Pros: responsive to correction requests, generally readable Cons: would be better if the corrections weren't necessary
As a recent victim of credit fraud, I thought it wise to check my credit reports on each of the three major agencies. Trans Union had intermediate detail, the most inaccuracies, and the fewest inquiries. My personal recommendation is to only contact...
Pros: Quick response, easy to understand report, dispute document included Cons: One of the big three in the monopoly of Credit Reporting Agencies
Like it or not, credit reports have a major impact on our lives. They are routinely used not just by creditors, but by employers, insurers, and landlords as well. The only way to be sure that everything is OK, is to check your credit reports at least...
Pros: My porn name is Dolly Parkvale. Cons: Would not investigate or correct their own errors on my credit report.
Credit Reports: The Fun Begins The first time I checked my credit was when I became a victim of identity theft. I thought my credit was pretty good because I got a lot of offers to apply for credit cards in the mail. (Something that happens ...
Pros: Customer Service people are friendly and help when they are able Cons: Delayed response to concerns, items disputed often not corrected
OK Now that I have gotten the results of disputes from all three I can write this final review. I might add that my Trans Union report also contained outdated (9 years old) information that I was forced to dispute to get it
removed.
Pros: Easy format to read and understand, helpful CS reps. Cons: Can be scary for people at first, until they actually read it.
You apply for a loan for a new house, car, or even a credit card, why didn’t you get it? Why is the interest rate so high? When was the last time you reviewed your Credit Report? This is an important document that you should review at least every ...
Pros: None Cons: Ugly reports, inaccurate info, dumb customer reps, include full acct #s
At the end of 2002 I did my usual review of my 3 credit reports and found a problem with my Trans Union report. You see, I was married 1990 - 1996. When I divorced in 1996, I went back to my maiden name and at that time notified all of my open credit...
Pros: A free report is available by telephone or mail. Cons: Format is not the best.
Good credit is a very powerful tool that can aid you in getting the things that you need: education, a house or even a car. In order to preserve my own credit rating, I make sure to review my consumer credit reports at least once a year for accuracy of...
Pros: you're joking, right? Cons: See above...don't get me started.
My negative experience with Trans Union began on 2/14/07, in the process of applying for a loan with my employer. I was advised that I should check my credit score. I was very concerned, because one of the items on our corporate code of ethics is ...
Pros: Efficiency and efficacy; Swift & accurate info; Wide expanse of data Cons: No score yet
For a large number of people participating in the modern economy, we know what it means to have an excellent credit history. We also know the benefits of a credit reporting agency such as TransUnion. Actually, it is not alone in this field. Equifax,...
Pros: Zero; Zip; Nada; Nothing - they suck Cons: their data stinks; they're arrogant liars; the believe they are above the law and ethical conduct
We went to buy a house a few years back. The first thing we did was check our credit reports - all was fine. In the intervening 6 months, TransUnion merged another person's credit record into ours. Unfortunately, that person had a default. Our...
Pros: zilch! Cons: typewriter font combined with poor spacing make the report hard on the eyes
Transunion is probably one of the most famous or infamous credit reporting agencies because of typewriter printed, confusing reports they issue and dare to call 'credit reports'. When I received my first Transunion copy of my credit report, I couldn't...
Pros: Great service! Easy to read reports and quick response time! Cons: None
When I pulled my credit in May of 1999 I was shocked at some of the stuff that is reported on there. I do have to say that Trans Union was not only the most accurate but also the quickest company to clear off the missinformation that was on the...
Pros: shows credit history Cons: may cost up to 8 dollars for the report unless you are denied credit
I would highly suggest to write or call transunion to get your credit report. They make it very clear and easy to read. In the report you can verify all your personal info from name, address, soc number, dob, mother's maiden name... Along with that...
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