Navy Federal Credit Union

Pros: Fast, and excellent customer service.
Cons: Lack of member branches/atms. Not everyone may join.

Well, my experience with Navy Federal Credit Union began in 1993 when I ventured into the United Stated Navy.. And here I am, almost 8 years later, and have never looked at another banking institution. It's just not worth it. Here are some quick stats as...

Pros: Good Rates
Cons: Absurd policies for people who aren't primarily dependent on their employment income.

I recently applied for a $120,000 home mortgage based on income from a summer job I had. I am a 29 year old Electrical Engineering student with prior work experience in the semiconductor industry, working on my bachelor's degree. I have a significant ...

Pros: Hmmmmm...
Cons: ATM locations, ruined my account, don't listen, will not honor my Power of attorney

We joined NFCU back in 1994 when we got married. We had a jointed account at the time. Now I am the only one with an account. Here are my issues with NFCU: When I would deposit checks to me (not my husband) he still had to sign them before they would ...

Pros: If you use their ATMs, no transaction fees when traveling. Thought they were supportive-NOT!
Cons: Besides seeming to harbor a dislike of military officers, just overall difficult to deal with!

You should see the PALACE Navy Federal built for itself in northern Virginia using members' (our) money! Turned down for a mortgage in the mid-1980s in spite of being members for ten-plus years, with the combined income of an O-4 & an O-5 and a ...

Pros: Loans are Easy to Secure at NFCU
Cons: They have their own rules about how to operate a business...

Our first home purchase was in 2000--the NFCU loan was relatively easy to secure, although the rep acted like she couldn't understand simple communication. Requests that I sent by certified mail were ignored, etc., etc., On closing day, the money was...

Pros: customer service
Cons: limited membership opportunites

I have been a member of Navy Federal now for a little over a year. About a year ago they opened membership up to all Navy members. Prior to this the only way you could join was if you were stationed out of the continental U.S. or on a ship.

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Pros: Good rates and products; friendly staff; accessible in person, by phone, mail, and Internet
Cons: Limited locations and ATMs

I have been a member of NFCU since 2002, when my husband joined the Marine Corps. For two years, we utilized only their basic checking account. Then we decided to gear up and buy a house, at which time we opened a Money Market account. Rates had/have ...

Pros: High interest rate, Great security, Good customer service
Cons: Not enough banks around the US

And had our money back in the bank within 30 minutes. I have been a member of Navy Federal Credit Union for 12 years. I never thought anything about it except they have good interest rates and it was a place to keep our money. One morning I got a...

Pros: Great overall service
Cons: No free Web Banking!!

The NFCU is THE best bank that I have ever used. Unfortunately, all the other banks out there have set such a low bar, it shouldn't be too difficult to top. I don't feel like I need to repeat all the praises of the others here, so I'm going to just...

Pros: low credit rates, great service
Cons: no main branches outside East Coast

Since joining NFCU in 1993, I have become a huge fan of credit unions and use them as my primary banking institutions no matter where I am located.

I joined NFCU when I was living in Virginia as a college student. My dad, wise old soul that he...

Pros: excellent customer service, no fees
Cons: limited locations

My husband and I have been members of Navy Federal Credit Union for the past four years. We have never had a problem with them during that time. We have two checking accounts, two savings accounts (plus one for each of our boys), a car loan, a Navcheck...

Pros: Online banking, courteous service
Cons: Not many ATMs, no free online bill pay

I have been a member of Navy Federal for about 8 years. I have been completely satisfied with the service that I have received there. In the past I have had a consolidation loan, two auto loans, Visa and checking and savings accounts through them. The...

Pros: Competitive Rate, Internet Access, Automatic transfer, Great customer service, 25% off insurance
Cons: few branches, no return check

I think Navy Federal Credit Union is one of the best bank around. I started banking with Navy Fed when I was over sea in Okinawa, Japan. It was the only bank at over sea bases. I especially like the customer service. They are always friendly and...

Pros: Bank anywhere and low fees
Cons: None

As a former Navy member it is not a surprise that I am a member of this great credit union. Not only do we do our banking with them via online access which is the best on the web I believe but we also bought our house through their loan department....

Pros: Free checking and outstanding service
Cons: Crowded lobbies

Navy Federal Credit Union is a great place to bank. They have many different options to choose from, to tailor to many different lifestyles and needs. I have been in the US Navy for about 2 years now and have been banking with them for about a...