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by darkvapor , Jun 11 '01
Pros: Easy approval, high limits, pretty good rates. Excellent customer service.
Cons: Fees Fees Fees.
The thing that really struck me at first was MBNA's excellent customer service. The representatives I spoke with were lively, informative, and seemed eager to help me.
The rep I talked to worked out my information, and approved me right over the...
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by kbakke , Jan 18 '00
Pros: Great customer service, good interest rate, no annual fee
Cons: keep raising your credit limit
I have had my MBNA account for 6 years now and have never had a problem with them. I asked them for a lower interest rate card or I was going to transfer all my business to another card company and they gave me a lower interest rate card,and it is still...
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by SBB , Mar 20 '01
Pros: Can't really think of any
Cons: Hidden fees, pushy sales reps, high interest rates
GETTING RID OF THE ACCOUNT: IMPOSSIBLE
I have had an MBNA card since college (the other reviewers are right, they are very easy to get and they prey on college students). When I finally, about a year ago, paid off all of my debt to MBNA, I decided...
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by adacavazos , Oct 18 '00
Pros: You can do everything online
Cons: none
I received this card (MBNA preferred account) two months ago, and I am pleased to admit that this is THE online card. I also have the nextcard visa, but the website doesn't come close to MBNA's. You can check your account status, and it is...
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by JWan , Apr 20 '00
Pros: Cool cards available
Cons: bad web site, poor Quicken integration, sent wrong replacement card
I selected my MBNA Visa card about 5 years ago, because they offered an Alumni Association card that was affiliated with my school. This decision was primarily motivated by the fact that the card looked pretty cool and there was no annual fee. At the...
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by marajade , Jan 24 '00
Pros: Great Service
Cons: None!
The first credit card I ever "officially" used was MBNA, and as soon as I feel comfortable having a credit card again, it'll be the only one I decide to have. Why? Because they have treated me the best. Period.
Need a...
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by lilym01 , Jul 13 '01
Pros: decent customer service - if you get someone with experience
Cons: high rates and sneaky rate hikes - you really have to watch them constantly
This used to be a decent company. In recent years (since about 1996), I've noticed a marked decline in customer service. They have also begun what I consider questionable practices, including playing the rate hike game.
I looked at my bill...
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by leckenrod , Jan 25 '00
Pros: easy to get
Cons: not honestly forward about fees
I first got an mbna card when I financed a gateway computer. The first part I didn't like was that i was automatically enrolled in their credit protection program, which I did not want to be. I always received checks from them in the mail for putting...
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by anachron , Jan 08 '00
Pros: Good customer service, large credit line
Cons: None
I'm sure my opinion is biased by my calm, uneventful credit history:
I'm the kind of credit-card holder that makes two or three small purchases a month and keeps no running balance, so I can't tell you much about MBNA's collections department or...
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by jellojeno , Mar 08 '00
Pros: nice web site
Cons: poor customer service, unstable rates
I've been an MBNA customer for 3 years and 2 accounts with them. In the past 3 months, both accounts have seen an interest rate increase from of nearly 6 percent. Like most other people who've commented on their MBNA experience, I too have a significant...
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by blue6868 , May 04 '05
Pros: Initial offer seems to be nice, but it is trap
Cons: Trap, trap, trap , trap, be careful
htt
p://www.epinions.com/content_4
315717764
I absolutely second the review by Bryan Carey. I had bad similar experience with MBNA master card, I have been a loyal member for 7-8 years and and sucked in first with nice ...
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by acarey6383 , May 20 '00
Pros: offers free shipping on LL Bean
Cons: not a deal if you don't shop LL Bean
I get a lot of credit card offers and most of them are rather misleading. But I recently got an offer for an MBNA LL Bean credit card that I thought was a pretty good deal.
The card is a Platinum Plus Visa which offers an introductory rate of...
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by patchoules , Jan 25 '00
Pros: none at all
Cons: Deceptive, deceitful, unethical
I cannot do business with a dishonest company. MBNA will NEVER get my business again.
I received a call from an MBNA representative about 2 years ago. During the phone call, the rep. was explaining an offer through MBNA for a $5,000 personal...
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by elpasobarb , Jun 22 '01
Pros: none
Cons: Unresponsive to consumer needs
About a year and half ago, I lost my job and discovered how difficult that it can be to pull yourself up from the "credit card debt pit." I was faced with late payment fees ($29.00) over limit charges ($30.00) and high interest (24.98%). charges...
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by verusex , Jun 26 '03
Pros: High Credit Lines
Cons: Usurious Interest Rates 20+%
Unsolicited Cards
I received an unsolicited credit card in the mail from what I thought was my local bank. Only the lo ...
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