Highest Rated Review by the Community
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Jul 17 '01
Pros: Even with bad credit you can get this one.
Cons: Interest rate is super high!
Summary: I applied for this card online while doing my rewards programs one day. I forget which rewards program I was doing, but it gave you cash for applying for an Aria Visa card. I thought, ok. It says get cash to apply, so you don't have to be accepted. With...
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Oct 15 '02
Pros: NONE
Cons: CRAZY APR,LYING AND MANIPULATING WITH CUSTOMERS AND MANY MORE
Summary: when you read other reviews you can get preety good picture about Providian mafia. Here is my story.
I got Providian Gold Card about 3 yrs. ago. Yes ,I was paying all those fees like increase credit line ,annual fee,pay bill fee etc. This year I...
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Aug 31 '02
Pros: NONE!!!
Cons: DISHONEST and BAD BUSINESS PRACTICES!!! PLEASE READ ON!!!
Summary: DON'T do business with this company. I was a customer for almost two years and had a credit line built up to $4550.00. Let me first note - I HAVE NEVER MADE A LATE PAYMENT TO THEM or anyone for the last 4 years. So with that said now READ and BEWARE!!...
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Apr 29 '02
Pros: None....anymore
Cons: Complete and utter disregard for common sense, for starters
Summary: I first obtained an Aria Visa (which became a GetSmart Visa last year) in 1999 and up until today I was happy with the card. I'm atoning for some mistakes I made when I was young and stupid and Providian gave me the opportunity to rebuild my credit...
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Mar 14 '02
Pros: Lots of Credit Line increases
Cons: Not an Honest Company, Staff is not knowledgeable of products, telemarketing
Summary: I signed up for an Aria Visa card in 1999. The first problem reared it's head after my first anniversary. They send me a note saying my credit line will be increased. And, if I would like an even better increase I can pay X amount to get it. HUH?...
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Jan 24 '02
Pros: Pro's at seperating you from your money
Cons: Yeah, There Cons also
Summary: Writers Note
As all of you know who are familiar with my writing, I have already written a review on "Providian Gold Visa". However, I have lately been receiving a barrage of mailings and solicitations from Providian to accept an offer...
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Nov 15 '01
Pros: Easy to get. Good customer service. Online access 24/7
Cons: Typically start out with low limits and very high interest rates
Summary: Like many others writing a review on this card, I ended up with one of these because I had previously screwed my credit. After hospital bills forced me into bankruptcy, I dutifully fulfilled my Chapter 13 obligations, put that behind me, and sought to...
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Nov 12 '01
Pros: STAY SMART AND PAY OFF EVERY MONTH!
Cons: YOU CAN PAY AT THE WRONG TIME, AND NOT BE CREDITED!
Summary: Since I've been married nearly 40 years, it seemed only natural that I start up my own, private credit rating. All of any credit that has been established at our home, has been in both my name and in the name of my husband. I started out with re-opening...
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Aug 19 '01
Pros: A good way to build your credit, Providian Savings has higher interest rates!
Cons: Credit increases are next to impossible to get...
Summary: Two years ago, I was approved for an Aria Visa card. I was in the process of rebuilding my credit that I had screwed up in college, so this provided me an unsecured Visa card for me to use, while proving myself to future creditors that I was a good...
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Aug 08 '01
Pros: Helps to rebuild credit fast, quick credit line increase, easy account access
Cons: If you have 2 Providian cards, you can only access one online
Summary: I applied for the Providian card about a year ago. I had terrible credit. I was shocked that anyone would give me a credit card but I figured what the heck.
Then I got it with a 400.00 limit. Pretty trusting with someone with bad credit such as me....
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Aug 03 '01
Pros: Attainable for those with "bent" credit records.
Cons: High fees and interest; annoying telemarketing attached.
Summary: When you've been married and divorced as many times as I have, it's difficult to avoid a few negative items on your credit report ("Yes, sir, I do seem to recall that debt, and I'm sorry it's late. My former wife must have forgotten to throw that invoice...
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Aug 02 '01
Pros: Great way to build or re-build credit
Cons: Really bad customer service,ludicrous "fees"
Summary: I had an Aria card for a little over a year, and like most people who went for this card's internet banner ad I needed to build my credit. The Aria card has been good to me for the most part. This all changed when the card recently changed to the...
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Jul 29 '01
Pros: Easy to get. (like a sexually transmitted disease only worst)
Cons: Hidden charges & processing fees -some you never heard of.
Summary: I got a letter in the mail about (cough) easy to get credit card for up to $1000 dollars. GOD I WISH I NEVER REPLIED
Providian sent me and my wife a card.. Then the charges and surcharges and processing charges/fees started. I would say if you get...
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Jul 27 '01
Pros: give credit to those people who can't get it because of past bad credit
Cons: interest rates are high, customer service is bad, fees are too high!
Summary: My husband and I needed to jumpstart our credit. We applied online for the Aria card and were approved. With a small credit limit and alot of fees. These fees are horrible and it eats up the small amount of credit you get very quickly. Beware! If...
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Jun 11 '01
Pros: Ready and able to take your money 24 hours a day
Cons: Providian's consumer credit management is centered around, lies,usury and deceit.
Summary: About a year ago I, a college student just out of school was looking for ways to clean up my credit from mishaps that occurred during the four years of tuition bills. This bank gave me a small credit line and promised to help me out if I showed them my...
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