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by funny_elbow , Apr 10 '00
Pros: Easy to obtain and establish credit Cons: Lots of attempts to sell protection plans, etc
Anyone looking to establish credit should take a look at MBNA. As a college student, I'd never had a credit card in my own name before. I decided that a credit card would be a good thing to have, for convenience and for emergencies. So, I applied for...
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by Jimmy_Dahl , Jul 11 '00
Pros: Attractive-looking card with a high credit limit, good customer service Cons: Statements aren't the clearest to read
I obtained an MBNA card on the campus of my school a little over two years ago. It was my very first credit card and still remains a favorite of mine.
For one, my card has an attractive picture of my campus on it, which gives me some sense of...
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by kidkodac , Mar 19 '09
Pros: very appealing offer: $5500 at 1.99% for unlimited time Cons: mistakes on almost all statements one customer service agent was rude: you pay or lose it!
In October 2008 I received a very interesting offer from MBNA: 1.99% on transfers for as long as I want! I needed money so I decided to use one of the 3 checks provided and used the total amount available: $5500. By the way my credit score (fico) ...
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by katielemon , Oct 31 '01
Pros: Great giveaway Cons: Ordinary standard card
I was excited. I had my ball, my pen, and my $8 bargain night upper reserve ticket to the Orioles vs. Royals game at Camden Yards on 8/16/01. My goals were to watch the O's win and maybe, just maybe get a Cal Ripken autograph.
Well, I failed...
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by ANNA.C. , Jul 19 '00
Pros: low 10.99% rate, good service, lower balance transfer rates Cons: none
I have had MBNA since 1996. I am very pleased about the card. Since I first applied, I was given a 14.99% rate which was not that bad. I also received the Platinum Plus Mastercard account. The credit limit was to high 15,700 so I decreased it to...
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by SweetieM , Mar 23 '00
Pros: Great customer service and bonus deals Cons: High APR
This company is a great company to establish a credit rating with. Mostly because they go through universities and colleges to recruit. Of course they trust students because mom and dad will back them up, but I don't have that option and they still gave...
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by amytart , Jan 19 '00
Pros: Great customer service, flexible, helpful Cons: it's a credit card...credit cards are yucky
I have never worked for a credit card company....I have never been employed by a credit agency....but I sure have owned some credit cards...and I have bad credit to show for it.
My one point in writing this review of MBNA is that I have been...
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by jmolberg , Jan 20 '00
Pros: Flexible Cons: No rewards
I have had this card for over 2 years now and usually almost always pay my entire balance in full every month. They are very good at providing you customer service and seem very willing to adhere to your wishes. There have been two occasions where I...
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by egray , Dec 02 '00
Pros: Cards with personalized logos Cons: Everything else
I was a MBNA cardholder when I was in college because they offered me a card with my school's logo on it. MBNA has an excellent marketing scheme because you can get a card with almost any organization logo on it. They also had a decent introductory...
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by dmcc , Dec 28 '99
Pros: Teaser rates, Customer service Cons: Teaser rates, Customer service
I just wanted to share my experiences with this VERY popular credit card company/bank. I have two accounts with this institution, one 10 years old the other 7 years (one account is serviced by MBNA, originated by another institution). I was lured by this...
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by kssands , Jan 22 '00
Pros: high credit limits Cons: most everything
MBNA created a huge disgust for credit card companies with me. Not only did they decide to start charging an annual fee without notifying me, they also decided to charge me thirty dollars in interest fees for a 25 cent balance.
I called for...
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by jswede4722 , Sep 10 '01
Pros: offers credit lines
account info available online Cons: customer service
interest
MBNA is my newest credit account. I was extended credit when I went to the gateway store online and purchase a laptop. I had no issue for the first few months. I knew that I didn't have the money and I would pay it off in such and such months (which I...
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by atatpilot9 , Oct 07 '01
Pros: __ Cons: prepare to get raked over the coals
I was very happy when I got my MBNA card. But soon, the novelty wore off. This was my first credit card, so I decided from the beggining that it would have to be managed carefully. Introductory rates on basic MBNA cards are terrible... and they...
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by cl90nd , Nov 24 '00
Pros: Great service, easy to communicate Cons: Maybe higher interest rates
I am a cardholder of MBNA credit cards for almost 8 years. I had several credit cards with different benefits and features. MBNA is one of the best credit card companies in the USA. Customer service is outstanding and always resolve any possible...
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by AustinAndrew , Jun 06 '00
Pros: Decent service, number of cards to choose from Cons: Dispute process
I've owned MBNA cards for a couple years. Over this time, I've found the customer service to be above average. However, MBNA suffers in one area: disputes.
It took over a year before I had to dispute a charge. Let's go over the reasons you...
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