Credit Lines

    May 21, 2000 by
    Rated a Very Helpful Review
    Pros: Easy credit, Large Credit Line
    Cons: College Student Predator, High Interest, Rigid Policies

    Summary: I was approved for my first MBNA card way back in '93. I was inexperienced with my finances and just "wanted a card". Of course, MBNA was more than happy to supply this poor, very low income college student with an ample credit line and an ... read more

  • LL Bean Card a good deal

    May 20, 2000 by
    Rated a Very Helpful Review
    Pros: offers free shipping on LL Bean
    Cons: not a deal if you don't shop LL Bean

    Summary: I get a lot of credit card offers and most of them are rather misleading. But I recently got an offer for an MBNA LL Bean credit card that I thought was a pretty good deal. The card is a Platinum Plus Visa which offers an introductory rate of ... read more

  • MBNA Mauled My Mall Visa Card

    May 10, 2000 by frazzledspice is a Top Reviewer on Epinions in Personal Finance
    Rated a Very Helpful Review
    Pros: Typical Platinum Card Benefits
    Cons: Took Over the Mall Visa, Took Away the Perks!

    Summary: My Mall VIP Visa Card has been owned by so many banks that I think of it as the orphan card in my wallet. The idea for a Mall reward card was first conceived of by Bank One. Within months they sold their portfolio to PNC Bank, and, a month or so ago, ... read more

  • MBNA? No, thanks, ripped off twice.

    May 3, 2000 by
    Rated a Very Helpful Review
    Pros: Pretty card
    Cons: Everything else: service, fees, interest rate...

    Summary: I got snookered twice. I don't know how this happens to me. I guess I'm too trusting. Being a die-hard NY Rangers fan, I picked up the MBNA NHL card. I suppose it's because I like the abuse of being a Rangers fan in Philly Flyer country. But I ... read more

  • MBNA Online is below the bar

    Apr 20, 2000 by
    Rated a Very Helpful Review
    Pros: Cool cards available
    Cons: bad web site, poor Quicken integration, sent wrong replacement card

    Summary: I selected my MBNA Visa card about 5 years ago, because they offered an Alumni Association card that was affiliated with my school. This decision was primarily motivated by the fact that the card looked pretty cool and there was no annual fee. At the ... read more

  • Nice Little Card.........

    Apr 13, 2000 by
    Rated a Very Helpful Review
    Pros: easily obtain, easy to check, quick
    Cons: the card could be a little bit more colorful

    Summary: Ever since I started college, credit card agencies have been mailing me their letters trying to convince me to use their credit card. Since I have never obtain or even use a credit card before, this was a big step for me. I receive cards from ... read more

  • Great Card for Starters

    Apr 10, 2000 by
    Rated a Very Helpful Review
    Pros: Easy to obtain and establish credit
    Cons: Lots of attempts to sell protection plans, etc

    Summary: Anyone looking to establish credit should take a look at MBNA. As a college student, I'd never had a credit card in my own name before. I decided that a credit card would be a good thing to have, for convenience and for emergencies. So, I applied for ... read more

  • Great Card for First Time Credit Users

    Mar 23, 2000 by
    Rated a Very Helpful Review
    Pros: Great customer service and bonus deals
    Cons: High APR

    Summary: This company is a great company to establish a credit rating with. Mostly because they go through universities and colleges to recruit. Of course they trust students because mom and dad will back them up, but I don't have that option and they still gave ... read more

  • Mbnabs

    Mar 14, 2000 by
    Rated a Very Helpful Review
    Pros: Easy to get credit you can't afford
    Cons: Misleading business practices

    Summary: Look at all the great things they offer you-high limits, protection, etc. But look at what they offer that they don't tell you about-high interest rate, high over credit limit fees, and high late payment fees. Let's admit it. Once in a while ... read more

  • How I increased my MBNA credit card limit

    Mar 11, 2000 by
    Rated a Very Helpful Review
    Pros: Credit limit climbs quickly
    Cons: Watch your interest percentage rate closely

    Summary: I received my first MBNA Planetary Society credit card near the end of 1991 with the typical first time credit limit of $2,500. I managed to increase my credit limit to around $10,000 by 1995 and in 1996 decided to change to the MBNA Gold Planetary ... read more

  • Beware of this practice by MBNA

    Mar 11, 2000 by
    Rated a Very Helpful Review
    Pros: low promotional rates
    Cons: pay off that balance as soon as you can!

    Summary: I have had an MBNA card off and on for about 4 years. I usually use the card to transfer a high balance to a lower rate (5.9% or some other promotional offer) Then, when the promotional rate is over, I transfer it to another card offering a new low ... read more

  • MBNAóMore Bad News Again

    Mar 8, 2000 by
    Rated a Very Helpful Review
    Pros: nice web site
    Cons: poor customer service, unstable rates

    Summary: I've been an MBNA customer for 3 years and 2 accounts with them. In the past 3 months, both accounts have seen an interest rate increase from of nearly 6 percent. Like most other people who've commented on their MBNA experience, I too have a significant ... read more

  • TWA Aviators MBNA Platinum Plus Card

    Mar 6, 2000 by
    Rated a Very Helpful Review
    Pros: Great credit line, good customer service, TWA FF miles, check your statement online anytime
    Cons: none

    Summary: If you want to earn frequent flyer miles on TWA and carry no balance, this is the card for you. I've had very good luck with MBNA for quite a while now. I rack up FF miles every time I use the card, and I use it quite often. I always pay off the ... read more

  • Positive experiences all around

    Feb 28, 2000 by
    Rated a Very Helpful Review
    Pros: Great customer service, lower interest rates, helps benefit the University of Hawaii
    Cons: well I guess even lower rates would be nice!!!!

    Summary: I was at a University of Hawaii football game back in November of 1998 when I saw a booth to sign up for a MBNA card to support the University . I was a bit weary at first. I already had a few other credit cards and really didn't need one more. But as ... read more

  • MBNA Rates increase by the minute!

    Feb 25, 2000 by
    Rated a Very Helpful Review
    Pros: NONE
    Cons: Poor Service-Doesn't Honor Fixed Rates!

    Summary: I signed up for MBNA in 1994. I had always made my payment on time. I was given a FIXED rate of 14.9%. I thought they were the greatest company in the world when one day a few years later I looked at my statement and to my horror I was paying 19.9%! Of ... read more

  • high rates, but good service

    Feb 24, 2000 by
    Rated a Very Helpful Review
    Pros: good service
    Cons: high rates

    Summary: I have two MBNA cards and have been pleased with the service thus far. I have had some trouble receiving my bills on time, however, that has been mainly due to much address changing in the recent two years. When I have received a bill late, ... read more

  • They're weasels, but complainers are rewarded

    Feb 17, 2000 by
    Rated a Very Helpful Review
    Pros: Complain loud enough, and maybe they'll be nice
    Cons: Only nice to customers who complain

    Summary: I had an MBNA card for a long time. It was one of the first I received when I first became eligible for a card (this was before they were issuing them to anyone not attached to an umbilical cord). And then I hung on to the card. You see, I thought ... read more

  • MBNA Gateway Mastercard

    Feb 14, 2000 by
    Rated a Very Helpful Review
    Pros: Gateway merchandise
    Cons: Only pays off with high usage

    Summary: Shortly after I bought my Gateway Computer three years ago, I noticed an ad for the Gateway MasterCard through MBNA. It offered a free card, so no cost to me, and a 12.97% interest rate which is fine since I always pay my balance in full each month. ... read more

  • MBNA Michigan Tech Platinum

    Feb 3, 2000 by
    Rated a Very Helpful Review
    Pros: Nothing
    Cons: Deceptive in their practices

    Summary: My husband and I got this card through his Alumni Association. It was the worst thing we ever did. We pay off our bills each month, so interest rates aren't an issue. However, we found that they were "claiming" we were late with payments, ... read more

  • MBNA Michigan State Platnium

    Jan 30, 2000 by
    Rated a Very Helpful Review
    Pros: Easily Accessible Account Information, Pleasant Cust. Service
    Cons: High APR @ 19%

    Summary: As a College Student I exhausted the category of credit cards, at one time I was up to seven, this I NEVER would recommend doing! I was not fond of many of the cards for various reasons; besides the highway robbery they all call APR. I am amazed they ... read more

  • MBNA Notaries of America Card a Huge Joke!

    Jan 27, 2000 by
    Rated a Very Helpful Review
    Pros: More Credit when you need it!
    Cons: They'll raise your interest rate for no good reason at all!

    Summary: I've had a MBNA Notaries of America Card for several years now. I always made all my payment on time (never late once!), and for larger than the minimum I might add! I was given a sizable credit limit and balance transferred a large amount to them at a ... read more

  • MBNA LLBean Visa--worth it

    Jan 26, 2000 by
    Rated a Very Helpful Review
    Pros: 5.9% APR, free shipping from LLBean,
    Cons: I haven't found any

    Summary: I've had my LLBean Visa for several years, but I rarely used it until a few months ago. I am a frequent shopper at LLBean--both the mail order catalogue and the retail store in Freeport, Maine. The thing that initially attracted me to this card was ... read more

  • I worked for MBNA, I know all the inside stuff

    Jan 26, 2000 by
    Rated a Helpful Review
    Pros: no anual feel, pictures on front, decent APR
    Cons: telemarketers will call

    Summary: As a relative of a former emploee of MBNA i know exactly how ood the cards are. True they are very reliable because MBNA is currently the largest credit card issuer. They gain many of their clients through telemarketing, I know because this is what my ... read more

  • MBN(A~rip-off)

    Jan 25, 2000 by
    Rated a Very Helpful Review
    Pros: usually you can get a decent credit limit and customer service is decent too
    Cons: high interest that goes even higher when you transfer your balance to another card

    Summary: Filling out the application for the MBNA Visa card was about the worst thing I have ever done. Silly me! I wanted a free t-shirt at football game so I filled out the application. Big mistake. Not only is the interest rate outrageous but they ... read more

  • mbna is a dog

    Jan 25, 2000 by
    Rated a Very Helpful Review
    Pros: easy to get
    Cons: not honestly forward about fees

    Summary: I first got an mbna card when I financed a gateway computer. The first part I didn't like was that i was automatically enrolled in their credit protection program, which I did not want to be. I always received checks from them in the mail for putting ... read more

  • Scam scum

    Jan 25, 2000 by
    Rated a Very Helpful Review
    Pros: none at all
    Cons: Deceptive, deceitful, unethical

    Summary: I cannot do business with a dishonest company. MBNA will NEVER get my business again. I received a call from an MBNA representative about 2 years ago. During the phone call, the rep. was explaining an offer through MBNA for a $5,000 personal ... read more

  • MBNA - Don't Believe Them!

    Jan 24, 2000 by
    Rated a Very Helpful Review
    Pros: Easy to get a card
    Cons: They'll do whatever they can to stick you with a high rate

    Summary: Just about everyone I know has an MBNA card, most likely because they're so easy to get. However, beware. They will try to mess with you. I've had mixed experiences with them in the past: none too great, none too terrible, but recently I had ... read more

  • If You MUST Have A Credit Card, Get It Through MBNA!

    Jan 24, 2000 by
    Rated a Very Helpful Review
    Pros: Great Service
    Cons: None!

    Summary: The first credit card I ever "officially" used was MBNA, and as soon as I feel comfortable having a credit card again, it'll be the only one I decide to have. Why? Because they have treated me the best. Period. Need a ... read more

  • Right On!

    Jan 24, 2000 by
    Rated a Very Helpful Review
    Pros: Very tricky billing system!!
    Cons: Almost everything from the late fees to the ever rising interest rate

    Summary: Both my son and my husband waged war with this credit company! They, too, found that it didn't matter how long ahead of time they mailed out the payment, somehow it was always labeled as "late" and they found those obnoxious $29.00 ... read more

  • Service Charge Fraud??

    Jan 23, 2000 by
    Rated a Very Helpful Review
    Pros: None to their billing system
    Cons: Enormous hidden charges

    Summary: I have a credit card through MBNA. I question their system on their billing procedures. You have to watch your billing statement closely for additional so called late charges! My statement says due date is the 17th of each month, twice I have received a ... read more

  • Oh my, I need a beer!

    Jan 22, 2000 by
    Rated a Very Helpful Review
    Pros: high credit limits
    Cons: most everything

    Summary: MBNA created a huge disgust for credit card companies with me. Not only did they decide to start charging an annual fee without notifying me, they also decided to charge me thirty dollars in interest fees for a 25 cent balance. I called for ... read more

  • 16 years a customer, and they do this?

    Jan 21, 2000 by
    Rated a Helpful Review
    Pros: Low rates if you carry high balances
    Cons: Raises rates of their best, most responsible customers with no warning

    Summary: I don't think I've ever been as insulted and furious as I am now with any merchant ... MBNA America just decided (without giving a reason) to raise my rate from 12.99% to 19.98%! You might be thinking many questions now -- what kind of credit ... read more

  • MBNA's service has made me a believer.

    Jan 21, 2000 by
    Rated a Very Helpful Review
    Pros: Customer service is bar none, problem resolution, compassion for problem, flexible with rules
    Cons: High fixed APR after good introductory rates expire

    Summary: I have had many credit cards from different companies, and MBNA is the only one I still constantly use. MBNA was definitely not the first credit card company that made their offer to me; I got a letter from them only after I had established my credit, ... read more

  • The friendliest road to revolving debt

    Jan 20, 2000 by
    Rated a Very Helpful Review
    Pros: customer service
    Cons: non-promotional APR's are on the average to high side

    Summary: I've had an MBNA card for about 3 years and an MBNA Platinum Plus card for a little over a year now. My experiences to date with this company has been nothing but positive. Their biggest strength is customer care. When the strip demagnetizes, ... read more

  • MBNAdjustable

    Jan 20, 2000 by
    Rated a Very Helpful Review
    Pros: Flexible
    Cons: No rewards

    Summary: I have had this card for over 2 years now and usually almost always pay my entire balance in full every month. They are very good at providing you customer service and seem very willing to adhere to your wishes. There have been two occasions where I ... read more

  • Platinum Plus

    Jan 19, 2000 by
    Rated a Very Helpful Review
    Pros: Excellent credit line and accepted everywhere.
    Cons: none

    Summary: I have an MBNA NASCAR Visa, which is Platinum (how exciting!). Supposedly, it being Platinum is supposed to have advantages, but I don't know what those are. I guess that the customer service and the yearly percent are better. Anyway, my Jeff Gordon ... read more

  • MBNA gave me such a headache!

    Jan 19, 2000 by
    Rated a Very Helpful Review
    Pros: none that I can think of
    Cons: poor customer service high fees

    Summary: When my husband and I bought out Gateway computer 1 year ago we financed it through MBNA. The payment due date was very close to the date which we get paid, and since I won't send out checks until our paycheck is in the bank, the payments were barely ... read more

  • Personal Experience only

    Jan 19, 2000 by
    Rated a Very Helpful Review
    Pros: Great customer service, flexible, helpful
    Cons: it's a credit card...credit cards are yucky

    Summary: I have never worked for a credit card company....I have never been employed by a credit agency....but I sure have owned some credit cards...and I have bad credit to show for it. My one point in writing this review of MBNA is that I have been ... read more

  • Good Card for College Students

    Jan 18, 2000 by
    Rated a Very Helpful Review
    Pros: good APR and credit limit for those with little established credit
    Cons: you will receive calls from tele-marketers after getting this card

    Summary: My first credit card was my MBNA card. I got the application for their visa card for college students, which they call "Freedom Visa", at my college bookstore. I wanted a credit card in order to establish credit. After being denied for a few ... read more

  • An Ex-Employee Talks: the real scoop on credit cards

    Jan 18, 2000 by
    Rated a Very Helpful Review
    Pros: Quality Service
    Cons: Poor Rates

    Summary: I worked for MBNA for over 6 years, and if I still worked there, I could lose my job over this review. I continue to be employed in the credit card industry, having been lured away by an arch rival. MBNA is a very stodgy institution. They ... read more

  • A Great Credit Card Company

    Jan 18, 2000 by
    Rated a Very Helpful Review
    Pros: Great customer service, good interest rate, no annual fee
    Cons: keep raising your credit limit

    Summary: I have had my MBNA account for 6 years now and have never had a problem with them. I asked them for a lower interest rate card or I was going to transfer all my business to another card company and they gave me a lower interest rate card,and it is still ... read more

  • Intro rates are no good deal here

    Jan 17, 2000 by
    Rated a Very Helpful Review
    Pros: You can get a card with your school logo on it.
    Cons: Just another miserable company looking to make money fast

    Summary: I've had cards with at least 7 banks in the past year, and so I've rated each of these against each other based on their introductory rate, standard rate, fees, and how customer oriented the bank is. I've been paying off a big chunk of debt that my wife ... read more

  • MBNA Retention Scam

    Jan 15, 2000 by
    Rated a Very Helpful Review
    Pros: None
    Cons: Very poor customer service and lying representatives

    Summary: I'm sorry to admit it but I actually worked for MBNA and I still got scammed. While employed at MBNA I had a Visa account. After I left to work for another financial institution I closed my account with them. I got called almost daily from their ... read more

  • The experience of being an MBNA customer

    Jan 14, 2000 by
    Rated a Very Helpful Review
    Pros: At this time I can't think of a pro
    Cons: Unless you are 40 years old with 10 years of credit and make at least $50000/yr, you do not stand a chance with MBNA.

    Summary: Two years ago I purchased my Gateway computer by opening an MBNA, America Bank account. I've always been a good customer. I make my payments on time and I never go over my limit. After paying on an account for two years that has a 23% interest rate I ... read more

  • Platinum MasterCard: First-class customer service

    Jan 8, 2000 by
    Rated a Very Helpful Review
    Pros: Good customer service, large credit line
    Cons: None

    Summary: I'm sure my opinion is biased by my calm, uneventful credit history: I'm the kind of credit-card holder that makes two or three small purchases a month and keeps no running balance, so I can't tell you much about MBNA's collections department or ... read more

  • MBNA - Beware of their Credit Traps

    Dec 28, 1999 by
    Rated a Very Helpful Review
    Pros: Teaser rates, Customer service
    Cons: Teaser rates, Customer service

    Summary: I just wanted to share my experiences with this VERY popular credit card company/bank. I have two accounts with this institution, one 10 years old the other 7 years (one account is serviced by MBNA, originated by another institution). I was lured by this ... read more

  • Express Customer Reviews

  • Worst credit card company ever!

    Jul 19, 2012 by
    Not rated yet
    Pros: None.
    Cons: Everything.

    Summary: I agree that this is THE worst credit card company I have ever dealt with! I made a payment in error to an account that had been closed for 3 months.  It was very obvious that it was a mistake, but instead of calling me, the applied the payment to ... read more

  • The Worst & Disrespectful SERVICE ever!

    May 28, 2012 by
    Not rated yet
    Pros: Self serving.
    Cons: Totally lacking concern or respect for clients.

    Summary: I have a negative balance and when I requested an immediate refund they refused and have now held my money for almost 2 months and closed my account. They obviously do not like to be questioned about their practices. To compound matters they then quickly ... read more

  • Customer unfriendly times 2

    Nov 18, 2005 by
    Rated Show
    Pros: There are simply no "pros" here.
    Cons: The most infuriating aspect is the inability to be in the least bit flexible.

    Summary: I've been using the same credit-union credit card for the past 19 years and the customer service was great. Recently the Master Card of the Franklin Mint FCU was sold to MBNA. I've had 3 contacts with them so far (two week period). They've been rude ... read more

  • "Rewards" for being a good consumer

    Sep 18, 2005 by
    Rated Show
    Pros: None
    Cons: Rude, unhelpful customer service. Reduces credit limit if you transfer balance to another card.

    Summary: I had a credit card from Air Academy Credit Union for probably 20 years, when it was taken over by MBNA. Payments on time, carried a fairly large balance, had a credit limit of $17,600. When I found a better rate, I did a balance transfer to ... read more

Showing 1-131 of 131 reviews


Related Deals You Might Like...

Ward Burton 22 Mbna America Pontiac Diecast 1997 Rare

Ward Burton 22 Mbna America Pontiac Diecast 1997 Rare

WARD BURTON #22 MBNA AMERICA PONTIAC DIECAST 1997 RARE ACTION RACING COLLECTABLES 1:64 DIECAST MBNA AMERICA EDITION MBNA CAR WARD BURTON #22 Limited E...
eBay

$5.95

+$4.95 shipping
1997 Action Ward Burton 22 Mbna 1/24

1997 Action Ward Burton 22 Mbna 1/24

Brand: Action Driver: Ward Burton Description: #22 MBNA Condition: New in Box Year: 1997 Scale: 1/24 Quantity Produced: 5292 Part Number: W249703118-1...
eBay
18 Bobby Labonte Mbna Pontiac Nascar Decals

18 Bobby Labonte Mbna Pontiac Nascar Decals

NASCAR LEGENDS NASCAR MBNA Bobby Labonte JGR 1/24th - 1/25th Scale Waterslide Decals #9918B-1426 When you place a bid on eBay, you are entering into a...
eBay

$9.50

+$3.00 shipping
BW TECHNOLOGIES XTX00MBNA MultiGas Detector,O2/CO,NA,Black G6688403

BW TECHNOLOGIES XTX00MBNA MultiGas Detector,O2/CO,NA,Black G6688403

MultiGas Detector, 2 Gas, North America, Detects Oxygen, Carbon Monoxide, Sensor Range O2 0 to 30.0 Percent, CO 0 to 500 ppm, Housing Color Black, Ope...
Zoro

$1080.48

FREE Shipping
18 Coy Gibbs 2003 Mbna Monte Carlo 1 Of 1392

18 Coy Gibbs 2003 Mbna Monte Carlo 1 Of 1392

#18 COY GIBBS SON OF JOE GIBBS MBNA 2003 MONTE CARLO ONE OF ONLY 1,392 SHIPPING TO USA (48 STATES) ADDRESS ONLY. ADDITIONAL ITEMS SHIP FOR $1.00 THE M...
eBay

$24.18

+$12.50 shipping
1998 Action Racing Ward Burton 22 Mbna - Pontiac Grand Prix -limited Edition

1998 Action Racing Ward Burton 22 Mbna - Pontiac Grand Prix -limited Edition

~1998 Action Racing Ward Burton #22 MBNA - Pontiac Grand Prix -Limited Edition ~Very nice quality , BUY HERE, Save yourself some cash, just look aroun...
eBay

$6.95

+$2.95 shipping
22 Ward Burton Mbna America 1997 Winner's Circle 1:24 Scale Diecast

22 Ward Burton Mbna America 1997 Winner's Circle 1:24 Scale Diecast

#22 Ward Burton MBNA America 1997 Winner's Circle Stock Car Series 1:24 Scale Die cast Please feel free to contact me with any questions. Item will be...
eBay

$19.99

+$6.70 shipping
Ward Burton 22 Mbna America Gold 1997 Pontiac 1 Of 11,016 Action Stock Car

Ward Burton 22 Mbna America Gold 1997 Pontiac 1 Of 11,016 Action Stock Car

THIS IS AN ACTION 1997 PLATINUM SERIES WARD BURTON #22 MBNA GOLD PONTIAC LIMITED EDITION 1 OF 11,016 1:64 DIE CAST CAR. IT IS FACTORY NEW IN PKG.Note ...
eBay

$10.99

FREE Shipping
Elite 1/24 1997 Ward Burton 22 Mbna

Elite 1/24 1997 Ward Burton 22 Mbna

This is a 1:24th Scale Action Elite 1997 Ward Burton #22 MBNA. All Elites are sold as is. Boxes may have some slight shelf wear. Questions just ask.Th...
eBay

$24.99

+$7.55 shipping
BW TECHNOLOGIES MC2000MBNA Single Gas Detector,CO,0500 ppm,NA,Blk G6943562

BW TECHNOLOGIES MC2000MBNA Single Gas Detector,CO,0500 ppm,NA,Blk G6943562

Single Gas Detector, North America, Black, Detects Carbon Monoxide, Sensor Range 0 to 500 ppm, Housing Color Black, Resolution 1 ppm, Operating Temp. ...
Zoro

$505.55

FREE Shipping