Commerce Bank - Missouri

Pros: lots of products, including free checking and free online bill pay and online banking
Cons: don't mind charging fees, interest rates on savings pretty low

Back in 2000 my husband got a job offer to relocate to Kansas City and work for Commerce Bank, a midwest bank with a tri-state presence (Missouri, Kansas, and Illinois). Since we had our bank accounts with Washington Mutual and they didn't have any ...

Pros: Learned my Lesson about balancing checkbooks
Cons: Customer Service, "Lost" Money

I banked at Commerce for two years. Had I known then what I know now, I never would have opened an account there. I had difficulties with Customer Service and had quite a bit of money just disappear.

I now know to balance my checking account...

Pros: Convenient locations
Cons: Unreliable account information, sporadic credit card bills

I opened an account at Commerce Bank when I first moved to the area because it was close to my new home. I have regretted this decision ever since.

First of all, when I opened my account, they didn't allow me to access any of my money for over...

Pros: Can't think of any
Cons: Poor Service

I just Recently moved to Kansas from Arizona and wanted a local bank so I chose Commerce. What a mistake in itself. My husband has a direct deposit that is suppose to go to our account every Friday. This is where the problems started. I called because...

Pros: Open every day, Fast friendly service
Cons: You often forget that other banks aren't opened should you try to go to another one for whatever reason!

To start, I would like to mention that there must be two different Commerce Bank's in the USA....because the one I am writing about does not use that Gold globe logo. The one I am referring to are the ones in PA, NJ and DE that have a big red C for...

Pros: decent, effecient customer service, minimal fees
Cons: somewhat lacking in locations, but I see more ATMs all the time

After banking with Nations/Bank of America/whatever it used to be called for about 3 years, I was frustrated and ready to call it quits with all banks forever. It seemed like every time I turned around, I was paying a dime for this, a quarter for that,...

Pros: It is close to my house.
Cons: We can't afford to keep losing money for no reason.

I have been banking at Commerce of Missouri for over five years now, and am sorry to say I have not had the money to change banks.

When I first started with Commerce they were smaller and a lot better. But things have rapidly gone down the...

Pros: No fees for minor accounts, convenience
Cons: Deposit times; incompetence; not willing to admit their errors

When my ex-husband and I split up, I chose Commerce Bank because there was a branch two blocks from my house and because I did not want to use the same bank my ex did. Boy do I ever regret choosing convenience! My problems with the bank started when...

Pros: On-Line Banking, Branch employees
Cons: Customer Service via the phone is unacceptable

I live in Lawrence, KS and I found Commerce to be a good bank for me for a variety of reasons. I was previously with Capitol Federal Savings and Loan. The reason I switched was because of the Online Banking functions built into Quicken. I rarely ever...

Pros: kept the same building when they bought out the local bank
Cons: everything else!

This is a LONG one, so be warned. :) I have a lot to say on this. LOL

I had an account at a local bank, Heritage. We got a letter saying that they were being bought by Commerce. I didn't think too much about it (I don't know why considering...

Pros: easy access to banking
Cons: none

This bank is one the the best ones I have dealt with. Their staff is very help full compared to some other banks, plus, they are open seven (7) days a week for all banking needs, including being open at night until 8p.m. Granted some banks are not open...

Pros: Bank locations all over the metro area.
Cons: Not very good customer service

I have been a customer of Commerce's since we moved down to Kansas City 7 years ago. What first attracted me to them was the fact that they offered free checking. No charges just to hold an account with them.

POSITIVES 1. Like I already...

Pros: free checking, friendly people
Cons: Internet transfers can be tricky

Commerce is my first and only B&M (bricks and mortar) bank. I started with a savings account when I was 16 so I could have a safe place for my paychecks. There is a branch within walking distance from my home and several ATM's.

I like...

Pros: products, customer service
Cons: none

I opened my checking account with Commerce Bank because they have free checking, and they mean it. At another bank, I started off with free checking, then they added on some fees with little warning, I have left that bank and transferred my accounts...

Pros: Many locations in the Kansas City area.
Cons: They can't seem to put money in the correct accounts. Employees need better training.

I have my personal checking accounts with Bank of The West and with Bank Midwest. Both of these banks are OK. I have had no problems with them. My 17 year old son had a savings account with Bank of The West but wanted a checking account with a Visa Check ...