Lincoln Financial Group - Annuities

Pros: Absolutely NONE. They are not consumer oriented but self profit oriented
Cons: Play the delay, deny and hope they die game. Don't follow their own protocols.

Lincoln Financial does not follow it's own policies and procedures. Will do whatever they can to not pay benefits you have paid into by abusing their discretion. This company is a racket of profiteers who do not look out for the best interest of their customers. They are self driven at the expense of their honest paying consumers. There are currently complaints with the Office of Financial and Insurance Services on this company as well as legal claims pending. I would recommend avoiding this company and all it's affiliates.