GEICO Direct

Pros: 24/7 service
Cons: none

Having multi-car policies (up to six vehicles at once), one driver with a less than perfect driving record, and teenagers about to start driving. Finding an automobile insurance company to fit our budget I knew would not be easy. Approximately three...

Pros: NONE
Cons: Very deceptive billing policies

I, too, was lured into the Geico web by their claims of low cost insurance. I was very pleasantly surprised to find my premiums were significantly lower with Geico than my old insurer. I gave them all my info, including the fact I required full...

Pros: (deceptive) low rates
Cons: long 'at risk' term

Geico is not a place for young drivers who are insuring their first car.

Yes, if you are coming from another insurance company and you're 25 - fine - but if you're just starting out, consider Geico your LAST OPTION, much like chopping off a...

Pros: Great customer service, and good prices
Cons: have to sometimes wait for a long time on the phone to speak to a representative

My fiancee, my mother, as well as my sister and her fiancee, all have GEICO. We have been this way for over 2 years now, and have always loved their service and their prices.

The other day, I called to make a payment for $91.00, which the...

Pros: Great rate for Military
Cons: Can take a long time for changes to go through on existing policies

My husband and I had another insurance that kept going up every 6 months. It was time to look around. Since we are Navy, we decided to get a quote from GEICO. They were the cheapest by hundreds of dollars, even with the max coverage we had to have on...

Pros: It was a convenient online form.
Cons: It was never cheaper in my experience.

After seeing many ads on T.V. and hearing many more ads on the radio, I decided to get a quote from Geico online. I have a great insurance company to begin with, so I am comparing it to my personal experience.

I went online and filled out my...

Pros: Fast response, very friendly
Cons: Some of the commercials are stupid

I do not have GEICO insurance, I use USAA. However, about 3 years ago I was waiting at a red light in my Jeep Cherokee and was rear-ended by a woman in a newer Lincoln Continental. She was only doing about 5-10 miles per hour when she hit me, but it...

Pros: Great rates, but depend where you live...
Cons: Not so great rates in certain places...

There isn't really any bad things about GEICO. First of all, anyone who picks up your call from the call center can act as your agent, so you don't have to wait for your agent to be in the office to help with your claims, or purchases, on top of that,...

Pros: It saves money and the premium can be debited from your checking account
Cons: Your only communication with the company is over the phone or via the internet.

I recently purchased what some may consider a sports car. I called my insurance agent to make adjustments to my policy. I was then informed that my insurance would more than double it's original amount, to $250 a month. This is only because I'm young,...

Pros: Cheap
Cons: None that I know of.

I think Geico is outstanding. Their service is excellent, their prices are far below competitors and they treat me like a person and not a number. When I have had a claim, they processed it quick and easily. They have not raised my rate, but have...

Pros: Catchy ads
Cons: High prices

After being with my current auto insurance carrier for over 10 years i decided to do some competitive shopping, Geico was my first or second call the first call was close to my yearly price, then since ive seen many many Geico commercials on tv i thought...

Pros: Customer Service and rates
Cons: None

I have been insured with GEICO for a little over two years now and to be honest all I have is praise for this insurer. Before I went with GEICO, I was insured by State Farm for close to 30 years overall.The cost of my insurance kept going up even though...

Pros: 24 hr service, good net site, some very friendly folks here and there at 800#
Cons: Corporate Cults book stories, sued by government over various matters such as discrimination, inferior/allegedly unsafe replacement parts

Geico has some good points...and true...not many care much about anyone elses bad until it happens to them---so as long as their limited experience is good...that's all they care about. (and they ignore or argue with anyone else that heaven forbid...

Pros: Good Prices
Cons: Bad Service

I used to have Allstate, until one of Geico's ads came in my mail. I decided it was worth a shot, so I called the 1-800 number to get some figures. For the exact same coverage, Geico charged me half of what Allstate was charging me. Seventy five...

Pros: 24 Customer Service, the safety of being with the big boys.
Cons: Those who like to send fruitcakes to their insurance agents at Christmas won't like them too much.

That title wasn't just flattery. I've been with Geico for over a year now, and I really do think they're the best game (any) town. Like Microsoft, their size has allowed them to provide options and service that no smaller company can match....