Farmers Insurance - Home

20 ratings (18 Epinions reviews)
Epinions Product Rating: OK
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    Highest Rated Consumer Review by the Community

  • Farmers Insurance: Better Hands, Better Allies

    May 19, 2000 by
    Rated a Very Helpful Review
    Pros: No credit check; monthly billing; best rate
    Cons: All State & maybe Nationwide (send the Bunko Squad)

    Summary: While setting up a closing date on my new condo, although my mortgage company was not requiring it, I decided it was prudent to have homeowners insurance ready to go. Since Homeowners Condominium Form B insurance is a standard coverage ... read more

  • Great until you have a claim

    Jan 2, 2011 by
    Not yet rated.
    Pros: Friendly customer service ,Great until you have a claim
    Cons: refuses to pay claims ,trying to pass the buck to someone else...

    Summary: I have had Farmers for about 6 yrs now on my home , always paid on time , customer service great , but until you have a claim your  nightmare is about to begin, I had a leak in the front of my house in the street, the city came out and fixed ... read more

  • Beware! Nonstop rate increases..

    Jul 30, 2010 by
    Not yet rated.
    Pros: Great advertizing. Gives you that warm fuzzy feeling huh?
    Cons: Unwarranted rate increases, aggrivatingly difficult reaching a person.

    Summary: I switched to Farmers for my home owners 3 years ago. The annual rate was $919 and afforded good coverage. The first renewal they bumped me to $1574. There were a number of big fires in California that year, but not around where I live. My agent Al ... read more

  • Farmers over priced premiums = NO COVERAGE!!!!

    Feb 16, 2009 by
    Rated a Helpful Review
    Pros: There's nothing Pros about FARMERS
    Cons: VERY high premiums = NO COVERAGE NO REIMBURSEMENTS

    Summary: Farmers premium and what do they actually cover is ridiculous!  I come to a conclusion that the documents they sent you seems to lure you to think you are "covered"...but Farmers don't cover anything!!! I have followed procedures to repair the ... read more

  • Left holding the bag - twice!

    Jan 8, 2008 by
    Rated a Very Helpful Review
    Pros: Affordable rates.
    Cons: Covers nothing.

    Summary: Farmers Insurance who "covered" us since about 1994, lowballed us on our hail damage claim. We had a terrible hail storm in September 2007, our city was declared a disaster area. Our house developed a roof leak. The adjustor showed up, looked at the ... read more

  • Great Service in a Disaster!

    Oct 16, 2007 by
    Rated a Very Helpful Review
    Pros: Fast, friendly service. Immediate help in an emergency.
    Cons: Higher premiums than some other companies.

    Summary: We recently lost our home to a fire. The fire broke out at around 5:00 p.m. Since I was at home with the children and saw the smoke coming through the attic vents, I was able to get the kids and the pets out with a bit of help. When the fire ... read more

  • Farmers Are Unbelievably Good!

    Sep 30, 2007 by
    Rated a Very Helpful Review
    Pros: Fast service with every attempt made to keep our life stable. Outstanding team work.
    Cons: None

    Summary: You never know how good an insurance company is until you need them and that is too late. I would highly recommend Farmers and I'll tell you why. We had Farmers on our 100 yr old house for several years. One night our house caught on fire from ... read more

  • Famers Insurance On my nerves!!!

    Jun 22, 2005 by
    Rated a Very Helpful Review
    Pros: They contacted us very quickly and have stayed in touch fairly well.
    Cons: One week and its been like this...never again!

    Summary: So here is the deal. We had someone force there way into our apartment on June 15th while I was asleep in my bedroom this person knocked on our door and started pushing his way into our apartment on my girlfriend. It was then that she caled for me and I ... read more

  • Farmers Insurance-Breach of good faith and fair dealing

    May 17, 2005 by
    Rated a Helpful Review
    Pros: Efficiently cash out your premium check
    Cons: Breach of contract, violations of business and professions code section 17200.

    Summary: I am a Farmers Home insurer victim who is suffering from their fraudulent business conducts. I was advised from the claim representatives of the so called emergency services offering. It was merely a warning of accepting the responsibility of paying the ... read more

  • A Farmers Insurance RIP~OFF

    Apr 6, 2005 by
    Rated a Helpful Review
    Pros: BECAUSE WE HAVE AUTOS INSURED ASWELL, OUR RATES ARE ACTUALLY LOWER THAN ANY OTHER
    Cons: POLICY CHANGED WITHOUT INDICATION OF SUCH AND THEY RAISED THE COST WITH LESS COVERAGE

    Summary: WE HAVE A HOUSE THAT WE HAVE OWNED ~AND PAID FOR FARMERS INSURANCE~ FOR OVER 15 YEARS. WE DISCOVERED SOME CRACKS APPEARING THROUGH OUT THE HOUSE AND CALLED OUR AGENT, WHO TOLD US TO CALL A PLUMBER AND FIND OUT IF WE HAD A WATER LEAK SOMEWHERE. WE DID ... read more

  • Farmers in Texas - Best of the best, if you qualify...

    Aug 29, 2003 by
    Rated a Very Helpful Review
    Pros: Fast, Friendly & Fair Service - Both in sales and in claims
    Cons: Limited coverages and not available to those with prior claims

    Summary: We have been with Farmers now for about 12 years. We have had to use just about every aspect of our ... read more

  • REAL BAD customer service

    Jan 9, 2002 by
    Rated a Helpful Review
    Pros: My agent said they were cheaper.
    Cons: If you miss ONE monthly payment, they cancel your insurance

    Summary: My agent had just switched me to Farmers (his company had dropped the insurance company I had been using). I had Farmer's Insurance for two months. I went on a month long vacation, which I do every year. When I got back, I had a letter ... read more

  • Read the Fine Print on Your Statements

    Sep 22, 2000 by
    Rated a Helpful Review
    Pros: Reasonably Priced
    Cons: Amendments made in fine print or not at all to your policy

    Summary: After buying our house 8 years ago we looked into insurance companies that would handle not only homeowners but earthquake insurance as well, since we do live in Southern CA. Farmers at the time was the only carrier that would carry both types of ... read more

  • I always got paid!!!!

    May 18, 2000 by
    Rated a Very Helpful Review
    Pros: Quick claim turnaround/settlement, stable consistent service and rates
    Cons: Quarterly billing

    Summary: Farmers Insurance has been a previous home insurer of mine due to my parents recommending it. My parents have used this company for the last 22 years to insure their cars and house with mimimal problems or issues. Farmers Insurance, for the ... read more

  • Express Customer Reviews

  • Farmers promotes lying

    Aug 1, 2013 by
    Not rated yet
    Pros: NONE
    Cons: FARMERS NEEDS TO PROMOTE THE TRUTH FROM IT'S CUSTOMERS.

    Summary: How can a claims rep in Oklahoma make a correct determination about a claim in OREGON?  answer:  THEY CAN'T...but that what's farmers is doing to me.  I had a fender-bender in Junction City Oregon in the Safeway parking lot. I man ... read more

  • Farmers doesn't value good customers

    Sep 18, 2007 by
    Rated Show
    Pros: Cheap
    Cons: The local agents and corporate do not seem to communicate or care.

    Summary: After we moved from NV to CA, we have had nothing but problems with Farmers. I think they used an entire tree for the amount of paperwork they sent us. We called our agent and updated our address, but they still sent us notices to the old address. We ... read more

  • Don't get Farmers!

    Jun 30, 2006 by
    Rated Show
    Pros: none
    Cons: finds any way to avoid paying on a claim.

    Summary: I got Farmers Home Ins. against my wife's wishes, because they were the lowest price. My wife has done ins. claims for 5 years,and said Farmers was the worst at paying claims. Well i should have listen to her.Wind damage to my roof. Blew many shingles ... read more

  • farmers insurance misleading

    May 2, 2005 by
    Rated Show
    Pros: Well...I guess their name sounds nice.
    Cons: expensive, misleading

    Summary: When I bought my new home I was told by Farmers insurance that because of some moss on the backside of my house I could only qualify for their high risk insurance at an additional cost to me of $1000 per year, but that I could get out of the policy and ... read more

Showing 1-18 of 18 reviews
 


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