MBNA

Pros: Always lowering credit rates, helped build by credit, good customer service.
Cons: Must call in to get best rates, no other perks- only a low interest rate.

I got my MBNA (Canada) mastercard about 7 years ago through a banner advertisement on a website about college scholarships. I filled out the online form and got the card a few weeks later. I was approved for $1000 (unsecured) limit. I was surprised ...

Pros: Great credit line, good customer service, TWA FF miles, check your statement online anytime
Cons: none

If you want to earn frequent flyer miles on TWA and carry no balance, this is the card for you. I've had very good luck with MBNA for quite a while now. I rack up FF miles every time I use the card, and I use it quite often. I always pay off the...

Pros: No additional fees for foreign currency transactions
Cons: Surly customer service agents

Most credit cards are essentially interchangeable. One platinum card is pretty much like another. Reward program cards, where you earn frequent flier miles, or rebates on new vehicles, are in a category all their own. But non-reward program cards are...

Pros: Hey, they accepted my application.
Cons: Horrible customer service, insane APR, refuse to give anyone a break

It was the same sad song, sung again to fit my style.

I was targeted by MBNA as an impressionable, naive freshman with a skinny wallet and a bag of ramen noodles to my name. There they were, offering this piece of plastic that could actually...

Pros: Shinny Black Card of my favorite Sports Team
Cons: Very High Interest Rate

Hello, my name is Joe and I have a problem.

Hello Joe

The problem is simple, I love my credit card. If I can I buy some thing with a credit card instead of
cash I will. I hate spending cash, I hate carrying...

Pros: Accurate statements, low interest
Cons: Hard to get a limit increase, no special promotions

I've been a cardholder with MBNA almost a year now. I know that isn't long, but I feel that it's long enough to get an idea of a company.

I haven't had any problems with this card at all. I read all the horror stories online but I just can't...

Pros: None
Cons: Very poor customer service and lying representatives

I'm sorry to admit it but I actually worked for MBNA and I still got scammed. While employed at MBNA I had a Visa account. After I left to work for another financial institution I closed my account with them. I got called almost daily from their...

Pros: 5.9% APR, free shipping from LLBean,
Cons: I haven't found any

I've had my LLBean Visa for several years, but I rarely used it until a few months ago. I am a frequent shopper at LLBean--both the mail order catalogue and the retail store in Freeport, Maine. The thing that initially attracted me to this card was...

Pros: Easy to get, limit quickly goes up
Cons: High interest rate, bad customer service, unwilling to work with their customers

As a college student, walking through campus I was bombarded by credit card solicitors trying to drum up some young business. One of those little stands offered a Snickers bar for applying. Well, I was really hungry, on my way to a long, boring...

Pros: great service (I cannot emphasize it enough), website with account info, 24-7 assistance
Cons: high interest rates

I first heard about the MBNA Credit Card 4 years ago because they were signing people up at a booth on campus at USC (University of Southern California), so I signed up for my first credit card. That was one of the best decisions I made, because I...

Pros: Good teaser offers.
Cons: Poor treatment of existing customers

I initially signed up for an MBNA card through the local Bar association, and of course they offered a low teaser rate. And they offer a high credit limit. They also ratchet up your credit limit quickly, and as long as you pay on time, you will soon have...

Pros: Credit limit climbs quickly
Cons: Watch your interest percentage rate closely

I received my first MBNA Planetary Society credit card near the end of 1991 with the typical first time credit limit of $2,500. I managed to increase my credit limit to around $10,000 by 1995 and in 1996 decided to change to the MBNA Gold Planetary...

Pros: keeps track of spending habits
Cons: telemarketing

We have an MBNA card because we thought it would cool to have a credit card with our college logo on it. We don't use the card very often; it's our emergency card.

Every year, when the statement with the annual fee comes around, we debate...

Pros: Hey, it is a credit card!
Cons: Hey, it is a...credit card.

Credit cards are always iffy.

It depends on how you keep track of your own expenses and you can read all about that in the epinions columns on credit card debt.

Now, in college I was overwhelmed by the amount of "good credit" I...

Pros: Easy credit, Large Credit Line
Cons: College Student Predator, High Interest, Rigid Policies

I was approved for my first MBNA card way back in '93. I was inexperienced with my finances and just "wanted a card". Of course, MBNA was more than happy to supply this poor, very low income college student with an ample credit line and an...