21st Century - Auto

Pros: Inexpensive if you fit into low risk profession.
Cons: Price skyrockets if you don’t.

Car insurance is perhaps one of the hardest products to review. Your opinion can change month to month, policy to policy, and can either be inflated or deflated depending on what happens when you really need them most. In my life I’ve been a member ...

Pros: Provides value-added features with its policies; easy online payment system.
Cons: Rates have recently gone up.

Lately I have noticed more 21st Century Insurance commercials on TV. I have noticed that the 21st Century web site looks more sophisticated and user-friendly. By itself, this increased marketing is fine, but when it shows up as increased rates on my...

Pros: They're cheap.
Cons: It shows.

I had thoughts about switching insurance companies when I found out I could save a few dollars by going with 21st Century. Recent events have put those thoughts way out of my mind. I have found that their hours of operation are Monday through Thursday...

Pros: Low rates... until you start getting points on your insurance.
Cons: They provide the worst customer service I have ever experienced, period. At least that Denny's in Emeryville just ignores you when you walk in... 21st Century lies, makes you wait countless minutes to simply talk to an ineffectual customer service represe

21st Century has disappointed me greatly over the last few days. I have been with 21st Century Insurance for several years (both under my parent's policy and my own as of June 1999). I have a good driving record and was paying $498 or so every 6...

Pros: decent rate
Cons: no web site, their cover letter made a bad impression (wrong phone #)

I had heard their radio spots for years and ignored them, but today I got a flier in the mail and since my car insurance (with Geico) runs out in December I decided to give 20th Century a chance.

Their mailing came with a cover letter and a...

Pros: Never forget sending me bills. Low cost on paper.
Cons: What did I get? What can I get? What will I get?

Before I joined 21st (then 20th), I had zero moving violations/accidents in 12 years. I dealt with numerous insurance institutes in 4 different states during that time: AIG, Farmers Group, AllState, StateFarm...All I did was writing checks.

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Pros: Rates, service, professional
Cons: No cons I've found

I've been paying very reasonable rates for
this company. My wife and I are comprehensively
insured for a Celica and Q45. 21st Century offered
the lowest rates after I shopped around.

I did have some doubts that they might...

Pros: price, application process
Cons: claim service?

Its difficult for me to give a complete epinion on the quality of service of 21st century auto insurance because I have never made a claim. However, I believe that's probably common for most drivers who use this insurance plan. 21st century openly...

Pros: low rates
Cons: What will they do if I actually make a claim

Twentieth Century does have the lowest prices in California for mainstream insureds. How do they come in consistently lower than all those other companies? They don't accept risky drivers, that's how. If, like me, you once were a high-risk driver (I...

Pros: Excellent rates for drivers with perfect records
Cons: Limited locations

Thank God for 20th Century auto insurance. Not only by switching over to them I have saved almost 50% on my car insurance, but also, I have received tremendous service. Even though their customer service representatives are usually only available...

Pros: low price, prompt service
Cons: horrible communication, always changing plan, slow to pay refund

I am a penny pincher. I also am a part of a lot of points for prizes organizations and when I saw that I could get so many points from FreeRide for checking out auto insurance I was thrilled! After all, we needed some for our newly purchased car. So...

Pros: Cheap, can become insured by mail and phone
Cons: None yet

While living in California, I had always been insured with Mercury Insurance, until the beginning of 1999. At that time, they sent me a letter with their new 1999 rates. I was horrified with these rate changes and started looking around. I am a 28...

Pros: Can't beat that math discount!
Cons: Better call center service

Here is a little known fact about 20th Century Insurance that is never publicized. The company offers good discounts for those who graduated with a math (and maybe even an engineering science) degree. I don't know why, but when I asked a customer...

Pros: Hassle-Free
Cons: Rates are a "little" more

20th Century is a great Insurance company if you don't mind paying a little more. And that's not a bad thing. I was with 20th Century Insurance for a while until I was referred to an insurance company that offered lower rates.
I am a college...

Pros: low rate for high performance cars. easy to contact customer service for help.
Cons: none

I have been insured with 20th Century Insurance company for over 14 years. Over the last 30 years in auto insurance company, I had Farmers, AAA, State Farms and Colonial Penn Auto Co. Far above those auto insurance companies, 20th Century has the best...