Highest Rated Review by the Community
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Rated a Very Helpful Review by the Epinions community Oct 4, 2000
Pros: Had great perks in the beginning!!!
Cons: Removing the perks one by one!!!
Summary: Due to the removal of all of the perks that originally drew me to this company, I have recently closed my personal high interest checking account. Want to know why?
I originally signed up with X.com (Banking services provided by First Western ... read more
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Rated a Very Helpful Review by the Epinions community
Aug 2, 2001
Pros: Easy interface; no-minimum mutual funds.
Cons: Badly organized and expect others to waste time on their mistakes.
Summary: I set up an account with X.Com not long after they opened, and I regret it to this day. Please hang with me here ... it's a long story.
We all saw the ads -- get $20 to open an account, $10 for referrals, and so forth. It looked like a great ... read more
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Rated a Very Helpful Review by the Epinions community
Mar 27, 2001
Pros: Good idea & a quick $20.00
Cons: The heartache and costs exceeded the free $20.00!
Summary: I really thought this was a good idea: an internet bank presumably backed up by a real, brick & mortar institution. The $20.00 sign-up bonus was nice also. I closed another internet bank account with USAAccess bank when I signed up for x.com. I also went ... read more
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Rated a Very Helpful Review by the Epinions community
Dec 22, 2000
Pros: used to be great
Cons: down the tubes
Summary: I opened an account with x.com in February 2000.. Never had any problems with deposits, withdrawals or any other dealings with x.com.
All x.com account holders got the generic e-mails from x.com about freezing lines of credit, suspending ... read more
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Rated a Helpful Review by the Epinions community
Dec 19, 2000
Pros: only if you like your banking anal-probing-with-sharp-wooden-stick fun
Cons: X.com's banking operations ceased abruptly with minimal notice.
Summary: X.com itself was a young startup, untested in the world of finance. It was full of gimmicks, and didn't seem too trustworthy. The X could have been a badge of defiance, or it could have been a moniker for a anonymous, shady character. I believe in the ... read more
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Rated a Somewhat Helpful Review by the Epinions community
Dec 7, 2000
Pros: We should SUE x.com
Cons: We were "con"ed by x.com!!!
Summary: I think many people will agree that X.com has "con"ed the masses. I will include my advisor@drbcom.com email address because I wish to hear from all who would agree that we should ban together in a class-action lawsuit against damages and/or ... read more
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Rated a Somewhat Helpful Review by the Epinions community
Dec 5, 2000
Pros: Casebook hype machine
Cons: No longer exists
Summary: It would be nice if top-rated sites actually existed, but as one of the great unwashed who bought the X.com PR spin back in the spring I am here to tell you that the "financial supersite" is no more. Gone. Nada. Dust.
Despite the ... read more
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Rated a Somewhat Helpful Review by the Epinions community
Dec 2, 2000
Pros: Good banking deal
Cons: Not a bank any more
Summary: I started writing an epinion about x.com about three months ago. The epinion would have highly recommended X.com's online banking services. Their online checking account WAS a great deal. They offered interest-bearing checking, reimbursed ATM fees, and ... read more
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Rated a Somewhat Helpful Review by the Epinions community
Dec 1, 2000
Pros: good interest, paypal link
Cons: GONE, BROKE, busted, don't use
Summary: When I joined x.com, it was great. Not only did you get $20 for signing up, but $10 for each person you referred that signed on. Some of my friends easily made a couple hundred bucks. The interest rate was great, and early on the company linked to ... read more
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Rated a Very Helpful Review by the Epinions community
Nov 29, 2000
Pros: Was once a great program
Cons: Steady decline, closing it's doors 12/01/00
Summary: I first joined X.com about a year ago. At that time they offered new members a $20 sign up bonus. The registration was simple and only took a few minutes, and my account was immediately credited with $20 just as promised.
In addition to ... read more
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Rated a Very Helpful Review by the Epinions community
Nov 28, 2000
Pros: Big Woop - they provide postage paid envelopes so you dont' have to pay .33 to mail the payment for your loan - UGH
Cons: Um.... Let's seee... they went UNDER. That's enough.
Summary: I have been a member of X.com for almost a year. Yes, I was one of "those" that was reeled in at the prospect of a free $20 and $10 for each referral of which I think I had 3. Not important but factual.
Anyway, I would like to say ... read more
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Rated a Helpful Review by the Epinions community
Nov 25, 2000
Pros: None anymore
Cons: Discontinuing all online banking services to "focus their attention" on PayPal
Summary: X.com recently acquired PayPal. Previous to this purchase, X.com provided various online banking services, including free checking accounts.
I had a checking account through X.com. My husband loved the idea and the services they provided, ... read more
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Rated a Somewhat Helpful Review by the Epinions community
Nov 19, 2000
Pros: person to person email payment
Cons: good luck on getting anyone to use it
Summary: x rated.
Kids, you should avoid this company at all costs. I have been with this company since its bright-eyed and innocent inception. The maturation process has been ugly, and I'm afraid it x.com has reached the end of its life cycle. ... read more
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Rated a Very Helpful Review by the Epinions community
Nov 19, 2000
Pros: They're not banking anymore (10/31/00)
Cons: They're not banking anymore (10/31/00)
Summary: A year ago I wrote a review on X.com - in "Services", before the Personal Finance category was even launched; that was the 2nd epinion on X.com posted by any epinionator, before it was being advertised all over the net.
When the ... read more
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Rated a Helpful Review by the Epinions community
Nov 17, 2000
Pros: None anymore
Cons: Closing on 12/1/00 and going Strictly w/PayPal
Summary: Once on the cutting edge of banking on the internet, the founders of X.com are closing their doors to their banking and financial services, vis a vis First Western National Bank.
Not that X.com veterans couldn't see this one coming, on ... read more
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Rated a Somewhat Helpful Review by the Epinions community
Nov 17, 2000
Pros: Pay Pal -- an excellent online service
Cons: Closing the virtual doors of other services
Summary: At one time, I thought X.Com provided the best possible service from an internet bank. Since then, they have terminated their best services and have stated that as of 12/01/2000 they will be closing out all their accounts to concentrating on their ... read more
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Rated a Very Helpful Review by the Epinions community
Nov 15, 2000
Pros: They're going out of business.
Cons: They will still be around in the form of PayPal
Summary: These clowns are single-handedly giving online banking firms a bad name. These fraudulent hucksters deserve to get slapped with a nice big class action lawsuit. I don't even like class action lawsuits. They usually don't do anyone any good except for the ... read more
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Rated a Helpful Review by the Epinions community
Nov 11, 2000
Pros: customer service, easy access, convenient
Cons: closing down the bank
Summary: If you were searching for a netbank to do business with, x.com would have been my number one suggestion. They were easily accessible, convenient, and offered many benefits to their customers.
The web site, with the exception of a ... read more
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Rated a Helpful Review by the Epinions community
Nov 9, 2000
Pros: Nothing!
Cons: Too many to list! Don't get caught up!
Summary: I have previously written a review about X.com talking about benefits and such. Now I have to tell everyone I am totally fed up with them. I just recieved an email about how I wont be able to send in deposits or overdraft protection payments any longer ... read more
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Rated a Helpful Review by the Epinions community
Nov 9, 2000
Pros: They used to offer a great service.
Cons: They've abandoned their account holders.
Summary: When I opened my account with X.com in January of 2000, I was amazed at the services they offered. I received 20 dollars for signing up, and 10 dollars for each friend that I referred. They gave me a 3,000 dollar overdraft protection limit, which meant ... read more
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Rated a Somewhat Helpful Review by the Epinions community
Nov 9, 2000
Pros: None
Cons: Out of business.
Summary: As stated elswhere, . it started off as a good deal, then deteriorated to the following (Received 11/09/00):
"Dear X.com account holder,
As part of X.com's continuing product shift to focus exclusively on our ... read more
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