Highest Rated Review by the Community
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Rated a Very Helpful Review by the Epinions community Aug 14, 2000
Pros: Fast cheap credit reports
Cons: You see your fast cheap cheap credit reports
Summary: The first time I saw my credit report, I remember two very distinct things. First, how difficult it was to read. Second, how surprised I was at the volume and time period of information I found.
It used to be that getting your credit report ... read more
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Rated a Helpful Review by the Epinions community
Aug 18, 2004
Pros: Free Trial 30 days
Cons: Free Trial was only for 1 credit report out of 3.
Summary: I wanted to see my credit report but didn't know which site to find it from. I once applied for a credit report online, but somehow never heard from them after getting my information. Then I though maybe it was a scam. So I decided to go to yahoo where I ... read more
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Rated a Very Helpful Review by the Epinions community
Aug 17, 2004
Pros: Credit report was easy to understand
Cons: Getting your credit score costs additional $
Summary: First the bad news: the one thing I wanted when I ordered my credit report was my credit score. And your credit SCORE is NOT free. Yes, as the name indicates, your credit REPORT is free. But if you want your credit score you'll have to fork over $5 for ... read more
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Rated a Very Helpful Review by the Epinions community
Jul 15, 2004
Pros: None that I can think of unless you compare them to Enron Corp.
Cons: Overpriced, not honest, not trustworthy, terrible customer service
Summary: ConsumerInfo.com, FreeCreditReport.com and qspace.com are all the same outfit - Experian. Be sure to read their Privacy Notice because, by hook or crook... they do intend to sell you a membership and they also promise to share all your personal ... read more
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Rated a Helpful Review by the Epinions community
Aug 25, 2001
Pros: The TRI-MERGED Qspace is the ONLY report providing the inquiry industry classification.
Cons: Can't dispute on-line or on the phone, awful customer service, poor quality (incomplete) reports
Summary: Updated 4-12-2002.
Last year Qspace merged with Consumerinfo.com, I'm sure you've heard and seen their ads for the "FREE Credit Report."
One can only hope that the quality of the Qspace credit reports and customer service improved ... read more
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Rated a Very Helpful Review by the Epinions community
Aug 18, 2001
Pros: Immediate response, reasonable price, detailed history
Cons: Occasional quirks on their webpage
Summary: With some experience as a Credit Analyst for a small bank, I was very curious as to what MY credit looked like. I was pretty much always good with credit cards, but for utility bills I always would send those off way late ...15 day notices were not an ... read more
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Rated a Helpful Review by the Epinions community
Apr 10, 2001
Pros: Is ok for general credit review and those who are sure they have no errors.
Cons: Report is incomplete and shouldn't be totally depended upon especially for credit repair.
Summary: My husband and I have known for a couple of years that our credit reports had erroneous information on them. After purchasing a credit repair book, I set out to resolve these issues. My project began with the merged report from Qspace. I initially ... read more
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Rated a Very Helpful Review by the Epinions community
Feb 9, 2001
Pros: very accessible report, includes a credit score
Cons: no new information, no free reports, what does score mean?
Summary: What attracted me to QSpace is was that it provided the one thing that Equifax, Experian and Trans Union don't yet - one's credit score. Credit scores are generally not included in reports from the big three and yet they have an enormous impact upon ... read more
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Rated a Helpful Review by the Epinions community
Jan 6, 2001
Pros: Quick, convenient, informative
Cons: None
Summary: Qspace has been an invaluable commodity for me and my wife. The website provides quick and accurate information in basically the same format as all the major credit bureaus, only easier to read. It also provides a comprehensive credit scoring systems ... read more
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Rated a Somewhat Helpful Review by the Epinions community
Jan 6, 2001
Pros: Convenient credit report
Cons: VERY shady business practices
Summary: WARNING! Once you sign up for this online service it is very difficult to cancel. I just received an email saying my online credit report was available. However when I went there I was presented with a form asking me to create a username and password -- ... read more
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Rated a Helpful Review by the Epinions community
Dec 26, 2000
Pros: none
Cons: outdated information
Summary: I check my credit reports often. As you know, you can not receive your "score" from the big 3. I was curious to know my score according to QSpace using Equifax, I already track True Credit using Experian. Both Sites utilize the same scoring ... read more
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Rated a Very Helpful Review by the Epinions community
Dec 26, 2000
Pros: Instant online access, inexpensive, easy to read, has special deals with select partners such as MSN
Cons: Info occasionally stale, slow or unresponsive customer service, credit card required
Summary: I'm one of many people who monitor their credit reports monthly to guard against errors and to make sure my credit score is high enough to qualify for low mortgage rates and decent rates for car loans and credit cards.
If you have a credit ... read more
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Rated a Very Helpful Review by the Epinions community
Dec 20, 2000
Pros: easy quick access
Cons: reports seems a little outdated
Summary: I have been working hard to establish and maintain my credit and I like to frequently check my reports for errors. Qspace is an online site that provides you with instant access to your credit file in a matter of minutes. You can choose to order ... read more
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Rated a Helpful Review by the Epinions community
Dec 8, 2000
Pros: Fast, Easy to Read
Cons: Doesn't provide all bureaus or FICO/Beacon Scores
Summary: Finally a company that produces your credit report for a reasonable fee and without having to signup for some credit monitoring program like other "FREE" credit report websites.
I had my Experian report to me within about five ... read more
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Rated a Helpful Review by the Epinions community
Dec 8, 2000
Pros: YES ! Professional Con Artist?
Cons: Very quickly obtaining this reputation!
Summary:
I attempted to use this company upon recommendation of a co-worker. I submitted my request and was denied online service. There was no reason for this. I paid my fee of 29.95 (authorization number obtained from my bank) for a merged copy. This has ... read more
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Rated a Somewhat Helpful Review by the Epinions community
Dec 8, 2000
Pros: Privacy of your home setting
Cons: Does not provide the product.
Summary: I recently submitted a review in reference to use of this service. In all fairness I returned to the sight and attempted once again to use the service offered.
Having previously paid for the service and receiving nothing, I should have known ... read more
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Rated a Helpful Review by the Epinions community
Nov 27, 2000
Pros: Easy to Read!
Cons: N/A
Summary: I was surfing through information on credit.com when I came across myqspace.com, I was rather curious to see what it was and how it worked so I clicked the link to the webiste. It was definitely time for me to check up on my credit and for only 7.95 I ... read more
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Rated a Somewhat Helpful Review by the Epinions community
Nov 7, 2000
Pros: NONE
Cons: Everything possible
Summary: We need to review your request...
We are unable to provide you with instant access to your credit report. This may be due to outdated or incorrect information on your credit report. Why Does This Happen? For your safety and ... read more
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Rated a Helpful Review by the Epinions community
Oct 26, 2000
Pros: fast,accurate and easy
Cons: would be great if the site offered some real hints on how to correct any inaccuracies you find
Summary: WOW!! I found Qspace to be easy to use...and the information was really fast and well worth the $7.95. Lots of other companies out there offer similiar services for free if you join there memberships or try another of their services ( which always ... read more
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Rated a Somewhat Helpful Review by the Epinions community
Sep 25, 2000
Pros: Easy to read
Cons: NONE
Summary: After reading a few opinions on Epinions I decided to give QSPACE a try. I think that there system is awesome. It came up within 2 minutes after I filled out the form they requested. I have never seen my credit report before but I can tell you that it ... read more
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Rated a Helpful Review by the Epinions community
Aug 25, 2000
Pros: speedy, cheap, easy to read,
Cons: incomplete, too simple, missing key info,
Summary: I think it is the speed and price that attract me to it.
First trial my request is rejected by the reason "Sorry, your credit does not go through". I checked what I typed in and found nothing wrong. Well, maybe they don't accept AMEX or ... read more
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