GEICO Direct

Pros: None
Cons: Very filthy, dirty, underhanded, deceptive, lying claims adjustment process.

I am not a GEICO policy holder. I became acquainted with this firm's underhanded claim's procedures when I was stopped at a red light and somebody who is insured by GEICO rammed me from behind on December 01, 2001. The rear bumper is all ...

Pros: Excellent customer service, numerous payment options, lowest rates for me
Cons: They'd probably be even better if they didn't spend all that money advertising

I was clearing out my e-mail inbox this morning and *panicked* when I noticed that I had forgotten to pay my car insurance. It was exactly 5:01 pm on Saturday, so I figured my policy had been canceled and I was a goner. I crossed my fingers and ran to ...

Pros: excellent value, prompt service
Cons: none

I have had auto insurance from several different companies, and I had never really put thought into which company I was with. To me it was a necessary evil purchased only to satisfy a law.

This all changed one rainy night in February 1999...

Pros: According to what I hear, it works well for low risk people.
Cons: 15k per year!!!!!

Its commercials on TV and online make it seem like Geico will save you on insurance money. That maybe so, if you are over 25 and have a low insurance car they probably will save you money. Unfortunately, if you don't meet their criteria, Geico will...

Pros: Easy online payments.
Cons: Total lack of any kind of communication, cancellations without warning, constantly raising rates.

I USED to be with Geico. That's going to change as soon as I can manage it. After 18 years, I'm bloody sick and tired of being jerked around. I've paid every month on time. I've never had a claim. Nobody drives my car but me; back and forth to work ...

Pros: Pleasant Agents, Easy and Nice Website, 24-7 Customer Service
Cons: The Price!!! I'm sorry Geico, I did not save 15% by switching

I had recently moved to a different state, and needed to get a new auto insurance policy. I was with my old auto insurance company since the day I received that sacred laminated paper all 16 year olds dream about; So, I guess you can say shopping for car ...

Pros: Easy Application; Good Website
Cons: When they get a chance to up your low premium, they will!

UPDATE 6/27/01 In reviewing earlier opinions I've written (hoping to hone in on my writing skills), I ran across the one below which I had hastily written in December 1999, while still basking in what I thought was a good decision.

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Pros: Cute Gecko, Reps sound polite.
Cons: Lie, Don't correct mistakes, Refund as little $ as possible, Inconsistent, Expensive.

I was recently shopping around for car insurance for my husband and I; I having just gotten off of my mother's policy months prior & my husband needing to obtain his driver's license for the first time. In the same week he planned to get his license ...

Pros: We always got prompt attention at Geico.
Cons: Geico stacks the deck against the people they insure.

We originally signed up with GEICO for auto insurance six years ago because their policy price was the most reasonable. With each year's renewal, however, the price escalated until we felt it was ridiculous. I called the company that we use for our ...

Pros: great rates
Cons: they mail payments out late

I am a twenty one year old driving a plum, 1999, Pontiac Grand Am GT. I don't have any accidents on my record and I also took a driving safety class during my high school years. You can imagine the rates most insurance companies gave me.
...

Pros: They were quick to take my money!
Cons: Just now getting around to authorizing body shop to repair!

I live in Louisiana and drive to school in Houston, Texas (3 hours one way), 3 days a week. I told this to Geico when then insured me, hence the outrageous premiums I pay for full coverage (premium $172 a month)($500 deductibles). But, with all the...

Pros: Unbeatable quotes, nice customer service.
Cons: Provided insurance cards could easily be lost.

Tony the Tiger would of made the perfect spokesanimal for Geico. I was actually smiling after hanging up with Geico which is a rare event when discussing a car insurance company. Note: As of August 2003, I no longer use Geico. I have switche ...

Pros: Low rates. 24 hour customer service
Cons: Sells you stuff that you don't need

Check your GEICO quote/bill. If you see the line item "mechanical breakdown" insurance and didn't ask for it, you are paying extra for something that's you may NOT need. Here's the straight facts on "mechanical breakdown insurance"...

Pros: Great discounts, a wide variety of products and services, excellent customer service.
Cons: Difficult speaking with the same CSR. High rates for young drivers and old folks.

Less than a year ago, I worked as an Insurance Sales Representative (I gave you the quote over the phone) for GEICO Direct. I left primarily because the Techie in me was just screaming to get out (They tortured me by running a 500+ workstation...

Pros: Great auto rates, easy web access to pay or change policy, SUPER easy claims service
Cons: You have to work for it on the customer service front when purchasing a policy

In 2003, husband and I switched our car insurance to GEICO due to the great rates they offered (30% savings off our old, really good rate). Good stuff: It was remarkably easy to get a quote online. Their online car insurance quote engine is ...