Pros: Easy to open an account, branches located in MANY cities. Cons: So big they are only interested in commercial accounts of those of the very wealthy.
Do you choose your new bank or do banks choose you? Clearly, Wachovia feels that they choose their customers and those whom they haven't chosen they burden with undesirable results until they are free of them. Wachovia is interested in large accounts ...
Pros: Wachovia works exactly as promised Cons: The bundled services they offer are an awful deal
Wachovia works exactly as promised. I noticed a lot of sob stories on Epinions about how banks are evil etc., but I find if you can read your agreement you will find that Wachovia makes for a quite excellent bank. Banking with Wachovia – ...
Pros: Easy to setup an account online. Cons: Hidden fees in a no-fee checking account sour the experience.
After switching employers to a new company that had a Wachovia ATM inside its building I figured it would be convenient and cost effective to have a checking account with Wachovia. After reviewing some of their options, I opened a "Free Checking" ...
Pros: Absolutely None Cons: Poor customer support, hard to get help.
At the first of the year, 2001, my ex-wife forged my signature on a Wachovia Credit Card application. I had not changed my address fast enough and she was able to receive the credit cards before the change of address went through. I first found out...
Pros: convenient locations, friendly personnel, helpful, variety of products Cons: pays low interest, it's large
Wachovia Bank, N.A. has recently been in the news for its merger with giant First Union. These two North Carolina institutions have certainly been formidable players in the economy of our region. I was happy to hear that the name will remain ...
Pros: The card for someone who doesn't carry a balance Cons: High Fees, Poor Customer Service
I have held a Wachovia Visa card for 6 years now. During this time I have had many opportunities to compare rates and other card fees and find Wachovia higher in the long run than most. Exorbitant Over-the-Limit Fees, Late Fees, Cash Advance Fees, etc....
Pros: Prime rate, great customer service, competitive rate if electing not to pay annual fee Cons: $88 annual fee for low rate, BEING BOUGHT OUT BY FIRST USA
Been with them for 7 Years and STILL satisfied.
I have been with Wachovia since my freshman year in college. I was financing myself--tuition, books, living expenses, and all--and working as much as I could, but going to school in Hawaii...
Pros: friendly local customer service Cons: poor credit card customer service
I have been a customer of Wachovia Bank for 6 years and I have experienced poor customer service for the most part, especially from their credit card services. Most local branches, especially the Newberry, South Carolina branch have friendly employees,...
Pros: Very Friendly, Modern Nice Branches in Texas, Great CD rates Cons: Local branch keeps safe deposit interior door locked
Wachovia recently opened branches in Texas where I live. I opened an account at the new branch close to my home initially because I liked how I received a substantial discount on a large 10x10 safe deposit box which they had available. From the ...
I had a Wachovia Bank credit card for 8 years, and everything was fine until shortly before they cancelled my account. Please note I said THEY cancelled my account, not the other way around, even though I had never missed a payment in 8 years. ...
When I was first solicited by Wachovia, my husband and I were impressed by the FIXED-FOR-LIFE 7.99% rate. When I learned there was an $88 dollar annual fee, they waived it and I kept the card. Everything has been going well and for quite sometime, I...
Pros: Payments post quickly if made at branch office Cons: Higher annual fee for lower interest rate
I currently carry a Wachovia Visa. I have had the card for about a year and a half, and so far, no problems. When I got the card, I had an interest rate of 8% for the first year. After the year was up the interest rate went up to 13.15%, which I...
Pros: The return envelope was postage paid, so they saved me 33cents in writing to tell them they stink Cons: I don't have enough fingers to count......the review should say it all
It's amazing how my daily life dictates my epinions.com reviews. I got the best offer of 8.5% on a Wachovia Platinum VISA today, but I found the "CATCH" in the small print.
I am not bragging when I say my credit is spotless. I have...
Pros: Great service and rates if you want to pay the yearly fee Cons: High annual fees
I was a loyal faithful card holder of the Wachovia company for over 7 years. I constantly used the card and kept a balance in the 3 - 4 thousand dollar area. Never had a problem from Wachovia. I had a flat 8.99% interest and no annual fee.
Pros: none Cons: rude, nasty , inept, incompetent, shall I go on
Wachovia Bank cards are to be avoided at all costs especially if you want peace of mind. God help the individual who has missed a payment or two. My then wife and I had the misfortune of enduring serious financial difficulty in the mid 1990's. But...
Wachovia Bank Company T-shirt All items are brand new never worn! 100% Heavyweight Cotton Pre-shrunk, weighs 5.3 ounce Double-needle sleeves seamless collar Items usually ship in 1...
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