Pros: Fairly easy approval Cons: High interest, fees, pushy customer service people, site slow to update.
This review may seem premature, but since I have decided to close my account already, I decided to go ahead and write the review of my experience in my short time with my card. A couple of weeks ago, I received a pre-approval for a credit card ...
Pros: Good choice for a credit card, great customer service and no annoying phone calls Cons: Annual fee, high percent rate for some and late/overlimit fees can be costly!
If someone told me several years ago that I'd be dealing with plastic on a daily basis, I would've told them they were crazy. Being one that at one time believed that if you don't have the cash to buy it then you can't afford it, I find myself amazed at...
Pros: They report timely payments to all the credit bureaus, low introductory APR. Cons: Sneaky business practices, APR's raised without good cause, no toll-free number, $79.00 dollar annual fee.
I suffered from bad credit for years. A lot of bad decisions from my youth. Now that I'm in my 40's I needed to start thinking about good credit for a future home purchase, etc. I started a couple years back paying off old debts, and thought I need a ...
Pros: It is almost 100% guaranteed. Cons: Very expensive to own one.
There is only one reason that I know of to own a credit card; any credit card, - to improve your FICO credit score. All other reasons are just fundamental misunderstanding of human psychology. There are NO reasons to own this particular card at all. ...
Pros: Was easy to obtain, great service Cons: Not for those with exceptional credit ;-)
I have credit, whether it's any good or not remains to be seen. I not only had a divorce (we are back together HA!) and my OWN mother steal my identity. It has not been a stellar credit report life for me. So I basically take what I can get within...
Pros: Easy Approval Cons: High Fees, High Interest, Poor customer Support, Bill Tardiness, Credit Report
About 4 years ago I applied for a credit card called the Revelations Credit Card. The owner and operator of the card were Bankcard Services. This card then was taken over by Fidelity Bank, then sold to Household Bank and is now with Orchard Bank. In my...
Pros: The disclosure is sent with the application. Cons: Lot's of fee's
We received a solicitation in the mail today to apply for a card with Orchard Bank. I am a firm believer of reading all the disclosures before and after you receive the card and before you activate and use it. Many times Consumers myself included ...
Pros: Always reports current to all 3 bureaus, good web site Cons: High interest and fees, no credit increases, lots of JUNK
Make no mistake about it - this is a card for people with bad credit. If you have enough credit to get something else, you probably should think about it. However, as long as you understand going in that you will pay high interest and fees, get no ...
Pros: May give you a card if credit isn't good; offer a secure card Cons: High fees, offshore customer service
I was doing some research a few months ago regarding secure credit cards. I came across a few articles which recommended Orchard Bank (a division of HSBC). I was trying to find a credit card for emergency purposes as my fiancé and I purchased a home a ...
Pros: Easy to get
Disclosure of terms Cons: High fees, rates, rough terms or agreement
I've only had this card a little while, and first off, they do allow those of us with bruised credit an opportunity to rebuild and recover. But, like the laws of physics, people with poor credit always pay the most, and Orchard Bank uses every ...
Pros: Very professional customer service, negotiable rates, online access Cons: Low initial limits
Please see my related reviews on credit cards and credit repair. They outline my stance on the use of credit and may impact how useful this review is to you. (It would be nice if you rated them, too! :) )
Pros: Everything about this card spells trouble! Cons: Too many to mention without rambling on and on!
Orchard Bank offers a MasterCard to people with damaged credit or history of a discharged bankruptcy. The Annual APR generally starts anywhere from about 16-22% depending upon FICO score. The Annual Fee is typically $59.00 (not great but not bad ...
Pros: Website payments reduce fees Cons: High interest, low limits
After divorce, bankruptcy etc. I was worried about obtaining credit. I travel some with my job and a credit card is a necessity-as well as fueling my addiction to Ebay.
Orchard Bank seems to accept everybody. Sure the interest rate is close...
Andersons Conn Valley Right Bank 2006 750ml 95 PTS - RP- The 2006 Right Bankhas sweet notes of bouquet garni intermixed with roasted coffee, chocolate, black cherry, and black currant The wine i...
Epinions.com periodically updates pricing and product information from third-party sources, so some information may be slightly out-of-date. You should confirm all information before relying on it.
- Add to My Yahoo!: 
- Add to Google Homepage: 
© 1999-2009 Shopping.com, Inc.