Pros: Anything a shoebox under the bed can handle, they can handle, too. With interest! Cons: Poor handling of electronic data could cost you money -- and your good credit.
UPDATE: In addition to STILL claiming to "investigate" its failure to pay an online bill (so as to avoid making good on its payment guarantee?), GTFCU has just sent me a nice form letter saying that they sent an unencrypted file, containing my personal ...
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