CIGNA

Pros: Will pay eventually
Cons: Must call on a weekly basis for months to get claims paid

Cigna = stress times infinity.

Unfortunately most people do not have a choice in which healthcare insurance they have. You usually are stuck with what your company has to offer. This is my second bout with Cigna Insurance and it is not...

Pros: It beats not having insurance
Cons: slow and too cheap to want to pay for anything

I've had different health insurance carriers. I've had Kiaser and Friendly Hills Insurance. Then we got switched to Cigna. They are the WORST! I can tell you what my experience has been like with them and I'm not alone. This has happened to everyone I...

Pros: Catastrophe Clause, Doctors, Service, Hospitals
Cons: None that I witnessed

My mother had had Cigna for a few years, and like most families we just were happy with the doctors that were on the HMO plan, but really had not had to use any of the other features.

In the Fall of 95, I started to get very Ill. I...

Pros: wide plan participation in New York City.
Cons: Will not document coverage, phone reps unhelpful and even deceptive.

So at age 33 the wife and I finally decided to make a baby, and it turned out to not be so easy. We needed the help of a Reproductive Endocrinologist. Our Cigna POS policy supposedly covers diagnostic procedures as well as corrective surgery. The ...

Pros: none that I have experienced
Cons: slow response time, errors galore, not paying claims

Three months after my daughter's birth we are STILL battling CIGNA to pay the routine hospital and doctor bills incurred during my pregnancy and birthing experience.

Thankfully we no longer have CIGNA due to a job change, but we are having a...

Pros: Let me know that the symptoms I was experiencing where noting to worry about.
Cons: Didn't go into more detail.

Hey kids, it’s me dastr8poop! I bet you thought you’d seen the last of me, I sure thought you had, but it turns out that all it takes is one highly satisfactory customer experience to make me come screaming back to the consumer helpful e-ticket...

Pros: None
Cons: Terrible customer service, mail order pharmacy is awful

I have had Cigna HMO as my medical insurance for several years. I had no choice but to take Cigna be ...

Pros: It was inexpensive as COBRA coverage
Cons: Service...what the heck is that?

I had CIGNA as an insurance company for 4 years. I was originally covered under an employer's plan, and then continued under COBRA for nearly the full 18 months. I'm not sure why.
CIGNA did a really good job of messing up nearly every claim. They...

Pros: None
Cons: zero customer service

I have had CIGNA for the last two years. I have done nothing but waste my time fighting with them to pay my doctor bills. I have some that are a year old. They have every excuse: lost that, did not receive that, there was a typo on that ...I recently...

Pros: No surprises
Cons: none

I have Cigna dental insurance and I like it. So far most procedures that I've had done have either been at no charge or for a low co-pay. I've never had dental insurance before but I seem to have hit the mark with Cigna.

The nice thing...

Pros: decent ortho coverage but, read the fine print!
Cons: pays for barely no prescriptions!

Cigna is absolutely the worst health care plan we have ever had! And there have been several.

The only good thing I can say is that they did have decent coverage for Orthodontics on the dental plan. But, if you have this plan, make sure to...

Pros: Keeps the Feds rich and plump.
Cons: Useless to the rest of America.

Get this, I call Cigna to see if the Gardasil vaccine is covered and they say "yes, it is". I go to the doctor and she says that I have to purchase the $600 vaccine myself and bring it back to her to administer it. Nice. I call 3 more doctors, they all ...

Pros: Have all been abolished due to breech of trust.
Cons: The board of directors who demonstrate a system of untrust in favor of profit.

My husband and I have used Cigna for more than eight years only to find that I made a comment disagreeing wiht thier practice of allowing a higher co-pay to one physician and discriminating to another wrote a letter to my husbands employer complaining and ...

Pros: Co-pay isn't bad, dental benefits
Cons: Everything but the co-pay and dental portion.

Once upon a day, there was Blue Cross and Blue Shield. Then, after a what my company considers to
be a "brain storm," there was Cigna.
Of course after the transition had been made, I finally could no longer take the pain lurking in...

Pros: Better than nothing. (or is it?)
Cons: Insurance is no good when doctors won't take it.

My husbands work offers Cigna. We had PPO but with a 300.00 per person annual deductable, unless your REALLY sick all the time we just can't afford 900.00 a year before they pay ANYTHING, and THEN it's always a fight. So.. we switched to HMO just this ...