TCF National Bank Minnesota

Pros: convenience, open long hours, automated phone system
Cons: hefty overdraft fee

I was surprized when I went to write an opinion on this to find it rated highly only 33% of the time-- (this is the Minnesota TCF anyway). Why I ask. I have totally free checking here and a savings account. I've been banking here for at least 15 years...

Pros: Lots of locations and ATMS, free checking, online checking
Cons: Rude bank tellers, high overdraft fees

I have been a TCF member for about 4 or 5 years now. I started there because they had a branch down the street from my college and they had free checking. The checking has always been free and convenient for me. I like the number of locations they have...

Pros: Many branches, branches are in Cub Foodstores, weekend hours (including Sunday), friendly personnel
Cons: None, if you don't mind convenience and service

For the past four years, I have held several accounts at TCF Bank-Minnesota: two personal checking accounts, one small-business checking account and one savings account. I switched banks primarily because I was moving from an rural suburb of the Twin...

Pros: Hours, service, free checking. . .
Cons: Do not yet have online banking available

I have banked with TCF for the last 7 years (I believe), and I have been pretty satisfied with the experience. At this point, I just have a checking account. (I at one point had a savings account as well, but found once I entered college, I couldn't...

Pros: Free and easy
Cons: No interest; poor service

Everyone has different needs from a bank. For many, high interest rates on savings and checking accounts are important. Some consider professionalism to be the most important feature of a bank. Others like friendly staff who greet the customer with a...

Pros: Inexpensive. Good for only the very basics of checking.
Cons: Very poor/uninformed customer service. Worst online banking I have ever seen - bar none.

My wife has been a TCF customer for about 15 years, so when we moved to the twin cities 3 years ago, there was no decision who we would bank with, but now we are regretting the decision. The last month has seen error after error compounded upon by TCF ...

Pros: cheap. free coin counting
Cons: customer service, check printers are worthless

Spent 1 hour getting account set up for condominium association Checks came back with my DL number on them -- for a business account? Took checks in was told they would be expedited 4 days later still no response Went into the branch and was told ...

Pros: Very convienent, Open hours other banks are not
Cons: Not many Cash machines

I have been a customer of TCF for about 7 years now and overall I am pretty satisfied. They offer you free checking (of which you can gain interest on), CDs and other savings plans, and pretty much every thing you could ask for in a bank. In every TCF...

Pros: Good deposit rates, convenient.
Cons: Unacceptable customer service, questionable business practices and lack of identity controls.

TCF Bank simply is not a secure place to keep your money, Period. On countless visits I have walked up to a teller, presented a personal check and have walked away with cash without ever showing ID nor entering a PIN number. This is simply unacceptable. ...

Pros: online checking and statements, tcf visa bank card
Cons: fees, rude people, fees, oh, and did I mention fees?

I opened my first and only checking account at TCF in 1993. I still have my account. Here are some highlight of the 14 year experience so far: It was smooth sailing for a while. I never had a lot in the checking account, but always was very careful to ...

Pros: info by phone, banks in cub foods open longer hours, the visa cash card
Cons: express tellers are being removed from many locations, high overdraft fee

I have been banking with TCF for over 20 years. I have enjoyed:

My free checking account with no minimum balance requirement.

My savings account to which I can transfer funds to and from through the automated phone service.
...

Pros: hours
Cons: terrible customer service, fees

I have a checking account with TCF Bank. I was looking to have a local account that had little or no fees. It appeared that TCF Bank had what I was looking for. They do charge a fee to use online banking just to be able to access your account online....

Pros: No check writing fees
Cons: horrible employees

TCF was a reasonably priced bank with good hours near my home. Though not overly friendly, I got along ok with the management. Then my purse was stolen along with checkbooks from two separate banks. I was clueless on how to handle this. Apparently the...

Pros: free accounts
Cons: not trustworthy

I had worked for TCF Bank for a few years and earned my position upward within the bank to a Assistant Branch Manager. At which time they were heavy into sales of products. For the sales of these banking products they did reward each employee with all...

Pros: there's unfortunately enough branches to constitute proximity
Cons: nickel & dime you to death

Free checking my a**. The checking is free, but everything you need to use it costs you EXTRA. They ...