MBNA

Pros: Easily Accessible Account Information, Pleasant Cust. Service
Cons: High APR @ 19%

As a College Student I exhausted the category of credit cards, at one time I was up to seven, this I NEVER would recommend doing! I was not fond of many of the cards for various reasons; besides the highway robbery they all call APR. I am amazed they...

Pros: Get a Free T-Shirt!
Cons: Economic Slavery for College Students!!!

Texas A&M was bustling with activity. Class had just gotten out. I was an 18 year old freshman on my way home. Lured by the promise of a free t-shirt, I paused at an MBNA table staked out right along my path. They just asked me to fill out an...

Pros: great service and cute cards
Cons: never the lowest rate

MBNA is my favorite credit card company for their service and convenient payment options. I started out with a Purina card because it allowed you to put your pet's photo on the card. I kept that cute card for a couple of years and then decided that I...

Pros: Low rates if you carry high balances
Cons: Raises rates of their best, most responsible customers with no warning

I don't think I've ever been as insulted and furious as I am now with any merchant ... MBNA America just decided (without giving a reason) to raise my rate from 12.99% to 19.98%!

You might be thinking many questions now -- what kind of credit...

Pros: Decent interest rates, High limits, Basic platinum benefits, Good online access
Cons: Horrible customer service, have unduly imposed finance charges, will raise interest rates without notice

First off I just wanted to typify the type of Credit Card User I am. I never carry balances, I average around $1500 in charges each cycle, and I mainly use my credit card to track my spending habits. Being a college student, I don't really have the...

Pros: customer service
Cons: non-promotional APR's are on the average to high side

I've had an MBNA card for about 3 years and an MBNA Platinum Plus card for a little over a year now. My experiences to date with this company has been nothing but positive. Their biggest strength is customer care. When the strip demagnetizes,...

Pros: None to their billing system
Cons: Enormous hidden charges

I have a credit card through MBNA. I question their system on their billing procedures. You have to watch your billing statement closely for additional so called late charges! My statement says due date is the 17th of each month, twice I have received a...

Pros: Pretty card
Cons: Everything else: service, fees, interest rate...

I got snookered twice.

I don't know how this happens to me. I guess I'm too trusting. Being a die-hard NY Rangers fan, I picked up the MBNA NHL card. I suppose it's because I like the abuse of being a Rangers fan in Philly Flyer country. But I...

Pros: good APR and credit limit for those with little established credit
Cons: you will receive calls from tele-marketers after getting this card

My first credit card was my MBNA card. I got the application for their visa card for college students, which they call "Freedom Visa", at my college bookstore. I wanted a credit card in order to establish credit. After being denied for a few...

Pros: good online service
Cons: they will rip you off every chance they get!

I selected this company because as a incoming cadet to the Air Force Academy, I was required to.

MBNA is a great company to be a member of, but the second you have a problem, they will charge you through the nose and they will take forever....

Pros: More Credit when you need it!
Cons: They'll raise your interest rate for no good reason at all!

I've had a MBNA Notaries of America Card for several years now. I always made all my payment on time (never late once!), and for larger than the minimum I might add! I was given a sizable credit limit and balance transferred a large amount to them at a...

Pros: easily obtain, easy to check, quick
Cons: the card could be a little bit more colorful

Ever since I started college, credit card agencies have been mailing me their letters trying to convince me to use their credit card. Since I have never obtain or even use a credit card before, this was a big step for me.

I receive cards from...

Pros: usually you can get a decent credit limit and customer service is decent too
Cons: high interest that goes even higher when you transfer your balance to another card

Filling out the application for the MBNA Visa card was about the worst thing I have ever done. Silly me!

I wanted a free t-shirt at football game so I filled out the application. Big mistake. Not only is the interest rate outrageous but they...

Pros: Customer service is bar none, problem resolution, compassion for problem, flexible with rules
Cons: High fixed APR after good introductory rates expire

I have had many credit cards from different companies, and MBNA is the only one I still constantly use. MBNA was definitely not the first credit card company that made their offer to me; I got a letter from them only after I had established my credit,...

Pros: At this time I can't think of a pro
Cons: Unless you are 40 years old with 10 years of credit and make at least $50000/yr, you do not stand a chance with MBNA.

Two years ago I purchased my Gateway computer by opening an MBNA, America Bank account. I've always been a good customer. I make my payments on time and I never go over my limit. After paying on an account for two years that has a 23% interest rate I...