GEICO Direct

Pros: A sensible alternative to other insurers
Cons: A lot of $ being spent on advertisement that could otherwise make rates even better.

I am a claims adjuster for a major insurance carrier (NOT GEICO) and am hearing a commercial for Geico on TV as I write this review.

The truth of the matter is that all insurance companies all perform the same function. One major difference...

Pros: Service, Rates, Adjusters
Cons: None

My wife and I have been with Geico for over 2 years and we are very happy. The rates, although they may seem high ($148/month for full coverage on a 99 Sentra and 97 Pathfinder), are within $5/month of the cheapest providers in the area.

Why...

Pros: Inexpensive
Cons: Impersonal

First of all let's talk about insurance. Everybody I know hates it and doesn't like to talk about it unless they're selling it!

What I like about GEICO is 1) they are the most inexpensive insurer
that I have found. 2) They are...

Pros: Cost, service
Cons: None yet

I decided to look around for new car insurance when I went to my old agent (Allstate) and requested a quote on a new car I was buying and was told my insurance would go up $400 a year. Now Im a 38 yr old mom who hasnt had a ticket or accident in over 10...

Pros: Cheaper quotes.
Cons: You pay in the end.

Like everyone else, I listened to the TV and radio ads talking about all the money you could save. My family had just moved back to the states and I needed immediate insurance, unfortunately I had just got my first ever speeding ticket.

Geico...

Pros: Great rates and coverage, and you get immediate help over the phone.
Cons: None

I have had GEICO as my auto insurance for three years, and I must say, I have been very pleased. When I hit a guide wire, and crumpled the bed of my husband's NEW truck, GEICO promptly footed the bill, and my rates didn't increase at all. When my...

Pros: excellent service, great rates
Cons: ?

When doing our insurance shopping 2 years ago, we decided we were fed up with the high rates we were being charged by State Farm and decided to look around at other insurance carriers.

The best quote for insurance we received was from Geico,...

Pros: great prices
Cons: none

When we PCSed to Hawaii we still had State farm Insurance and although they are represented in Hawaii they gave us a great big runaround so that we then signed up with AIG which saved us some money. When the first 6 months were up, I started comparing...

Pros: A Real Deal
Cons: ...kinda makes you wonder.

...(as the song goes) it tends to confuse me. It's apt to lose me, it's such an unusual sight, when something goes right. -Paul Simon

If I told you what I paid for six months of no frills, minimum liability insurance at Geico, you'd say I was...

Pros: The logo looks nice
Cons: Prices and payment methods

I don't know why GEICO Direct claims to be cheaper than the leading insurance agents. I tried signing up on a new car with them when I heard they could "save me money". First I shopped around calling almost everyone in the area...then I...

Pros: Nation wide, fair rates
Cons: SLOW, SLOW, SLOW to make changes. Send duplicate information on almost a monthly basis.

GEICO Direct has a large customer base, largely because they spend an large amount on their ad campaigns. I would guess that a large part of my premium goes to cover some of their expensive television ads.

GEICO has not really done...

Pros: Best rate for the safe driver! Great follow up service!
Cons: Quick to cut off new drivers with bad records!

I always like to shop around when it comes to insurance rates. It seems that every time you move or are up for renewal, insurance rates go up. I first switched to GEICO back in 1985 simply because they had the lowest rate. Over the next 14 years I...

Pros: Cheap
Cons: Too many hidden conditions

Well, I am sure that everyone saw the TV commercials how Geico can save you nundreds on your car insurance. It might be true if you fit their profile...

Pros: quick service, great coverage,friendly reps
Cons: They use Enterprise rental car as the loaner car

In the my 22 years of driving i have own 4 cars and had several small somewhat unknown auto insurance coverage. One General Accident was the best out of those unknown insurance companies. I decided to that when I brought a brand new car I was going to go...

Pros: Good service, good prices.
Cons: That is until you have to make a claim

My husband and I needed car insurance. After seeing the commercials I decided to call GEICO. I was on the phone forever with them getting the insurance set up. We got a good policy and a good price.
After being with GEICO for several months, my...